23.81
Revenue¥B
37.76
37.81
38.32
39.51
40.59
40.61
42.08
43.18
44.42
45.86
25.16
2.47%
2.16%
67
14.70
Revenue growth%
33.08
34.78
33.27
34.57
32.57
32.35
34.36
33.76
31.31
28.77
8.50
32.35
33.17
90
14.29
NIM%
16.22
14.77
12.49
11.75
12.80
10.04
12.47
12.36
12.75
15.36
25.03
12.47
12.62
59
11.68
Effic. R.%
10.16
7.64
7.13
4.44
6.14
3.75
5.10
7.53
6.59
4.53
11.63
5.10
6.36
9
10.20
Net margin%
27.74
29.55
29.77
28.52
25.56
22.58
20.39
18.36
20.07
17.37
9.09
20.07
24.07
84
7.418
P/E ratio (avg)x
8.432
8.569
7.666
7.584
8.162
7.948
8.295
8.330
8.301
8.516
19.27
8.301
8.298
73
20.52
P/TBVx
13.66
12.07
13.32
14.20
15.47
17.32
19.05
18.26
18.13
19.51
23.43
18.26
16.39
39
12.62
P/Bx
9.790
9.730
9.867
10.04
10.64
11.83
12.78
14.62
16.09
16.67
24.79
14.62
11.24
14
22.38
NII¥B
23.75
23.92
23.62
24.97
25.40
25.53
26.42
27.30
28.14
28.41
33.64
2.26%
2.21%
—
12.62
NII grth%
30.02
32.24
31.10
30.40
31.71
32.90
31.39
30.75
32.02
30.33
7.10
31.39
31.25
32
19.51
ROTE%
18.22
20.56
19.13
21.86
24.53
23.39
26.24
28.32
29.30
26.97
9.48
26.97
23.96
25
21.67
Return on equity%
9.77
7.11
8.37
7.40
6.26
8.41
7.84
6.72
3.75
2.80
26.83
6.72
7.25
11
24.99
Return on assets%
3.84
3.85
1.04
2.02
1.79
0.40
0.40
0.40
1.47
0.40
13.52
0.40
1.26
33
245.22
EPS¥
384.01
418.69
436.21
440.77
468.61
530.72
601.80
597.54
669.18
718.22
265.24
8.92%
8.14%
—
20.92
EPS growth%
11.39
8.73
7.17
7.66
6.80
3.96
1.67
0.40
3.10
3.85
11.39
3.10
5.38
90
510.17
Bookvalue per sh¥
812.50
796.36
772.73
894.87
1,060
1,103
1,292
1,406
1,688
1,709
543.36
10.01%
9.11%
—
532.20
TBV/sh¥
341.06
299.31
270.73
246.35
210.99
205.02
212.01
219.36
228.87
198.46
599.19
(1.22%)
(6.14%)
—
175.44
Dividend per sh¥
745.28
825.93
917.35
1,003
1,131
1,221
1,388
1,466
1,638
1,699
629.50
8.49%
8.85%
—
26.25
Div yield (avg)%
0.40
2.63
4.02
2.78
1.13
3.96
1.56
2.25
0.40
1.03
3.22
1.56
1.90
38
10.07
Payout ratio%
7.84
10.27
7.72
5.20
3.06
2.28
1.85
1.30
0.40
2.11
12.85
1.85
2.67
41
23.30
Shares (diluted)M
16.35
14.68
15.55
15.98
14.76
15.07
13.29
11.70
11.56
11.17
23.89
(5.41%)
(4.80%)
72
27.15
Buyback yield%
0.40
0.40
0.40
0.40
0.40
1.57
0.40
0.40
0.40
0.40
23.08
0.40
0.40
76
134.49
Eq/Assets%
72.49
72.06
63.11
65.41
57.93
53.71
46.96
42.23
37.20
32.49
43.22
42.23
55.82
27
5.839
Assets¥B
37.33
40.99
45.40
49.63
52.47
56.43
62.91
68.46
77.88
81.81
3.383
9.29%
9.37%
91
35.98
LT debt¥B
14.87
13.07
12.72
13.00
12.09
12.55
13.17
12.59
12.97
13.82
30.08
2.71%
(0.96%)
42
Total assets
¥81.81B
9.37%
1.98×
Revenue
¥45.86B
2.16%
1.00×
Non-interest expense
¥26.10B
2.15%
1.00×
Net interest income
61.94%
Non-interest income
38.06%