6.523
RevenueNT$B
111.6
111.9
112.8
112.5
114.7
114.9
115.2
114.5
114.6
112.7
6.890
(0.35%)
0.38%
13
4.31
Revenue growth%
2.95
4.95
4.31
6.34
7.84
5.23
7.87
8.73
8.19
11.07
27.77
8.19
7.09
51
24.86
NIM%
32.92
33.41
31.49
30.59
32.38
33.03
34.82
36.68
37.05
37.98
20.69
36.68
33.22
46
11.20
Effic. R.%
18.13
18.37
16.67
19.21
21.39
24.29
25.02
23.75
25.63
27.65
29.08
25.02
22.57
80
26.15
Net margin%
26.38
28.94
27.05
25.18
22.91
22.53
22.25
19.36
17.53
18.95
2.67
19.36
22.72
55
34.23
P/E ratio (avg)x
24.84
21.23
22.52
24.07
25.75
27.70
26.97
29.20
28.34
27.86
25.93
27.86
26.36
88
9.204
P/TBVx
40.11
41.94
44.16
43.40
48.16
43.58
46.29
46.03
49.87
53.97
29.17
46.29
45.10
21
21.79
P/Bx
30.19
30.17
30.22
29.54
32.90
33.91
35.21
33.44
36.26
34.45
10.19
34.45
33.17
77
117.6
NIINT$B
80.65
81.32
82.06
82.53
83.91
83.75
83.69
83.58
81.95
82.07
88.70
(0.44%)
0.47%
—
16.16
NII grth%
16.10
13.73
14.84
17.30
19.40
16.49
13.80
11.80
10.08
11.87
5.66
11.87
14.32
33
14.58
ROTE%
20.11
17.49
16.10
18.47
16.03
14.16
12.33
11.94
14.03
11.48
22.94
12.33
15.09
38
9.15
Return on equity%
29.18
26.94
24.25
22.09
24.85
23.62
22.75
23.70
26.68
23.97
9.96
23.70
24.11
48
12.28
Return on assets%
22.38
23.36
25.18
27.41
28.31
30.52
31.79
33.18
34.50
35.51
3.78
33.18
29.42
50
5.30
EPSNT$
6.57
6.81
6.31
6.73
6.92
7.00
7.69
8.22
8.57
9.10
5.42
5.64%
3.51%
—
24.53
EPS growth%
31.94
30.96
33.60
32.43
31.24
30.20
31.36
29.43
27.54
29.40
27.04
29.43
31.10
89
3.88
Bookvalue per shNT$
3.98
4.38
4.67
4.46
4.77
4.44
4.77
5.34
5.48
5.50
2.37
2.89%
3.79%
—
1.19
TBV/shNT$
1.65
1.69
1.62
1.72
1.85
1.82
1.63
1.59
1.57
1.74
5.22
(1.16%)
1.16%
—
5.36
Dividend per shNT$
3.40
3.42
3.05
3.06
3.45
3.60
3.61
3.26
3.64
3.98
5.13
2.89%
1.26%
—
15.47
Div yield (avg)%
25.48
24.36
25.04
26.45
28.74
29.44
31.77
31.81
31.66
30.15
20.95
31.66
29.09
51
25.29
Payout ratio%
0.71
2.75
0.43
1.67
0.40
0.72
3.46
4.62
7.32
6.86
7.56
4.62
2.21
20
14.42
Shares (diluted)B
20.76
23.73
26.82
31.25
36.78
43.76
48.62
47.44
51.16
61.08
13.79
10.68%
12.05%
13
6.89
Buyback yield%
4.70
6.71
7.29
4.57
5.90
5.93
7.14
9.72
11.17
12.76
16.30
9.72
6.92
67
15.32
Eq/Assets%
170.64
188.76
199.36
202.45
222.79
232.42
222.90
220.52
240.43
235.11
97.40
232.42
221.66
91
71.93
AssetsNT$B
129.1
143.7
153.6
172.3
184.0
202.8
215.8
227.1
261.7
270.5
41.56
8.01%
8.15%
79
17.16
LT debtNT$B
47.74
50.60
55.55
64.24
63.09
65.56
76.00
82.69
86.82
90.37
116.5
7.45%
6.44%
19
Non-interest expense
0.19%
0.98×
Net interest income
72.79%
Non-interest income
27.21%