9.321
Revenue¥B
20.71
22.66
24.86
27.32
28.80
31.38
33.52
36.50
39.36
41.79
10.02
7.73%
8.09%
35
7.97
Revenue growth%
18.67
18.80
20.26
22.83
24.10
24.50
23.74
25.72
28.48
25.71
25.20
25.71
23.92
24
21.82
NIM%
24.67
23.96
26.04
26.02
25.56
24.49
22.55
25.47
25.13
23.63
29.52
24.49
24.90
35
16.47
Effic. R.%
8.15
10.62
8.85
8.28
9.25
10.64
9.09
8.09
8.59
7.98
17.10
8.59
8.72
85
25.76
Net margin%
16.78
16.75
14.49
15.22
16.49
16.13
14.39
15.37
12.42
15.28
13.87
15.28
15.33
63
35.81
P/E ratio (avg)x
56.23
63.86
73.33
75.42
75.49
76.92
76.68
87.90
88.84
106.3
15.60
87.90
76.09
14
26.14
P/TBVx
42.14
45.62
45.62
51.55
50.97
53.20
54.95
60.06
71.24
70.01
37.32
60.06
52.37
81
28.53
P/Bx
53.74
56.77
61.97
63.30
71.49
82.52
94.39
90.66
90.26
92.24
13.31
90.66
77.01
7
16.10
NII¥B
12.35
13.48
14.80
16.31
17.25
18.79
20.19
21.93
23.23
24.58
14.48
7.34%
7.92%
—
26.05
NII grth%
19.61
19.75
19.12
20.16
21.65
19.89
19.38
22.10
20.85
23.59
7.84
20.85
20.02
47
7.65
ROTE%
13.22
11.48
14.14
15.47
18.11
15.66
16.33
14.27
15.94
15.57
11.14
15.66
15.52
54
22.61
Return on equity%
10.19
8.85
9.20
7.91
9.69
10.61
12.53
14.91
16.78
15.70
15.65
14.91
10.40
47
8.27
Return on assets%
25.78
28.69
28.45
26.52
29.33
31.71
30.24
27.97
27.96
26.37
29.53
27.97
28.21
86
1.81
EPS¥
1.53
1.57
1.46
1.31
1.42
1.43
1.41
1.37
1.24
1.18
1.98
(3.59%)
(3.20%)
—
8.67
EPS growth%
21.42
20.41
20.28
17.78
17.06
15.23
14.65
17.19
15.49
17.31
3.62
15.49
17.25
56
1.45
Bookvalue per sh¥
1.38
1.44
1.61
1.54
1.68
1.65
1.59
1.60
1.60
1.50
1.31
(2.34%)
1.80%
—
1.39
TBV/sh¥
2.83
2.74
2.86
3.14
3.03
2.96
3.31
3.24
3.51
3.51
0.51
2.94%
3.26%
—
1.00
Dividend per sh¥
1.67
1.64
1.75
1.99
2.18
2.02
1.97
2.23
2.37
2.62
0.36
3.73%
4.04%
—
23.71
Div yield (avg)%
0.40
0.40
1.60
0.40
0.59
1.40
3.47
5.49
7.06
9.52
25.10
5.49
1.50
35
14.66
Payout ratio%
10.53
12.48
11.03
8.56
10.76
12.76
13.40
14.94
17.50
17.43
19.78
14.94
12.62
63
12.63
Shares (diluted)B
11.20
12.06
11.43
10.27
11.16
10.26
9.998
9.692
9.127
7.823
12.34
(6.87%)
(4.85%)
79
28.98
Buyback yield%
3.81
3.34
1.94
0.40
0.40
0.40
0.40
0.72
0.47
0.77
6.29
0.47
0.60
82
161.30
Eq/Assets%
15.54
16.96
18.07
19.67
20.12
17.70
16.07
15.65
13.37
12.78
43.07
15.65
16.52
93
7.915
Assets¥B
14.15
14.80
16.72
17.44
19.09
19.45
22.12
24.37
25.48
27.80
23.95
7.80%
7.90%
9
18.42
LT debt¥B
7.708
7.118
6.577
6.443
6.446
5.534
5.770
6.305
5.820
5.317
15.47
(3.78%)
(4.89%)
86
Total assets
¥27.80B
7.90%
0.98×
Revenue
¥41.79B
8.09%
1.00×
Non-interest expense
¥23.12B
7.90%
0.98×
Net interest income
58.82%
Non-interest income
41.18%
Return on capital
131.70%