4.001
Revenue¥B
20.52
21.13
21.33
21.48
21.83
22.44
23.06
23.00
23.64
23.91
4.269
1.83%
1.70%
64
19.13
Revenue growth%
24.66
23.44
21.12
22.15
24.65
22.87
25.69
27.43
27.08
25.26
21.83
25.69
24.65
27
6.43
NIM%
9.58
9.47
10.31
10.96
8.41
8.34
9.94
9.44
9.32
8.41
15.85
9.32
9.46
61
12.60
Effic. R.%
24.70
22.83
25.47
24.15
22.48
25.14
25.92
24.48
22.43
23.34
15.16
24.48
24.32
76
25.65
Net margin%
27.89
26.72
28.35
26.89
29.07
32.00
32.91
31.03
29.24
30.66
5.22
31.03
29.16
87
24.33
P/E ratio (avg)x
54.28
56.52
63.87
61.80
61.22
59.53
58.57
61.76
69.68
76.97
15.82
61.76
61.49
66
8.494
P/TBVx
21.46
19.33
17.03
18.54
17.98
19.76
18.70
17.68
15.35
14.80
26.29
17.68
18.26
82
7.776
P/Bx
9.505
10.69
10.73
10.28
10.62
9.896
10.53
11.75
11.82
11.40
34.50
11.40
10.65
43
11.60
NII¥B
11.86
12.17
12.26
12.43
12.43
12.87
13.22
13.13
13.49
13.72
20.56
1.99%
1.69%
—
22.53
NII grth%
19.65
18.48
20.23
19.89
17.63
20.58
18.75
16.44
14.15
16.63
11.28
16.63
18.62
89
10.30
ROTE%
5.99
4.71
5.18
7.22
5.77
7.63
4.89
7.88
7.46
6.75
6.71
7.46
6.37
86
6.19
Return on equity%
30.97
30.85
30.65
29.00
27.97
29.09
26.79
25.39
28.34
29.23
21.20
28.34
29.04
65
25.95
Return on assets%
0.40
0.40
0.40
0.79
0.40
0.40
0.40
0.40
2.44
4.62
19.95
0.40
0.40
58
87.54
EPS¥
131.66
120.83
129.83
128.20
122.54
117.04
129.56
121.27
127.65
120.14
94.35
(0.40%)
(0.63%)
—
17.65
EPS growth%
15.51
13.05
15.78
17.67
15.13
12.28
9.72
7.96
7.21
7.54
21.25
7.96
12.67
94
252.41
Bookvalue per sh¥
158.99
177.44
189.72
187.55
171.31
180.20
165.97
161.45
184.13
172.82
89.25
0.18%
1.67%
—
176.40
TBV/sh¥
65.89
64.78
63.46
54.91
50.04
43.03
39.60
39.82
40.07
34.05
155.99
(7.41%)
(6.18%)
—
235.38
Dividend per sh¥
96.90
93.03
100.61
105.17
105.86
110.45
109.49
100.72
95.78
104.32
192.40
(0.29%)
0.55%
—
24.44
Div yield (avg)%
21.54
19.79
18.64
18.96
19.60
20.12
18.47
15.73
14.63
15.95
25.08
15.95
18.80
46
27.26
Payout ratio%
14.10
11.96
12.80
10.95
10.27
8.40
8.84
11.74
12.99
10.16
24.04
10.16
11.34
67
55.82
Shares (diluted)M
82.89
88.98
85.20
86.51
102.6
104.6
105.2
122.9
129.2
147.1
57.39
7.47%
6.77%
46
21.38
Buyback yield%
8.15
9.95
9.35
11.24
12.69
15.22
15.98
15.73
17.05
19.86
28.61
15.98
13.95
58
133.74
Eq/Assets%
32.47
34.97
34.13
33.88
29.60
25.52
27.58
27.73
25.41
26.91
26.34
26.91
28.67
21
20.36
Assets¥B
16.12
16.56
18.00
18.69
20.40
21.61
23.70
25.86
27.06
28.77
16.93
7.12%
7.21%
26
25.28
LT debt¥B
13.53
12.36
12.61
13.67
12.01
10.94
10.60
10.94
10.48
11.37
26.37
(1.10%)
(2.68%)
33
Total assets
¥28.77B
7.21%
1.70×
Revenue
¥23.91B
1.70%
1.00×
Non-interest expense
¥12.34B
1.47%
0.98×
Net interest income
57.40%
Non-interest income
42.60%