25.91
Revenue¥B
28.18
29.26
30.51
31.17
32.32
32.67
34.62
36.61
38.20
39.55
26.78
4.12%
3.97%
18
15.72
Revenue growth%
17.69
19.33
18.58
16.53
16.78
15.33
12.66
10.03
12.58
11.64
29.75
12.58
15.93
25
23.74
NIM%
16.74
18.15
18.43
18.00
19.36
21.90
23.41
24.60
25.98
23.84
20.71
23.84
20.63
22
15.02
Effic. R.%
23.56
21.85
21.99
19.60
18.07
17.89
19.46
17.08
16.86
15.61
5.73
17.08
18.77
65
20.17
Net margin%
6.30
8.91
10.04
9.15
9.57
8.17
9.54
7.70
8.35
8.29
23.57
8.29
8.63
90
22.08
P/E ratio (avg)x
15.90
13.88
13.85
12.67
12.32
12.10
13.38
13.62
13.20
13.30
11.59
13.30
13.34
11
22.78
P/TBVx
32.44
37.77
38.82
42.91
42.90
42.98
46.19
49.29
52.73
58.00
27.86
49.29
42.94
55
23.40
P/Bx
44.58
47.68
50.09
50.70
55.91
62.10
71.00
68.93
71.08
77.49
37.26
71.00
59.01
49
37.96
NII¥B
21.50
22.18
23.34
24.09
24.51
25.35
26.70
27.74
29.63
30.45
12.34
4.44%
3.97%
—
21.45
NII grth%
28.36
30.01
32.87
34.73
33.50
32.33
34.71
37.57
35.91
37.48
5.69
35.91
34.10
70
27.64
ROTE%
5.25
4.78
7.66
4.98
5.59
3.55
5.51
5.04
4.39
6.69
23.25
5.04
5.15
15
7.91
Return on equity%
18.59
19.16
21.01
23.01
22.75
20.81
20.58
20.80
18.48
21.42
21.28
20.80
20.81
5
17.71
Return on assets%
15.31
15.25
13.32
14.16
14.49
15.17
12.65
14.74
11.87
11.01
24.79
12.65
14.33
82
414.87
EPS¥
245.64
244.61
241.33
258.35
283.39
274.94
261.98
290.94
323.54
304.83
453.77
1.47%
1.00%
—
9.02
EPS growth%
28.99
30.61
33.16
31.91
29.87
28.92
29.20
29.43
32.30
34.93
3.23
29.43
30.24
75
187.12
Bookvalue per sh¥
127.46
120.94
127.40
114.46
102.49
104.77
106.13
110.82
102.53
108.81
487.08
1.20%
(0.98%)
—
265.53
TBV/sh¥
523.46
452.62
429.09
399.90
345.83
343.02
348.00
350.61
347.12
346.18
494.75
0.02%
(4.19%)
—
556.86
Dividend per sh¥
577.05
577.27
635.90
692.54
765.21
751.00
783.21
747.23
828.71
785.41
420.12
0.52%
3.85%
—
25.34
Div yield (avg)%
4.13
4.39
3.73
5.65
7.81
8.95
7.90
5.16
4.66
2.84
10.38
5.16
4.91
16
12.42
Payout ratio%
19.59
19.53
18.39
15.48
13.73
12.71
11.48
9.10
7.51
5.59
15.05
9.10
13.22
82
41.23
Shares (diluted)M
71.69
77.47
87.17
87.04
105.3
107.0
127.0
131.1
142.0
144.6
42.03
6.55%
8.42%
51
2.63
Buyback yield%
9.29
9.48
9.37
10.10
7.75
9.90
9.94
10.90
8.84
6.43
29.02
9.90
9.43
79
21.43
Eq/Assets%
71.73
61.26
62.19
65.08
59.44
50.92
49.79
51.00
52.00
45.62
87.35
50.92
55.72
64
16.93
Assets¥B
127.7
137.2
151.3
162.0
177.5
183.8
198.7
209.4
234.1
250.5
34.08
7.14%
7.89%
19
26.91
LT debt¥B
20.09
20.03
20.07
23.46
24.88
25.68
25.20
24.29
25.01
28.35
35.75
2.65%
3.73%
21
Total assets
¥250.5B
7.89%
1.45×
Revenue
¥39.55B
3.97%
1.00×
Non-interest expense
¥19.80B
4.01%
1.00×
Net interest income
77.00%
Non-interest income
23.00%