16.50
Revenue¥B
20.94
22.45
24.13
25.65
28.22
31.02
33.25
36.52
38.74
42.23
17.30
8.39%
7.94%
72
8.55
Revenue growth%
12.02
14.75
15.09
13.67
14.28
12.29
11.05
12.49
10.64
9.92
12.59
11.05
12.39
93
27.20
NIM%
21.11
18.31
21.15
23.78
21.23
20.13
18.26
20.17
22.20
22.41
23.41
20.17
21.13
83
18.77
Effic. R.%
15.35
14.96
12.41
14.27
16.32
18.18
19.52
17.32
16.89
18.57
24.01
18.18
16.60
57
4.27
Net margin%
6.54
8.33
7.14
7.39
8.23
5.35
7.70
6.86
7.95
9.98
8.44
7.70
7.54
10
23.35
P/E ratio (avg)x
17.40
17.07
18.19
18.13
18.87
21.81
26.14
31.50
31.76
34.18
36.94
31.50
20.34
47
29.74
P/TBVx
38.86
45.34
44.32
51.31
55.28
59.22
70.28
71.91
82.19
88.55
30.31
71.91
57.25
76
7.686
P/Bx
15.79
16.17
19.11
18.97
20.12
23.99
28.72
32.03
34.70
40.76
22.93
32.03
22.05
56
21.81
NII¥B
14.88
15.60
16.79
17.82
19.66
22.06
23.39
25.92
27.56
29.78
11.10
8.66%
7.97%
—
17.33
NII grth%
4.43
7.02
8.10
7.82
8.76
11.60
9.01
10.30
10.98
13.59
25.65
10.98
8.89
83
4.44
ROTE%
17.97
18.24
21.12
22.27
21.26
21.46
22.34
23.97
23.43
25.36
28.82
23.43
21.86
24
25.20
Return on equity%
18.05
18.87
19.16
18.35
17.12
17.34
15.14
16.35
15.00
13.92
2.02
15.14
17.23
34
28.98
Return on assets%
5.90
8.31
5.85
3.47
4.07
3.65
4.13
2.55
3.16
4.10
17.78
3.65
4.08
62
1.41
EPS¥
1.10
1.19
1.19
1.24
1.06
1.08
1.13
1.00
1.08
1.03
1.54
(0.63%)
(1.98%)
—
19.59
EPS growth%
27.63
26.90
27.00
26.34
25.39
26.89
28.41
28.07
26.30
28.18
26.20
28.07
26.95
87
0.24
Bookvalue per sh¥
0.78
0.84
0.84
0.77
0.82
0.71
0.67
0.66
0.72
0.77
0.23
(1.29%)
(0.53%)
—
0.62
TBV/sh¥
1.83
2.14
2.50
2.94
2.86
2.90
3.47
3.93
3.82
4.04
0.98
7.14%
9.80%
—
0.57
Dividend per sh¥
2.23
2.39
2.74
2.96
3.31
3.47
3.63
4.12
4.53
4.97
1.05
8.45%
8.56%
—
20.91
Div yield (avg)%
21.16
21.32
19.27
20.08
21.33
20.47
21.85
24.40
22.86
25.55
5.89
22.86
21.32
45
12.00
Payout ratio%
29.74
30.33
29.69
29.88
28.75
27.58
28.45
29.56
27.07
25.35
14.89
27.58
29.15
61
14.43
Shares (diluted)B
19.81
21.84
19.97
19.21
21.95
22.62
23.12
22.09
23.02
25.41
14.15
2.97%
2.83%
12
7.18
Buyback yield%
13.30
11.09
8.56
8.36
10.25
10.04
12.55
9.92
7.18
6.41
12.63
9.92
9.98
90
37.11
Eq/Assets%
146.88
155.91
157.07
164.84
153.14
155.76
164.12
150.14
150.66
139.55
140.42
150.66
154.45
7
18.98
Assets¥B
147.9
159.1
170.4
184.1
194.4
221.7
235.8
257.4
272.2
298.2
44.65
8.93%
7.83%
89
16.02
LT debt¥B
7.951
7.178
7.143
7.074
6.997
6.639
5.811
5.349
5.064
5.484
16.47
(4.76%)
(3.33%)
22
Total assets
¥298.2B
7.83%
0.99×
Revenue
¥42.23B
7.94%
1.00×
Non-interest expense
¥22.61B
7.77%
0.98×
Net interest income
70.52%
Non-interest income
29.48%