4.454
RevenueNT$B
6.578
6.680
6.598
6.489
6.466
6.624
6.663
6.819
6.778
6.778
4.889
0.95%
0.47%
35
13.66
Revenue growth%
16.58
19.19
16.33
18.16
15.45
15.01
16.15
16.62
15.81
17.03
14.32
16.15
16.45
41
27.24
NIM%
28.21
28.60
29.74
27.16
28.40
25.93
26.66
28.94
26.12
27.03
13.65
26.66
27.68
11
3.24
Effic. R.%
6.47
6.15
4.60
2.62
5.48
3.47
1.74
2.53
2.28
1.21
9.75
2.28
3.04
40
25.15
Net margin%
10.21
10.95
10.35
9.20
10.96
13.16
15.58
12.70
13.44
10.44
12.75
13.16
10.95
11
34.16
P/E ratio (avg)x
37.86
42.60
45.38
50.81
56.67
62.21
72.72
76.75
77.89
84.04
25.76
76.75
59.44
19
13.25
P/TBVx
20.43
19.25
20.81
22.11
20.41
20.09
19.21
19.45
18.20
16.22
9.440
19.21
19.77
11
22.54
P/Bx
35.02
36.05
42.45
48.61
46.97
44.74
42.71
47.11
52.00
51.95
14.31
47.11
45.85
90
3.451
NIINT$B
3.674
3.704
3.728
3.650
3.594
3.767
3.676
3.773
3.830
3.795
2.246
1.10%
0.46%
—
22.22
NII grth%
12.98
14.00
16.61
14.72
13.90
16.54
18.91
21.63
22.60
20.17
26.06
20.17
16.57
8
17.51
ROTE%
23.65
23.00
23.00
23.33
22.66
24.71
26.67
24.94
22.79
20.11
5.61
24.71
23.16
42
15.37
Return on equity%
19.69
22.60
23.13
23.92
20.92
18.14
17.53
17.59
17.66
15.61
26.14
17.59
18.91
33
14.52
Return on assets%
22.10
24.55
27.11
26.61
26.18
27.01
26.24
23.33
22.28
22.74
27.16
23.33
25.37
25
0.25
EPSNT$
1.01
1.02
1.03
1.01
1.05
0.95
0.90
0.87
0.90
0.84
0.28
(4.31%)
(1.97%)
—
20.15
EPS growth%
15.03
13.97
13.57
15.10
12.48
12.82
14.65
16.23
15.51
17.59
14.88
15.51
14.84
73
1.21
Bookvalue per shNT$
0.39
0.40
0.39
0.44
0.45
0.47
0.51
0.60
0.59
0.60
1.07
5.92%
4.99%
—
0.21
TBV/shNT$
0.57
0.59
0.62
0.73
0.83
0.93
1.09
1.17
1.35
1.56
0.40
13.37%
10.10%
—
0.37
Dividend per shNT$
0.33
0.33
0.34
0.36
0.34
0.32
0.29
0.28
0.25
0.26
0.24
(5.60%)
(2.62%)
—
13.70
Div yield (avg)%
14.93
16.74
17.29
17.80
20.07
21.48
20.25
18.30
17.17
17.20
11.59
18.30
17.54
38
29.12
Payout ratio%
29.63
32.01
32.09
29.51
28.64
28.71
31.50
31.67
29.22
29.37
8.57
29.37
29.57
15
1.837
Shares (diluted)B
1.670
1.694
1.867
1.957
2.150
2.197
2.046
2.300
2.165
2.140
1.905
(0.10%)
2.35%
11
25.17
Buyback yield%
2.72
5.64
5.31
5.00
7.65
5.82
4.43
6.74
6.48
6.56
11.85
6.48
5.73
21
51.51
Eq/Assets%
66.76
67.23
67.30
61.91
71.12
74.50
78.34
83.84
81.33
75.75
34.50
78.34
72.81
14
2.793
AssetsNT$B
6.082
6.525
6.986
7.589
8.102
8.550
9.212
9.981
10.67
11.84
1.545
7.88%
7.49%
36
2.647
LT debtNT$B
1.040
1.077
1.041
1.078
1.027
1.223
1.270
1.455
1.684
1.732
2.663
11.01%
5.00%
63
Non-interest expense
0.52%
1.00×
Net interest income
55.99%
Non-interest income
44.01%