24.29
Revenue¥B
15.48
16.40
16.95
18.31
19.43
20.64
21.98
23.22
25.13
25.97
26.33
5.97%
6.03%
70
2.73
Revenue growth%
22.87
24.56
25.74
25.25
22.54
21.43
24.23
23.40
22.92
24.39
26.62
23.40
23.82
72
25.28
NIM%
13.87
11.29
11.09
10.13
11.31
13.47
14.48
12.05
11.54
12.81
27.06
12.81
11.79
70
11.08
Effic. R.%
23.45
20.49
20.84
22.93
20.30
18.43
20.70
22.65
20.40
18.14
29.85
20.40
20.59
62
28.12
Net margin%
4.22
2.51
2.50
4.46
6.04
7.74
5.60
3.73
6.56
5.15
12.25
5.60
4.80
89
32.47
P/E ratio (avg)x
37.36
41.30
41.58
46.22
49.96
49.04
47.29
49.47
57.40
67.08
30.32
49.47
48.17
9
23.90
P/TBVx
40.44
44.62
46.32
52.10
55.59
60.26
67.36
78.23
78.91
83.62
22.95
78.23
57.92
21
33.04
P/Bx
37.62
36.77
37.64
39.72
42.86
46.50
44.44
48.14
51.60
48.33
12.15
48.14
43.65
7
19.60
NII¥B
11.18
11.72
12.15
13.02
13.93
14.70
15.58
16.56
17.71
18.78
22.85
6.15%
6.08%
—
19.61
NII grth%
15.63
16.40
16.11
14.33
13.39
15.51
18.45
18.18
16.56
16.11
24.63
16.56
16.11
17
9.94
ROTE%
0.40
0.40
2.18
3.20
0.71
0.40
1.71
0.92
0.40
0.40
17.40
0.40
0.55
61
8.45
Return on equity%
3.31
5.88
5.75
3.46
5.61
8.56
6.76
6.36
7.75
10.73
20.08
7.75
6.12
14
6.72
Return on assets%
10.85
11.53
9.43
9.40
7.54
6.83
7.94
5.90
7.32
4.40
14.01
6.83
7.74
32
1.91
EPS¥
0.73
0.73
0.87
0.96
0.98
1.13
1.27
1.25
1.25
1.33
1.97
6.36%
8.28%
—
25.61
EPS growth%
23.44
23.84
25.95
27.89
28.95
28.85
27.83
27.30
28.67
30.43
11.64
28.67
27.86
29
2.65
Bookvalue per sh¥
0.69
0.69
0.81
0.79
0.83
0.79
0.88
1.03
1.15
1.11
1.09
6.12%
5.61%
—
0.88
TBV/sh¥
0.61
0.62
0.60
0.54
0.59
0.55
0.54
0.60
0.62
0.67
2.61
2.56%
1.78%
—
1.68
Dividend per sh¥
1.21
1.31
1.25
1.32
1.35
1.44
1.44
1.55
1.67
1.62
0.79
3.79%
2.94%
—
29.79
Div yield (avg)%
30.92
30.98
29.98
32.56
31.13
31.97
34.47
35.91
34.38
35.33
27.56
34.47
32.27
26
24.57
Payout ratio%
10.42
9.07
6.22
6.70
6.12
8.48
11.32
10.05
11.04
8.91
29.48
10.05
8.99
22
7.221
Shares (diluted)B
8.099
8.000
8.918
8.962
9.023
9.193
9.325
9.748
9.902
11.07
7.071
4.17%
3.46%
11
23.97
Buyback yield%
13.82
15.97
13.08
10.55
11.26
11.41
10.89
10.62
10.08
11.77
13.94
10.89
11.34
81
99.18
Eq/Assets%
313.30
371.96
357.63
416.23
436.18
498.78
485.29
545.98
605.79
699.79
158.27
545.98
460.74
28
16.95
Assets¥B
12.93
14.40
15.02
16.39
17.64
18.87
20.80
23.07
25.70
26.56
5.771
8.53%
8.41%
47
23.00
LT debt¥B
16.78
15.91
17.50
16.60
16.18
18.04
17.30
17.22
17.14
17.93
19.05
2.07%
1.04%
84
Total assets
¥26.56B
8.41%
1.25×
Revenue
¥25.97B
6.03%
1.00×
Non-interest expense
¥12.06B
6.13%
1.01×
Net interest income
72.29%
Non-interest income
27.71%
Return on capital
107.55%
Spread over hurdle
105.19%