24.62
RevenueNT$B
36.96
40.47
44.66
48.93
52.17
56.81
62.81
68.74
74.62
82.04
26.85
9.48%
9.08%
79
8.40
Revenue growth%
33.98
32.32
30.50
28.14
28.15
28.95
26.48
24.18
26.96
24.51
24.78
26.48
28.15
42
14.71
NIM%
13.04
10.65
9.50
8.32
10.48
10.41
7.98
7.99
6.07
8.43
21.87
7.99
8.96
26
4.08
Effic. R.%
14.12
12.10
14.53
15.59
12.67
9.89
12.46
12.87
14.30
12.14
9.75
12.46
12.77
5
29.72
Net margin%
31.53
30.76
29.02
26.90
29.53
30.09
32.34
31.46
29.19
31.59
13.87
31.46
30.42
11
28.48
P/E ratio (avg)x
20.43
19.50
17.21
17.23
16.43
18.14
16.97
17.83
16.06
14.97
13.16
16.97
17.22
13
13.36
P/TBVx
19.94
23.94
27.80
31.26
32.37
34.93
37.17
43.95
49.68
60.05
28.81
43.95
33.65
70
32.54
P/Bx
24.17
24.35
27.90
32.04
31.69
32.17
33.75
34.08
36.56
43.72
27.83
34.08
32.10
80
38.85
NIINT$B
29.71
32.47
35.91
38.73
41.44
44.67
50.03
55.03
59.13
64.59
102.4
9.28%
8.89%
—
8.88
NII grth%
23.65
21.07
23.37
21.45
21.18
22.95
21.28
20.82
23.53
23.59
17.44
22.95
22.20
41
16.15
ROTE%
20.67
18.98
16.90
15.88
18.79
20.37
21.08
19.81
19.58
20.68
25.73
20.37
19.69
79
7.83
Return on equity%
22.16
21.73
24.52
22.80
19.86
18.27
18.68
19.29
21.24
23.06
6.61
19.29
21.49
27
23.76
Return on assets%
3.35
3.74
3.19
4.10
4.59
2.11
1.72
1.81
0.40
0.40
28.35
1.72
2.65
15
7.04
EPSNT$
9.56
9.88
9.70
9.89
11.13
12.54
14.81
14.87
15.12
16.17
7.29
7.76%
6.58%
—
11.65
EPS growth%
16.20
15.25
18.12
16.67
17.63
18.47
20.00
20.22
19.31
18.53
29.16
19.31
18.29
75
4.82
Bookvalue per shNT$
2.41
2.17
2.12
2.23
2.27
2.27
2.45
2.37
2.52
2.33
3.41
0.53%
0.30%
—
5.99
TBV/shNT$
7.04
7.88
8.31
9.64
9.90
9.37
9.90
10.27
12.09
13.10
8.35
5.77%
7.80%
—
7.75
Dividend per shNT$
8.41
9.38
10.63
11.26
12.28
12.76
13.78
14.86
15.90
15.79
3.78
5.16%
6.93%
—
27.47
Div yield (avg)%
27.89
26.77
29.49
30.11
31.15
28.41
30.05
28.40
31.02
30.22
13.53
30.05
29.77
21
27.28
Payout ratio%
29.66
31.15
28.62
26.98
27.72
27.24
25.91
27.54
29.19
28.53
25.18
27.54
28.13
66
14.67
Shares (diluted)B
16.78
17.38
15.75
15.21
16.40
14.95
13.34
12.05
13.32
13.56
14.57
(3.74%)
(2.98%)
13
10.90
Buyback yield%
9.90
10.60
9.76
7.84
8.53
7.00
6.88
7.26
8.63
5.89
20.97
7.00
8.18
30
90.08
Eq/Assets%
145.70
168.66
160.42
162.79
170.36
195.78
216.52
213.91
212.79
218.37
107.33
213.91
183.07
79
71.20
AssetsNT$B
64.10
71.65
78.61
82.78
92.98
104.4
115.5
125.9
139.0
155.4
81.12
10.82%
10.30%
73
36.01
LT debtNT$B
24.91
25.25
24.30
22.66
20.78
19.65
19.16
20.67
22.36
25.13
20.26
3.88%
(0.91%)
86
Total assets
10.30%
1.12×
Non-interest expense
9.19%
1.01×
Net interest income
78.73%
Non-interest income
21.27%