39.36
RevenueNT$B
111.9
112.3
112.8
114.1
115.7
121.6
122.7
123.5
124.4
127.4
41.24
1.93%
1.75%
88
13.22
Revenue growth%
31.85
32.88
31.36
33.61
34.02
32.44
34.28
33.67
35.07
35.47
21.46
34.28
33.64
78
8.46
NIM%
19.51
17.11
17.17
16.07
14.95
12.03
11.04
10.70
12.65
14.45
18.98
12.03
14.70
6
24.40
Effic. R.%
21.60
22.47
20.59
21.61
21.00
19.30
18.25
18.50
19.14
20.34
5.72
19.14
20.47
18
24.27
Net margin%
9.86
7.94
8.50
7.91
5.26
6.25
7.34
7.71
4.90
4.01
24.61
6.25
7.53
73
14.13
P/E ratio (avg)x
52.92
59.07
62.18
69.62
81.03
98.16
114.2
120.7
139.1
137.2
34.69
120.7
89.60
8
9.956
P/TBVx
27.90
26.90
27.37
29.86
32.77
36.45
34.35
38.84
35.44
40.27
6.071
36.45
33.56
52
29.61
P/Bx
31.70
35.92
35.75
32.80
32.10
30.37
32.31
37.02
40.91
45.95
24.10
37.02
34.27
25
92.93
NIINT$B
82.87
83.83
83.35
84.57
86.52
91.55
91.04
91.70
93.76
94.74
61.28
1.83%
1.75%
—
23.84
NII grth%
22.31
25.30
23.55
21.13
19.36
18.74
21.34
20.04
22.16
22.06
13.45
21.34
21.70
89
15.92
ROTE%
16.08
13.64
10.75
7.80
9.07
6.15
7.70
4.85
7.22
7.95
5.70
7.22
7.88
78
12.95
Return on equity%
33.26
32.72
32.89
31.57
30.01
32.21
32.12
30.99
29.72
28.47
29.25
30.99
31.85
89
12.15
Return on assets%
20.87
22.42
19.42
19.89
17.63
14.67
16.18
17.36
14.93
16.74
2.66
16.18
17.49
27
1.05
EPSNT$
2.37
2.56
2.66
3.04
3.16
2.88
3.04
3.31
3.04
2.82
1.08
(2.27%)
2.72%
—
25.66
EPS growth%
19.62
21.97
20.71
18.72
19.21
19.25
20.86
23.17
22.78
25.00
27.32
22.78
20.79
92
3.74
Bookvalue per shNT$
2.48
2.40
2.45
2.61
2.94
2.88
2.99
2.77
2.91
2.94
0.75
—
1.74%
—
1.09
TBV/shNT$
5.09
5.78
6.07
6.69
6.81
6.35
5.86
5.36
5.56
6.03
3.63
(2.42%)
1.23%
—
3.04
Dividend per shNT$
2.68
2.69
2.74
2.50
2.44
2.60
2.63
2.77
2.70
2.72
4.53
2.23%
(0.40%)
—
13.61
Div yield (avg)%
0.40
3.26
1.06
0.40
1.85
3.79
3.67
6.34
4.63
7.60
23.51
4.63
3.47
63
20.36
Payout ratio%
10.35
12.80
11.82
14.68
13.45
15.46
17.89
15.72
13.45
16.17
20.23
15.72
14.07
65
16.50
Shares (diluted)B
23.72
26.09
26.62
28.24
31.39
37.48
36.92
40.79
45.61
53.17
16.07
11.12%
8.71%
5
16.63
Buyback yield%
23.41
25.97
28.35
30.20
30.48
32.52
31.31
32.99
35.46
38.01
20.64
32.99
30.90
8
85.21
Eq/Assets%
157.35
146.30
153.55
167.78
169.06
160.75
152.91
170.19
163.82
161.63
104.23
161.63
161.19
44
111.6
AssetsNT$B
17.33
19.26
20.73
22.66
24.89
27.97
30.40
33.58
36.02
39.43
63.04
9.64%
9.06%
83
31.74
LT debtNT$B
124.5
145.5
157.2
175.1
204.9
237.9
266.3
273.1
312.5
350.6
27.91
11.34%
10.55%
10
Non-interest expense
1.70%
1.00×
Net interest income
74.39%
Non-interest income
25.61%
Return on capital
273.41%