1.046
RevenueNT$B
8.856
9.664
10.38
11.07
11.95
13.09
13.97
15.25
16.30
17.65
1.103
8.11%
7.67%
35
6.12
Revenue growth%
12.93
15.47
12.94
12.31
11.94
10.53
10.89
13.10
12.44
9.80
24.26
10.89
12.37
53
29.27
NIM%
22.04
25.00
22.54
24.15
22.84
25.44
22.92
24.95
24.11
21.27
17.76
24.11
23.51
88
24.02
Effic. R.%
7.40
6.31
4.64
1.90
3.58
0.89
0.75
0.78
3.00
0.44
16.56
0.78
2.45
56
17.57
Net margin%
20.95
22.61
20.07
20.88
23.47
22.93
25.79
28.78
28.05
26.29
13.03
26.29
23.20
11
36.12
P/E ratio (avg)x
36.86
42.15
41.26
44.56
42.85
49.14
56.39
55.39
63.88
70.05
30.71
56.39
46.85
36
17.37
P/TBVx
24.83
26.77
24.73
25.59
24.94
23.18
23.81
22.43
21.31
22.47
12.26
22.47
24.27
48
33.45
P/Bx
37.69
44.48
47.87
53.32
54.20
63.42
72.01
76.95
74.98
75.81
15.36
74.98
58.81
77
13.80
NIINT$B
5.048
5.547
5.925
6.475
6.875
7.542
8.040
8.903
9.260
10.22
16.64
8.26%
7.89%
—
27.03
NII grth%
3.92
1.72
4.22
1.48
1.81
0.40
2.19
1.87
0.40
1.21
13.28
1.21
1.77
50
10.66
ROTE%
15.90
15.14
14.75
17.55
16.91
18.54
17.83
15.76
16.36
16.65
24.31
16.65
16.51
17
23.60
Return on equity%
14.52
16.25
17.78
15.09
17.56
20.52
18.87
18.59
20.05
17.36
27.32
18.87
17.67
49
5.41
Return on assets%
19.95
17.60
19.38
19.79
17.52
16.95
19.35
22.10
21.36
22.62
21.09
21.36
19.59
94
0.96
EPSNT$
1.65
1.81
1.80
1.62
1.83
1.81
1.97
2.00
1.84
1.73
1.06
(1.07%)
(0.23%)
—
4.66
EPS growth%
11.43
14.42
15.14
17.34
19.31
18.92
16.05
14.53
13.73
14.90
3.30
14.90
15.02
49
0.23
Bookvalue per shNT$
0.22
0.23
0.22
0.20
0.21
0.22
0.24
0.21
0.21
0.18
0.67
(3.24%)
(1.52%)
—
0.80
TBV/shNT$
1.07
1.21
1.14
1.21
1.14
1.06
1.19
1.18
1.13
1.08
0.90
(1.05%)
0.43%
—
0.72
Dividend per shNT$
2.30
2.31
2.64
3.13
3.70
4.34
5.22
5.67
6.75
7.39
0.37
14.88%
14.41%
—
15.15
Div yield (avg)%
10.06
12.06
10.36
12.86
11.11
11.65
9.57
9.99
7.26
6.76
17.15
9.57
10.21
73
2.87
Payout ratio%
20.41
19.48
18.82
21.66
22.69
21.70
20.53
22.34
25.06
24.93
27.98
22.34
21.68
71
4.963
Shares (diluted)B
4.384
4.414
5.056
5.654
5.969
6.096
6.154
7.137
7.021
7.224
4.965
3.89%
4.51%
42
13.08
Buyback yield%
12.13
11.40
12.24
11.35
11.07
12.38
10.27
9.73
10.14
7.69
3.23
10.14
11.21
93
36.57
Eq/Assets%
18.90
16.72
15.12
13.94
14.20
14.36
12.83
12.71
13.04
13.27
46.91
13.04
14.07
34
15.69
AssetsNT$B
25.13
28.72
30.35
33.99
37.20
41.97
46.69
49.06
52.46
55.77
10.11
8.44%
8.79%
26
8.289
LT debtNT$B
8.770
8.273
8.111
7.373
7.510
7.811
6.798
7.223
7.230
7.394
6.614
(0.31%)
(3.16%)
90
Non-interest expense
7.96%
1.03×
Net interest income
57.92%
Non-interest income
42.08%