59.69
RevenueNT$B
96.11
104.9
111.3
119.9
130.8
138.9
151.5
161.0
177.3
187.4
63.99
7.46%
7.52%
28
24.32
Revenue growth%
6.39
6.86
5.46
7.30
9.71
8.34
9.72
10.63
9.68
9.32
7.82
9.68
8.83
24
14.31
NIM%
25.18
23.11
20.25
20.64
18.54
21.00
20.09
22.74
22.68
22.18
16.91
22.18
21.59
57
21.28
Effic. R.%
14.21
14.52
12.53
14.77
15.63
13.37
11.98
13.50
12.91
11.59
21.44
12.91
13.43
79
10.24
Net margin%
33.05
30.73
33.49
30.79
31.89
32.47
30.63
30.79
29.43
27.99
5.64
30.63
30.79
14
13.47
P/E ratio (avg)x
56.48
57.00
63.53
74.69
78.23
77.76
82.04
90.65
105.5
108.3
24.37
90.65
78.00
78
18.96
P/TBVx
21.27
23.09
23.46
23.04
24.85
25.80
29.28
33.49
31.41
34.48
10.16
31.41
25.32
81
16.98
P/Bx
17.31
16.02
15.24
13.83
13.74
11.92
12.95
13.40
14.04
12.78
33.00
12.95
13.79
23
94.42
NIINT$B
71.62
77.92
82.85
90.67
99.01
104.9
112.9
119.0
131.5
139.7
101.9
7.12%
7.58%
—
3.96
NII grth%
5.36
8.00
8.64
8.14
8.76
8.13
5.53
3.86
2.32
3.34
10.72
3.86
6.76
24
2.57
ROTE%
19.73
18.89
18.37
18.79
17.12
17.01
15.34
13.63
13.87
12.06
24.45
13.87
17.07
21
10.63
Return on equity%
0.40
0.40
0.40
1.03
2.36
3.37
1.21
0.40
0.40
0.40
28.88
0.40
0.40
10
17.85
Return on assets%
28.77
27.19
27.01
24.44
23.05
22.77
24.14
25.83
27.25
27.20
4.44
25.83
26.42
73
3.16
EPSNT$
7.37
7.77
8.72
8.22
8.32
9.12
9.52
11.12
12.98
15.02
3.32
12.56%
7.21%
—
25.93
EPS growth%
12.19
10.02
9.03
10.24
13.16
14.07
14.90
16.61
15.33
14.78
3.25
14.90
13.61
46
4.90
Bookvalue per shNT$
2.75
2.84
3.01
3.40
3.34
3.53
3.92
4.05
4.35
5.12
7.01
8.94%
6.80%
—
6.67
TBV/shNT$
0.97
0.87
0.93
0.97
0.98
0.86
0.91
0.97
1.01
0.95
2.85
(0.62%)
(1.39%)
—
2.00
Dividend per shNT$
3.87
3.85
4.52
5.28
5.36
5.32
5.98
6.03
6.98
7.13
1.25
5.86%
7.12%
—
3.32
Div yield (avg)%
23.74
23.69
21.35
22.89
23.41
21.35
21.23
18.32
21.07
20.60
24.21
21.07
21.35
84
10.93
Payout ratio%
30.89
32.63
30.10
32.39
30.02
29.75
28.99
30.47
32.79
33.01
21.06
30.47
30.68
88
14.34
Shares (diluted)B
19.11
21.44
20.94
21.35
20.98
24.23
23.50
24.30
26.17
27.47
14.02
5.54%
4.10%
15
9.59
Buyback yield%
13.61
14.68
13.58
12.28
9.34
7.38
6.63
6.38
9.02
6.34
26.04
6.63
9.18
64
167.19
Eq/Assets%
81.13
81.62
85.04
80.92
75.11
73.53
76.34
74.30
82.18
73.40
88.35
74.30
78.63
16
71.78
AssetsNT$B
383.5
416.7
447.7
479.2
507.6
539.6
593.6
623.6
669.7
713.3
59.20
7.04%
7.23%
26
11.94
LT debtNT$B
17.87
17.22
16.92
14.57
13.75
14.22
13.54
11.88
11.15
9.857
133.3
(6.43%)
(5.71%)
12
Non-interest expense
7.57%
1.00×
Net interest income
74.51%
Non-interest income
25.49%