5.577
Revenue¥B
23.45
23.49
23.10
23.59
24.18
24.79
24.51
24.35
24.26
24.20
5.738
0.01%
0.31%
62
19.25
Revenue growth%
11.24
8.58
6.99
4.26
6.43
4.45
7.08
9.80
12.76
10.13
15.17
9.80
7.83
5
25.23
NIM%
15.59
14.74
14.30
17.25
18.70
19.31
19.34
22.32
21.10
22.29
19.44
21.10
19.00
31
26.21
Effic. R.%
13.53
15.86
14.36
14.25
15.47
13.87
12.62
13.05
14.21
14.81
14.24
13.87
14.23
76
16.88
Net margin%
24.90
24.19
21.54
23.93
23.46
23.10
21.07
20.61
21.22
23.97
11.63
21.22
23.28
13
29.03
P/E ratio (avg)x
16.39
17.26
16.94
18.90
20.04
20.07
20.84
21.78
22.85
24.96
21.72
21.78
20.06
90
10.46
P/TBVx
29.46
32.76
30.91
29.45
27.44
29.88
33.23
34.30
37.95
43.27
37.12
34.30
31.84
25
31.86
P/Bx
33.87
35.09
34.78
32.61
30.05
31.81
30.36
26.63
24.28
24.69
26.18
26.63
31.09
81
19.02
NII¥B
12.88
13.15
12.90
12.90
13.16
13.83
13.40
13.58
13.34
13.60
3.534
0.67%
0.55%
—
13.89
NII grth%
24.24
21.61
22.42
21.54
19.56
20.97
21.43
21.89
24.03
24.05
14.79
21.89
21.75
45
10.81
ROTE%
16.47
17.34
18.42
16.50
14.35
16.15
16.54
15.06
15.58
17.54
14.25
16.15
16.48
40
5.92
Return on equity%
13.06
13.44
11.86
12.44
15.10
16.38
18.11
19.71
19.68
22.34
3.45
19.68
15.74
81
16.95
Return on assets%
3.14
1.06
0.40
2.23
4.05
5.73
4.90
2.90
5.74
6.43
7.21
5.73
3.60
67
0.27
EPS¥
0.30
0.32
0.31
0.33
0.31
0.33
0.30
0.26
0.24
0.24
0.28
(5.11%)
(3.50%)
—
29.70
EPS growth%
18.72
17.53
17.60
15.76
17.73
19.06
19.98
21.18
21.31
19.84
16.17
19.98
18.89
9
0.28
Bookvalue per sh¥
0.57
0.61
0.72
0.83
0.79
0.93
1.03
1.01
1.14
1.19
0.43
8.46%
9.15%
—
0.22
TBV/sh¥
1.04
1.23
1.43
1.53
1.75
2.12
2.57
2.71
3.28
3.33
0.50
13.73%
13.28%
—
0.32
Dividend per sh¥
0.81
0.80
0.82
0.88
1.04
1.19
1.27
1.29
1.55
1.79
0.47
11.55%
9.54%
—
22.98
Div yield (avg)%
23.28
24.76
26.38
24.28
26.30
29.24
26.56
27.00
24.58
25.98
11.07
26.56
26.14
65
16.58
Payout ratio%
29.44
28.56
30.43
31.60
29.17
26.49
27.60
28.34
30.12
29.12
29.63
28.34
29.14
65
21.62
Shares (diluted)B
20.79
20.69
21.46
20.72
20.87
21.31
23.60
23.31
25.36
25.26
21.41
3.89%
1.53%
74
13.89
Buyback yield%
8.20
7.20
7.46
9.92
7.40
10.31
11.40
9.03
10.18
8.19
22.50
10.18
8.61
89
66.05
Eq/Assets%
130.10
123.10
134.01
141.34
136.88
127.18
135.18
139.57
131.17
141.26
106.24
135.18
134.60
14
16.46
Assets¥B
41.10
45.18
47.56
49.71
53.61
60.24
66.57
70.61
75.99
82.08
7.777
8.89%
8.08%
93
17.07
LT debt¥B
11.47
11.35
9.938
9.727
10.33
10.71
9.450
8.997
9.383
8.706
7.761
(3.35%)
(2.65%)
87
Total assets
¥82.08B
8.08%
2.11×
Revenue
¥24.20B
0.31%
1.00×
Non-interest expense
¥12.37B
0.68%
1.04×
Net interest income
56.21%
Non-interest income
43.79%