213.9
Revenue$M
214.1
217.5
216.7
216.8
220.8
227.5
226.6
226.8
225.5
231.6
222.8
0.96%
1.09%
20
12.97
Revenue growth%
22.50
21.50
22.08
22.52
20.59
21.22
23.97
23.03
25.21
26.95
7.50
23.97
22.51
17
25.05
NIM%
22.88
25.13
22.59
24.67
23.83
21.02
23.12
25.69
25.56
26.01
2.00
25.56
24.25
25
26.77
Effic. R.%
8.16
10.08
11.81
9.67
9.02
8.86
6.40
6.76
7.99
5.28
6.10
6.76
8.51
42
23.12
Net margin%
21.85
21.67
24.22
23.31
25.04
26.35
28.36
30.77
27.80
26.55
13.00
27.80
25.70
74
8.375
P/E ratio (avg)x
24.79
23.64
24.57
25.50
25.32
23.96
26.20
25.34
28.41
32.73
16.68
26.20
25.33
79
14.65
P/TBVx
21.10
21.79
22.09
20.37
20.04
18.41
19.29
19.83
21.26
19.03
21.64
19.29
20.21
54
19.83
P/Bx
56.31
60.59
66.15
77.36
83.85
94.38
96.63
107.1
114.3
124.6
36.69
107.1
89.12
59
10.22
NII$M
153.0
154.4
156.7
153.5
157.0
162.7
163.1
160.6
160.8
163.5
195.6
0.82%
0.94%
—
16.19
NII grth%
15.60
18.53
16.73
16.36
13.95
13.80
15.98
15.65
15.52
18.21
19.19
15.65
15.82
20
24.97
ROTE%
12.97
13.35
13.66
13.08
14.99
12.69
14.76
14.85
17.05
16.89
6.98
14.85
14.21
54
21.42
Return on equity%
14.86
16.48
14.28
14.92
17.28
14.44
12.79
10.77
10.13
9.90
14.89
10.77
14.36
67
14.29
Return on assets%
10.48
11.87
11.50
10.80
12.29
11.93
9.97
10.60
8.09
9.60
18.45
9.97
10.70
14
0.07
EPS$
0.04
0.04
0.04
0.04
0.04
0.04
0.04
0.04
0.04
0.04
0.08
2.23%
0.20%
—
17.23
EPS growth%
3.93
4.26
2.39
1.71
3.22
4.34
5.30
5.00
4.66
6.31
7.43
5.00
4.30
77
0.09
Bookvalue per sh$
0.11
0.11
0.11
0.09
0.09
0.09
0.09
0.08
0.09
0.08
0.07
(2.99%)
(3.71%)
—
0.07
TBV/sh$
0.15
0.16
0.17
0.16
0.16
0.17
0.17
0.18
0.19
0.18
0.14
3.15%
3.29%
—
0.02
Dividend per sh$
0.11
0.12
0.12
0.12
0.12
0.13
0.14
0.15
0.16
0.17
0.10
5.90%
4.28%
—
24.01
Div yield (avg)%
8.22
8.33
5.98
5.27
6.90
7.32
5.21
6.54
8.89
5.92
25.81
6.54
6.72
27
29.60
Payout ratio%
16.87
17.98
19.26
19.83
18.99
19.76
17.35
16.36
14.67
12.54
27.83
16.36
17.67
46
0.963
Shares (diluted)B
1.007
1.006
1.180
1.309
1.534
1.789
2.015
2.100
2.222
2.164
0.948
7.13%
7.80%
9
5.54
Buyback yield%
24.88
22.63
22.23
24.08
26.19
25.23
25.79
22.86
25.46
23.31
13.08
25.23
24.48
19
57.36
Eq/Assets%
107.58
120.24
118.37
117.24
113.06
113.94
124.69
147.34
160.58
175.62
16.14
147.34
119.31
21
0.151
Assets$B
0.651
0.689
0.712
0.764
0.850
0.902
1.012
1.035
1.115
1.242
0.202
7.87%
7.90%
35
231.0
LT debt$M
250.3
264.9
268.4
289.4
321.3
354.6
372.2
363.4
376.2
392.7
111.7
4.09%
5.62%
5
Total assets
$1.242B
7.90%
1.92×
Revenue
$231.6M
1.09%
1.00×
Non-interest expense
$131.5M
1.11%
1.00×
Net interest income
70.60%
Non-interest income
29.40%