61.24
Revenue¥B
58.76
59.90
60.52
60.66
62.93
65.11
66.13
67.49
68.45
71.87
63.38
2.69%
2.41%
17
17.50
Revenue growth%
15.37
14.33
15.06
14.85
17.33
15.64
18.62
20.63
19.69
17.82
18.97
18.62
16.48
31
2.02
NIM%
18.21
17.02
18.87
18.38
21.36
20.86
23.07
24.17
26.86
24.62
5.49
24.17
21.11
95
8.16
Effic. R.%
13.96
11.94
14.45
15.38
14.49
15.69
16.07
17.05
14.52
15.09
21.39
15.69
14.80
88
10.89
Net margin%
2.13
4.91
5.74
7.08
4.23
5.74
2.80
0.40
0.40
0.40
17.31
0.40
3.52
93
36.60
P/E ratio (avg)x
9.442
10.61
10.46
11.79
13.00
15.33
15.04
16.05
16.86
17.62
18.83
16.05
14.02
71
15.28
P/TBVx
23.63
20.61
18.21
19.18
17.34
16.66
16.85
17.87
17.55
15.96
24.28
16.85
17.71
10
24.27
P/Bx
38.19
42.97
48.38
55.33
60.86
61.37
64.51
66.70
66.44
65.57
12.49
65.57
61.12
21
8.010
NII¥B
33.09
33.13
33.36
34.06
34.94
36.73
37.32
37.27
38.63
40.32
66.77
2.91%
2.49%
—
14.16
NII grth%
5.45
4.77
6.90
9.85
7.73
4.82
2.77
2.42
5.18
5.78
29.27
4.82
5.31
34
29.66
ROTE%
8.16
8.53
7.36
9.75
8.80
11.80
11.49
11.57
13.18
14.40
14.11
11.80
10.62
27
16.76
Return on equity%
37.27
39.44
39.81
41.71
39.55
40.23
40.42
40.02
38.02
39.85
12.96
40.02
39.83
14
11.40
Return on assets%
4.25
2.48
3.48
1.17
3.28
0.79
0.40
1.32
2.74
0.40
9.57
0.79
1.90
64
1.40
EPS¥
1.98
2.01
1.92
1.86
1.98
2.11
2.21
2.38
2.44
2.40
1.52
3.88%
2.81%
—
25.08
EPS growth%
2.63
2.25
0.40
0.57
0.88
0.40
1.96
1.12
0.40
0.40
11.52
0.40
0.72
62
2.74
Bookvalue per sh¥
1.76
2.01
1.96
2.01
2.15
2.47
2.38
2.43
2.61
2.98
0.58
6.74%
6.69%
—
2.40
TBV/sh¥
1.71
1.61
1.57
1.59
1.61
1.53
1.66
1.83
1.97
1.86
1.52
2.98%
0.71%
—
1.05
Dividend per sh¥
3.74
4.43
4.36
4.30
4.32
4.15
4.26
4.57
5.20
5.96
3.24
6.69%
5.93%
—
19.85
Div yield (avg)%
16.29
15.28
12.63
10.06
10.42
9.02
9.68
7.20
9.57
12.57
6.02
9.57
10.24
28
14.51
Payout ratio%
21.16
20.90
23.09
24.56
23.41
23.16
22.20
23.47
25.33
24.95
20.07
23.47
23.28
18
6.578
Shares (diluted)B
4.152
4.245
4.629
4.196
4.352
4.672
4.282
4.438
4.054
3.907
6.764
(2.14%)
(0.73%)
24
18.61
Buyback yield%
12.81
12.65
14.17
13.28
15.20
15.87
13.56
14.47
14.85
13.99
21.65
14.47
14.08
18
93.91
Eq/Assets%
145.27
159.69
155.50
147.78
167.52
182.09
178.84
189.77
211.62
224.79
23.15
189.77
173.18
13
46.02
Assets¥B
267.4
295.8
313.5
351.5
380.1
427.3
459.9
486.8
546.0
583.9
17.22
8.96%
8.99%
38
36.46
LT debt¥B
60.23
70.23
74.97
85.41
89.50
99.59
106.7
113.8
114.2
113.3
43.42
4.83%
5.91%
73
Total assets
¥583.9B
8.99%
1.86×
Revenue
¥71.87B
2.41%
1.00×
Non-interest expense
¥32.24B
2.35%
0.99×
Net interest income
56.11%
Non-interest income
43.89%