18.05
RevenueNT$B
16.18
16.58
16.88
17.52
18.01
18.49
19.16
20.33
21.34
22.63
18.52
4.67%
3.67%
33
23.33
Revenue growth%
1.63
3.63
2.98
0.40
3.37
0.41
0.40
0.74
0.40
2.48
23.03
0.41
1.18
46
17.42
NIM%
28.34
25.61
25.71
24.62
25.18
24.89
25.89
25.64
25.33
24.11
10.92
25.33
25.47
66
22.15
Effic. R.%
8.32
5.68
4.83
4.17
2.26
0.57
2.39
1.78
2.03
1.39
25.99
1.78
2.32
20
9.25
Net margin%
21.07
19.69
19.89
19.14
21.26
21.53
20.71
18.36
21.12
18.53
24.28
20.71
20.30
43
14.25
P/E ratio (avg)x
19.56
17.35
17.29
15.40
15.67
15.62
16.45
18.03
17.70
16.93
10.26
16.93
17.11
84
34.60
P/TBVx
35.75
35.36
37.39
36.78
39.84
42.24
47.37
53.44
58.73
56.60
29.98
53.44
41.04
81
23.30
P/Bx
8.686
8.902
8.955
8.888
9.163
9.117
8.846
9.717
8.766
8.569
14.25
8.846
8.895
95
16.75
NIINT$B
9.310
9.542
9.587
10.17
10.18
10.41
10.79
11.60
12.07
12.88
17.65
4.82%
3.63%
—
2.68
NII grth%
18.30
15.70
15.47
14.63
12.36
10.07
9.64
8.95
9.91
10.51
3.13
9.91
11.44
85
10.59
ROTE%
15.22
12.51
11.52
13.09
14.62
13.37
10.71
11.11
8.47
9.39
21.00
10.71
12.01
39
23.99
Return on equity%
5.30
5.87
3.62
1.43
2.98
1.54
0.67
1.57
1.02
0.73
25.79
1.02
1.56
10
4.82
Return on assets%
19.64
19.19
16.87
14.93
14.42
14.39
15.43
15.91
16.60
19.34
25.53
15.91
16.25
12
1.46
EPSNT$
3.57
4.17
4.84
4.89
5.86
5.86
6.63
6.59
7.56
7.65
1.57
5.48%
8.87%
—
5.52
EPS growth%
24.14
24.27
23.25
21.40
19.40
16.98
14.27
11.48
9.75
11.99
28.28
11.99
18.19
32
1.38
Bookvalue per shNT$
1.61
1.81
2.17
2.48
2.91
3.43
3.97
4.31
5.19
5.58
0.37
13.95%
13.08%
—
2.04
TBV/shNT$
0.44
0.40
0.37
0.38
0.33
0.34
0.33
0.33
0.34
0.36
0.95
1.45%
(2.29%)
—
1.88
Dividend per shNT$
1.26
1.38
1.55
1.73
1.84
2.15
2.37
2.44
2.41
2.53
0.47
6.62%
8.24%
—
9.33
Div yield (avg)%
26.86
27.67
30.10
28.01
29.20
28.17
30.42
28.13
31.08
31.31
24.76
30.42
28.68
92
24.21
Payout ratio%
10.71
13.13
14.09
16.60
17.51
19.54
20.44
22.26
25.15
24.23
6.40
22.26
18.53
48
4.472
Shares (diluted)B
5.288
4.964
5.602
6.004
6.140
7.066
8.146
8.385
8.623
9.450
4.512
9.01%
6.16%
16
28.76
Buyback yield%
2.14
4.80
2.05
0.86
0.45
1.04
3.34
1.60
2.32
0.46
13.70
1.60
1.83
30
38.36
Eq/Assets%
48.51
47.40
56.33
66.68
75.56
75.10
81.82
85.65
86.09
97.18
10.68
85.65
75.33
88
14.53
AssetsNT$B
16.63
17.41
18.95
20.84
22.59
24.57
26.30
28.19
30.92
32.70
12.62
7.67%
7.86%
13
2.789
LT debtNT$B
17.33
18.09
20.91
21.55
23.44
23.23
26.96
31.95
33.51
38.91
15.84
10.67%
9.05%
82
Non-interest expense
3.67%
1.00×
Net interest income
56.94%
Non-interest income
43.06%