188.1
Revenue$M
194.3
206.2
216.9
228.7
246.2
269.7
291.3
315.1
331.3
199.4
228.7
7.69%
7.18%
50
15.54
Revenue growth%
11.75
12.50
15.42
17.66
17.46
15.98
16.16
16.07
15.39
20.37
9.03
16.07
15.70
78
28.81
Combined R.%
80.39
80.79
79.27
79.18
79.67
78.83
80.80
79.08
78.70
24.67
13.47
79.08
79.47
69
18.54
Operating margin%
12.46
12.62
13.92
16.41
17.59
16.49
17.71
20.29
20.61
7.70
18.21
17.71
16.45
74
9.38
Net margin%
33.60
35.26
36.16
35.05
32.22
34.79
35.61
35.54
32.74
16.16
19.51
34.79
34.92
20
36.56
P/E ratio (avg)x
17.99
18.42
17.24
17.43
17.08
17.73
19.28
17.99
17.77
11.59
37.97
17.77
17.75
18
24.35
P/TBVx
12.95
12.68
11.43
11.23
11.52
12.82
14.11
15.67
16.86
28.98
33.53
14.11
12.89
66
29.66
P/Bx
8.804
7.642
8.287
7.730
7.535
7.638
7.545
8.122
7.978
26.34
26.54
7.638
7.854
13
10.21
Prem. grth%
22.75
20.73
18.34
16.28
15.37
12.60
10.14
9.08
11.38
26.25
6.65
11.38
15.82
58
9.06
Invest. yld%
33.00
34.55
34.86
34.93
33.80
35.87
34.38
33.88
34.76
26.21
23.49
34.38
34.47
65
28.80
BVPS grth%
22.66
21.74
20.46
20.42
22.85
24.94
23.89
22.21
21.39
10.51
4.55
22.85
21.97
83
21.18
Return on equity%
3.25
5.48
6.65
7.13
7.14
6.73
4.88
6.22
4.04
4.92
4.37
6.22
5.85
50
5.88
Return on assets%
11.99
13.50
10.60
11.37
9.91
12.56
13.40
12.30
10.66
21.66
13.42
12.30
12.15
76
0.20
EPS$
0.17
0.17
0.15
0.15
0.14
0.14
0.14
0.15
0.16
0.21
0.22
1.20%
(2.67%)
—
29.29
EPS growth%
15.82
15.30
17.50
18.45
20.02
20.80
21.72
20.57
17.99
11.52
24.32
20.57
18.22
50
0.24
Bookvalue per sh$
0.24
0.21
0.22
0.24
0.25
0.21
0.22
0.19
0.17
0.21
0.06
(6.26%)
(4.44%)
—
0.25
TBV/sh$
0.15
0.17
0.18
0.17
0.17
0.20
0.22
0.21
0.20
0.22
0.13
3.37%
1.76%
—
0.12
Dividend per sh$
0.09
0.09
0.09
0.10
0.11
0.10
0.09
0.10
0.10
0.21
0.19
0.73%
2.40%
—
14.84
Div yield (avg)%
14.81
15.57
15.00
12.00
13.22
16.10
17.88
19.17
21.34
27.06
16.65
17.88
15.84
29
26.07
Payout ratio%
5.31
7.13
9.00
8.92
7.46
7.15
8.19
8.43
5.48
2.38
4.75
7.46
7.30
73
351.7
Shares (diluted)M
301.9
299.5
285.7
271.8
297.7
268.5
287.7
257.5
234.0
334.5
352.2
(2.95%)
(3.06%)
39
11.65
Buyback yield%
22.73
21.80
20.68
18.81
19.77
22.18
21.18
21.81
24.20
7.42
3.53
21.81
21.81
29
0.939
D/E ratiox
1.390
1.407
1.546
1.809
2.038
2.072
2.213
2.504
2.420
1.334
0.827
2.213
1.923
49
121.1
Assets$M
250.6
274.6
303.2
329.3
349.2
380.0
426.9
454.6
496.2
180.8
104.8
8.54%
8.49%
74
49.86
LT debt$M
172.2
201.9
202.2
222.9
224.1
247.7
280.7
310.9
343.0
200.3
287.0
9.00%
8.86%
89
Revenue
$331.3M
7.18%
1.00×
Claims and benefits
$165.6M
7.45%
1.03×
Total costs
$241.7M
7.11%
0.99×