42.60
RevenueNT$B
142.5
146.9
150.1
153.2
157.5
163.0
167.7
178.9
184.3
192.1
43.72
4.06%
3.45%
40
10.23
Revenue growth%
15.96
14.13
12.09
14.47
12.13
13.29
13.96
11.29
13.93
16.77
11.16
13.93
13.94
27
29.94
NIM%
22.16
20.35
18.65
17.24
18.52
20.71
19.85
22.12
24.50
22.99
13.98
22.12
20.53
10
25.00
Effic. R.%
18.06
18.55
19.46
20.98
20.83
21.11
20.98
18.59
19.64
21.77
27.37
20.98
20.24
46
12.43
Net margin%
12.89
13.36
10.91
11.98
9.84
7.12
4.93
6.57
4.51
6.73
20.90
6.57
8.48
94
9.193
P/E ratio (avg)x
19.56
18.42
20.27
21.42
19.32
20.88
19.14
19.16
20.45
20.15
37.80
20.15
19.86
14
22.61
P/TBVx
36.33
39.12
39.17
42.00
44.34
48.07
54.67
61.90
66.76
75.36
23.77
61.90
46.21
92
7.233
P/Bx
8.760
8.712
8.236
8.116
8.201
8.066
8.691
7.808
7.385
6.332
6.211
7.808
8.159
24
43.49
NIINT$B
83.57
86.41
86.83
89.84
92.29
95.41
98.35
104.8
109.0
110.9
82.77
3.74%
3.26%
—
15.16
NII grth%
28.85
27.35
26.18
26.84
25.24
24.89
27.80
29.10
29.26
27.01
11.80
27.80
27.18
25
25.07
ROTE%
10.11
8.85
7.44
8.01
9.86
9.62
12.37
12.28
11.41
12.68
25.74
12.28
9.98
85
17.45
Return on equity%
32.07
33.84
32.42
34.06
33.78
33.70
35.10
34.49
37.43
37.71
5.59
35.10
33.95
13
29.76
Return on assets%
22.08
24.37
26.82
28.32
25.36
24.41
24.67
24.25
25.18
27.88
29.43
24.67
24.92
78
8.09
EPSNT$
1.05
0.89
0.92
0.86
0.80
0.68
0.70
0.61
0.55
0.48
8.32
(9.82%)
(8.84%)
—
3.72
EPS growth%
20.19
20.32
22.59
23.88
23.13
24.17
25.43
23.12
20.63
18.12
23.95
23.12
22.86
81
2.34
Bookvalue per shNT$
6.12
6.63
6.39
6.35
6.47
6.07
5.93
5.30
4.95
5.42
6.34
(3.47%)
(0.56%)
—
7.27
TBV/shNT$
10.47
11.86
12.99
13.94
15.67
18.19
18.05
17.51
16.77
19.31
7.95
4.27%
7.93%
—
3.06
Dividend per shNT$
8.38
9.08
10.04
11.34
10.70
10.71
11.42
12.73
14.71
15.38
6.42
7.54%
7.69%
—
14.04
Div yield (avg)%
13.90
14.57
12.81
15.62
15.33
15.21
12.91
13.35
13.30
14.18
26.87
13.35
14.04
29
4.45
Payout ratio%
29.46
28.66
27.93
29.34
31.27
31.15
31.33
30.91
28.41
27.94
17.75
30.91
29.40
31
15.24
Shares (diluted)B
12.86
12.33
13.49
13.16
12.79
14.25
13.50
14.71
14.24
13.32
15.20
0.81%
0.21%
75
18.58
Buyback yield%
25.87
25.53
26.06
26.11
28.51
25.96
24.67
26.37
28.28
29.39
19.92
26.37
26.09
64
154.84
Eq/Assets%
88.22
88.75
81.92
81.02
80.33
70.67
60.64
58.07
60.18
52.46
160.84
60.18
75.50
71
30.41
AssetsNT$B
405.5
421.9
463.5
517.2
548.0
629.0
684.4
765.6
833.7
882.0
99.04
9.99%
9.45%
46
40.41
LT debtNT$B
61.57
60.08
60.86
63.55
64.98
66.08
70.13
61.10
67.74
71.13
113.3
1.82%
2.41%
21
Non-interest expense
3.47%
1.00×
Net interest income
57.70%
Non-interest income
42.30%