0.891
RevenueNT$B
4.063
4.081
4.177
4.253
4.251
4.223
4.222
4.286
4.236
4.192
0.978
(0.28%)
0.42%
53
4.53
Revenue growth%
16.79
14.13
14.79
15.61
17.14
14.56
17.45
16.79
16.32
16.35
4.25
16.35
16.33
27
23.30
NIM%
16.84
18.37
15.41
15.44
13.39
15.98
18.04
17.57
19.03
19.72
21.20
18.04
17.21
88
8.33
Effic. R.%
11.56
12.07
10.02
11.20
8.52
10.09
12.78
14.84
16.07
16.82
3.02
14.84
11.82
55
4.92
Net margin%
23.60
23.23
25.13
26.41
25.37
26.82
29.14
31.67
30.49
32.78
20.94
30.49
26.62
48
9.895
P/E ratio (avg)x
23.35
23.55
24.12
24.22
22.91
23.94
23.72
22.61
24.62
26.86
22.39
23.94
23.83
65
7.926
P/TBVx
28.56
28.01
27.43
26.88
27.60
27.08
31.94
33.32
37.57
42.10
16.41
33.32
28.29
46
18.04
P/Bx
25.23
23.90
22.74
26.46
27.01
26.17
24.69
23.59
23.05
22.35
16.14
23.59
24.29
53
0.927
NIINT$B
3.100
3.111
3.146
3.222
3.212
3.244
3.243
3.296
3.245
3.238
2.567
0.16%
0.44%
—
11.77
NII grth%
9.79
8.15
9.69
7.58
10.17
12.38
10.70
13.12
13.38
11.18
5.15
12.38
10.43
28
15.10
ROTE%
28.31
29.71
29.28
27.95
30.94
28.44
28.48
30.14
29.91
32.08
15.87
29.91
29.50
26
5.88
Return on equity%
4.73
3.23
0.70
0.40
1.53
0.40
0.40
0.40
1.81
4.70
2.76
0.40
1.11
68
15.83
Return on assets%
14.77
15.82
15.86
17.43
18.45
15.51
17.34
17.17
16.29
18.80
23.19
17.17
16.73
9
1.64
EPSNT$
2.18
2.34
2.52
2.29
2.43
2.36
2.51
2.66
2.81
2.89
1.81
3.49%
2.17%
—
4.86
EPS growth%
4.90
3.49
1.42
3.20
1.20
1.56
0.40
2.29
0.40
0.40
13.02
0.40
1.49
74
2.46
Bookvalue per shNT$
3.00
2.90
3.08
3.37
3.17
3.52
3.85
3.77
3.94
3.56
2.30
2.39%
2.39%
—
2.00
TBV/shNT$
1.19
1.12
0.97
0.96
1.02
1.03
1.10
0.94
0.98
0.86
1.35
(3.33%)
(4.37%)
—
0.35
Dividend per shNT$
0.82
0.82
0.74
0.68
0.65
0.68
0.68
0.72
0.75
0.76
1.28
3.21%
(0.51%)
—
7.86
Div yield (avg)%
18.80
21.73
22.38
20.55
20.12
22.50
24.39
24.93
23.17
24.78
10.00
24.39
22.44
23
28.60
Payout ratio%
23.87
24.55
24.98
23.17
21.48
22.91
20.05
18.26
15.50
15.07
13.46
18.26
22.20
68
1.956
Shares (diluted)B
1.744
1.753
1.749
1.930
1.863
1.869
1.743
1.731
1.872
1.862
1.972
(0.01%)
(0.28%)
22
9.94
Buyback yield%
17.98
18.65
20.96
19.73
20.45
20.26
21.16
20.90
18.99
20.59
14.73
20.59
20.36
91
69.76
Eq/Assets%
39.87
42.83
46.09
40.46
40.93
43.05
42.05
43.34
46.59
48.41
161.17
43.34
42.94
26
2.921
AssetsNT$B
16.94
19.13
20.33
22.22
23.94
24.91
28.38
29.22
31.68
33.89
5.221
7.20%
7.80%
65
0.827
LT debtNT$B
1.233
1.196
1.343
1.548
1.537
1.702
1.866
1.932
2.081
2.334
2.691
8.71%
6.41%
53
Non-interest expense
0.49%
1.01×
Net interest income
77.23%
Non-interest income
22.77%