4.963
RevenueNT$B
13.24
13.74
14.48
14.86
15.34
15.55
15.80
16.67
17.23
17.58
5.415
2.77%
3.07%
90
19.47
Revenue growth%
18.20
16.18
14.61
17.41
18.84
18.92
17.65
19.91
21.27
21.70
15.78
19.91
18.52
46
19.25
NIM%
7.24
7.53
4.74
5.74
6.76
4.57
5.79
7.93
10.21
8.46
28.50
7.93
7.00
50
5.59
Effic. R.%
7.96
9.13
6.15
8.13
7.40
8.73
6.57
8.63
9.45
8.31
3.07
8.63
8.22
39
24.46
Net margin%
18.55
19.96
18.62
16.17
18.17
16.36
16.57
15.67
14.51
11.94
13.02
15.67
16.46
47
22.78
P/E ratio (avg)x
34.86
33.63
34.52
32.82
37.74
38.60
37.03
35.80
37.69
36.68
20.06
37.03
36.24
49
36.43
P/TBVx
35.89
38.83
44.69
47.83
51.55
53.51
61.29
66.18
70.71
71.68
13.74
66.18
52.53
7
11.20
P/Bx
43.58
48.03
50.69
53.01
53.29
63.68
68.38
73.85
81.87
80.80
20.78
73.85
58.49
94
2.788
NIINT$B
7.333
7.604
8.101
8.163
8.402
8.752
8.762
9.207
9.422
9.670
2.312
2.85%
2.91%
—
18.54
NII grth%
36.30
37.71
35.32
36.33
38.57
36.10
36.55
35.67
38.44
38.89
3.03
36.55
36.44
49
13.14
ROTE%
26.54
26.34
25.22
27.42
26.06
27.95
29.02
27.76
27.57
24.60
2.60
27.76
26.98
40
7.73
Return on equity%
3.54
4.87
7.56
9.97
12.05
12.92
15.32
12.68
14.44
14.74
6.00
14.44
12.36
18
28.04
Return on assets%
18.33
19.06
20.88
22.00
23.59
23.26
26.08
27.33
25.99
25.29
22.24
25.99
23.43
22
0.32
EPSNT$
1.37
1.45
1.65
1.93
2.07
2.44
2.85
3.35
3.82
3.96
0.33
13.92%
11.97%
—
12.83
EPS growth%
20.60
20.15
22.47
21.70
20.09
20.17
17.33
16.58
13.78
13.14
19.15
16.58
20.12
29
1.22
Bookvalue per shNT$
1.01
1.00
0.95
1.01
1.11
1.04
1.07
1.15
1.24
1.36
1.32
4.11%
4.61%
—
0.71
TBV/shNT$
0.53
0.55
0.54
0.61
0.71
0.75
0.80
0.83
0.97
0.95
0.46
5.79%
7.15%
—
0.72
Dividend per shNT$
1.55
1.71
1.76
1.92
1.85
1.85
1.83
2.05
2.36
2.57
0.91
6.82%
6.72%
—
27.90
Div yield (avg)%
35.30
34.64
34.66
34.05
33.66
30.70
29.97
29.24
31.87
31.15
9.96
30.70
32.77
12
3.51
Payout ratio%
13.70
11.46
9.14
6.64
8.59
6.20
4.32
2.91
5.36
3.66
17.69
4.32
6.42
38
2.813
Shares (diluted)B
4.872
5.639
6.598
7.286
7.518
8.322
8.911
8.652
9.189
10.56
2.823
7.04%
8.93%
48
22.38
Buyback yield%
23.43
21.98
21.61
21.85
20.84
20.11
21.46
21.07
22.32
22.31
22.68
21.46
21.73
38
12.35
Eq/Assets%
40.79
46.41
43.48
40.87
41.52
46.46
48.70
47.13
44.34
42.61
68.81
46.46
43.91
38
6.712
AssetsNT$B
9.513
10.42
11.47
12.12
13.14
13.54
14.67
16.37
17.57
19.45
12.09
8.15%
8.31%
61
1.813
LT debtNT$B
14.15
14.01
14.06
15.10
15.42
16.60
14.48
14.91
13.43
14.45
4.933
(1.29%)
(0.13%)
81
Non-interest expense
2.98%
0.99×
Net interest income
55.01%
Non-interest income
44.99%
Return on capital
115.61%