27.28
Revenue¥B
16.10
17.31
19.22
20.96
22.37
24.00
25.69
28.29
30.39
33.28
30.26
8.27%
8.39%
15
2.55
Revenue growth%
17.03
14.69
11.78
12.44
14.84
13.54
15.87
16.39
17.78
20.78
21.59
16.39
15.36
59
13.45
NIM%
24.95
22.62
23.43
26.22
24.63
27.18
28.30
28.94
31.82
28.85
26.43
28.85
26.70
16
25.55
Effic. R.%
4.76
3.86
6.69
8.98
10.26
10.90
11.33
13.32
15.50
13.73
23.16
13.32
10.58
12
3.18
Net margin%
23.01
23.10
21.07
20.65
20.66
19.13
21.88
20.56
18.65
18.67
15.60
19.13
20.65
43
34.10
P/E ratio (avg)x
42.59
48.77
52.02
57.60
61.51
61.26
68.53
80.36
88.60
96.14
30.55
80.36
61.38
77
16.38
P/TBVx
37.08
41.68
40.86
45.25
51.88
49.86
59.21
60.38
62.94
68.31
28.73
60.38
50.87
22
17.74
P/Bx
18.61
20.64
20.26
19.02
20.20
21.74
21.32
20.79
22.83
22.63
31.44
21.74
20.71
29
2.493
NII¥B
12.34
13.34
14.83
15.92
17.19
18.54
19.59
21.60
23.37
25.60
7.607
8.29%
8.46%
—
13.29
NII grth%
5.08
3.13
1.81
4.56
2.25
1.40
2.50
5.41
5.13
4.89
5.12
4.89
3.85
58
29.15
ROTE%
22.47
23.39
21.03
23.02
21.15
20.23
22.31
21.68
24.56
26.48
28.48
22.31
22.39
93
17.22
Return on equity%
2.62
3.21
1.70
0.40
2.00
2.33
0.40
0.48
0.40
1.85
10.86
0.48
1.77
27
7.46
Return on assets%
15.86
15.48
16.23
18.33
16.75
15.59
16.43
16.05
17.88
16.56
15.39
16.43
16.33
80
0.43
EPS¥
0.51
0.46
0.47
0.53
0.57
0.58
0.57
0.57
0.55
0.62
0.46
1.73%
1.21%
—
26.01
EPS growth%
0.61
1.78
4.36
1.90
0.89
0.40
1.32
3.88
2.90
5.47
13.20
2.90
1.84
29
0.44
Bookvalue per sh¥
0.21
0.20
0.19
0.18
0.17
0.16
0.16
0.18
0.21
0.19
0.27
2.41%
0.13%
—
0.36
TBV/sh¥
0.53
0.55
0.51
0.56
0.56
0.62
0.58
0.64
0.60
0.68
0.67
3.90%
1.80%
—
0.21
Dividend per sh¥
0.82
0.76
0.82
0.81
0.75
0.79
0.77
0.76
0.72
0.65
0.22
(2.68%)
(2.61%)
—
19.53
Div yield (avg)%
19.71
19.17
21.65
23.96
25.02
25.34
24.05
22.84
20.73
22.17
5.32
22.84
22.51
70
8.82
Payout ratio%
2.74
4.63
1.88
0.40
1.96
2.13
4.29
7.03
8.03
8.93
10.72
7.03
3.52
19
15.84
Shares (diluted)B
13.58
14.18
12.91
13.58
15.13
14.89
16.15
16.16
15.68
14.47
15.67
(0.88%)
—
29
12.53
Buyback yield%
16.96
15.99
17.66
16.71
19.29
21.67
19.50
17.78
17.34
16.13
26.22
17.78
17.50
73
120.91
Eq/Assets%
123.04
137.05
134.93
146.94
156.47
178.42
202.68
211.30
211.12
206.00
179.27
206.00
167.45
42
6.183
Assets¥B
85.30
94.23
101.5
111.7
123.1
138.9
144.0
159.3
176.5
189.3
8.422
8.98%
8.88%
34
8.631
LT debt¥B
10.49
11.12
12.08
12.60
13.48
14.27
15.69
16.23
18.04
16.43
1.847
4.04%
5.40%
18
Total assets
¥189.3B
8.88%
1.05×
Revenue
¥33.28B
8.39%
1.00×
Non-interest expense
¥14.89B
8.27%
0.99×
Net interest income
76.93%
Non-interest income
23.07%