11.68
Revenue¥B
33.91
34.81
36.42
36.90
37.50
39.61
40.19
41.19
42.30
43.56
11.93
3.04%
3.14%
39
11.38
Revenue growth%
25.68
28.08
28.02
26.68
26.34
28.00
25.12
26.82
24.37
24.63
7.85
25.12
26.51
50
23.43
NIM%
8.97
8.17
9.48
12.00
12.60
15.11
14.45
14.53
14.80
14.82
17.69
14.80
13.53
94
3.53
Effic. R.%
10.81
13.67
13.12
14.86
16.98
14.04
11.45
9.20
8.85
6.58
9.80
9.20
12.28
82
27.33
Net margin%
1.06
0.40
0.40
3.06
2.07
0.40
1.13
0.40
0.40
2.70
2.51
0.40
0.73
36
6.948
P/E ratio (avg)x
14.44
13.16
11.86
10.92
11.77
11.58
10.90
9.789
10.21
11.10
21.47
10.90
11.34
59
7.056
P/TBVx
13.44
12.39
13.44
13.92
12.31
12.32
12.44
13.14
13.96
14.47
17.07
13.14
13.29
84
36.06
P/Bx
37.34
39.63
35.27
31.45
34.18
37.73
41.62
37.35
37.82
40.99
33.03
37.82
37.54
62
4.224
NII¥B
18.99
20.00
20.58
20.68
21.12
22.44
22.40
23.37
23.62
24.63
3.516
3.13%
3.12%
—
21.01
NII grth%
23.24
23.75
22.67
22.55
20.17
19.69
21.22
20.33
18.48
21.21
21.27
20.33
21.21
46
10.12
ROTE%
0.40
0.40
3.10
1.66
3.56
1.28
0.40
2.68
2.00
0.40
6.57
1.28
1.47
88
11.55
Return on equity%
2.44
0.40
2.21
0.40
0.40
3.31
4.06
5.32
4.51
6.54
27.50
4.51
2.87
63
5.71
Return on assets%
2.62
0.55
0.68
0.58
0.40
3.34
0.48
0.40
1.47
0.79
28.89
0.79
0.63
89
0.11
EPS¥
0.15
0.14
0.12
0.13
0.11
0.10
0.11
0.09
0.08
0.07
0.12
(8.02%)
(6.93%)
—
8.79
EPS growth%
10.57
11.44
13.58
14.95
13.39
12.68
14.79
13.98
16.01
13.47
14.85
13.98
13.52
51
0.15
Bookvalue per sh¥
0.07
0.08
0.08
0.07
0.07
0.08
0.08
0.09
0.08
0.09
0.06
5.31%
2.32%
—
0.20
TBV/sh¥
0.14
0.13
0.11
0.10
0.11
0.10
0.10
0.11
0.10
0.10
0.16
(1.99%)
(4.14%)
—
0.07
Dividend per sh¥
0.24
0.23
0.24
0.27
0.29
0.30
0.33
0.35
0.37
0.39
0.19
5.95%
4.13%
—
17.77
Div yield (avg)%
6.74
7.75
7.91
9.14
7.13
8.36
7.43
7.44
9.36
7.79
9.18
7.79
7.77
73
10.64
Payout ratio%
29.12
30.41
31.82
33.08
30.77
28.37
29.03
28.44
31.32
33.65
16.80
29.03
30.59
40
41.15
Shares (diluted)B
45.49
42.36
44.35
49.43
48.44
48.58
52.82
55.52
61.27
65.36
42.38
6.18%
4.23%
78
23.83
Buyback yield%
25.15
24.50
25.46
24.72
22.01
20.00
18.06
17.01
16.70
14.02
4.24
17.01
21.00
24
178.72
Eq/Assets%
136.16
138.01
156.79
174.71
211.31
234.66
234.76
270.65
293.73
299.62
10.04
270.65
222.98
48
47.05
Assets¥B
114.8
125.7
132.2
142.1
155.8
174.5
180.9
207.7
217.5
239.9
15.50
9.01%
8.50%
61
25.85
LT debt¥B
59.38
58.09
58.68
54.60
53.75
61.19
68.69
78.42
74.47
79.79
27.00
8.22%
2.72%
61
Total assets
¥239.9B
8.50%
1.66×
Revenue
¥43.56B
3.14%
1.00×
Non-interest expense
¥21.41B
3.34%
1.02×
Net interest income
56.55%
Non-interest income
43.45%