50.61
Revenue¥B
41.58
43.13
43.63
44.97
46.23
47.34
49.55
51.87
52.69
55.06
54.93
3.56%
3.33%
52
27.02
Revenue growth%
11.04
9.39
7.94
6.94
8.52
11.43
11.33
11.83
11.12
13.52
13.05
11.43
11.08
16
18.36
NIM%
17.59
17.26
17.03
15.66
16.32
14.65
16.52
17.13
18.55
19.93
2.62
17.13
17.08
80
14.93
Effic. R.%
13.93
14.91
14.92
17.37
15.02
12.31
9.94
10.97
8.93
6.40
19.30
9.94
13.12
66
7.24
Net margin%
2.22
4.65
3.28
6.11
6.09
6.74
6.36
5.42
4.54
3.16
13.61
5.42
5.03
66
27.38
P/E ratio (avg)x
10.58
10.10
11.20
11.50
11.12
10.14
10.98
12.17
13.53
13.42
25.88
12.17
11.16
7
22.55
P/TBVx
6.219
6.751
6.424
7.299
7.127
8.133
7.828
7.360
8.473
9.518
34.94
8.133
7.329
31
13.21
P/Bx
38.55
40.93
41.90
46.51
44.41
45.56
41.33
37.41
39.88
36.66
28.58
39.88
41.13
69
8.874
NII¥B
30.14
31.62
31.68
32.47
33.85
34.78
35.85
37.71
37.92
40.25
48.80
3.52%
3.27%
—
14.02
NII grth%
15.57
13.19
11.28
11.96
11.11
9.18
9.09
10.55
11.97
10.87
25.20
10.55
11.19
85
22.25
ROTE%
16.22
16.79
16.59
14.98
15.05
17.81
19.78
22.67
21.78
19.84
13.16
19.84
17.30
73
11.35
Return on equity%
32.13
33.87
36.25
35.23
35.10
32.24
32.36
31.47
30.00
28.15
17.38
31.47
32.30
45
18.18
Return on assets%
15.68
14.92
12.29
14.10
11.97
14.01
12.60
9.94
8.44
5.56
15.72
9.94
12.45
74
0.32
EPS¥
0.10
0.12
0.13
0.13
0.12
0.14
0.15
0.16
0.17
0.18
0.33
7.39%
6.61%
—
6.65
EPS growth%
15.30
16.64
16.23
13.24
13.43
11.87
14.23
14.88
16.96
16.22
21.32
14.88
15.09
70
0.07
Bookvalue per sh¥
0.42
0.40
0.39
0.40
0.42
0.43
0.50
0.51
0.50
0.53
0.31
4.52%
3.71%
—
0.29
TBV/sh¥
0.32
0.36
0.37
0.42
0.40
0.39
0.45
0.45
0.46
0.44
0.31
1.93%
4.58%
—
0.22
Dividend per sh¥
0.16
0.15
0.18
0.18
0.19
0.22
0.25
0.30
0.33
0.38
0.09
14.16%
10.63%
—
14.30
Div yield (avg)%
8.75
6.26
6.67
6.21
7.06
8.86
11.63
9.95
12.10
14.62
20.70
11.63
8.81
45
28.49
Payout ratio%
17.40
20.28
19.41
19.93
22.27
24.80
24.08
24.95
25.97
28.92
22.38
24.95
23.18
86
56.56
Shares (diluted)B
42.05
45.59
44.56
38.59
33.92
34.40
33.30
31.59
32.30
34.02
56.75
0.05%
(2.00%)
65
8.05
Buyback yield%
24.94
27.79
30.59
33.03
30.67
30.79
29.80
27.52
24.89
26.40
16.25
27.52
28.80
61
36.48
Eq/Assets%
9.50
9.89
9.55
8.37
8.87
7.84
6.81
6.65
6.66
6.28
114.06
6.66
8.11
7
25.50
Assets¥B
42.83
45.39
50.70
54.61
58.51
62.90
66.34
71.06
75.79
81.97
22.55
6.98%
7.88%
23
32.66
LT debt¥B
8.981
8.479
8.047
7.414
6.594
5.962
5.475
5.193
5.715
6.216
21.91
(1.17%)
(2.98%)
13
Total assets
¥81.97B
7.88%
1.54×
Revenue
¥55.06B
3.33%
1.00×
Non-interest expense
¥27.33B
3.29%
1.00×
Net interest income
73.11%
Non-interest income
26.89%