24.19
Revenue¥B
20.87
22.44
23.83
26.10
28.12
29.63
31.43
33.94
37.20
40.78
24.80
7.72%
7.82%
83
22.26
Revenue growth%
13.75
14.45
11.64
13.51
11.81
9.43
7.31
8.31
7.51
9.36
10.59
8.31
10.54
92
21.22
NIM%
14.27
16.62
16.63
19.48
21.54
19.83
17.43
15.16
12.99
12.60
21.83
15.16
16.63
18
19.21
Effic. R.%
3.16
4.02
6.49
6.19
6.39
8.12
9.09
9.38
6.64
6.69
20.33
8.12
6.57
38
20.63
Net margin%
8.72
5.80
3.96
3.75
6.46
5.65
8.05
10.69
8.14
7.84
24.72
8.05
7.15
12
11.98
P/E ratio (avg)x
10.57
10.50
10.40
10.78
10.51
11.29
10.22
10.21
10.78
10.95
10.44
10.78
10.54
60
6.729
P/TBVx
17.46
20.34
21.89
24.86
28.35
30.77
33.54
35.69
37.34
39.12
9.056
35.69
29.56
56
33.73
P/Bx
44.58
48.33
48.59
54.89
51.74
55.63
62.45
62.45
57.74
62.09
9.828
62.09
55.26
34
26.40
NII¥B
12.81
13.71
14.72
15.85
17.22
18.21
19.17
20.83
22.48
24.74
3.877
7.52%
7.70%
—
8.34
NII grth%
26.06
26.67
26.44
26.41
25.28
25.68
25.96
22.99
23.85
25.99
17.31
25.68
25.97
15
19.61
ROTE%
19.80
21.52
21.29
18.74
19.15
17.86
17.78
17.69
20.08
22.97
25.65
17.86
19.47
33
3.39
Return on equity%
4.50
3.43
1.50
2.16
2.18
2.36
3.82
3.96
6.37
4.98
12.57
3.96
3.62
70
27.30
Return on assets%
9.29
11.15
13.69
14.53
13.54
11.06
13.40
11.78
12.59
12.09
15.60
12.09
12.34
22
1.41
EPS¥
2.74
2.96
3.01
3.39
3.39
3.55
4.26
4.65
5.40
5.55
1.53
10.35%
7.70%
—
25.57
EPS growth%
6.77
4.97
7.30
6.74
8.52
7.31
5.25
7.73
5.26
4.28
29.31
5.26
6.75
38
1.34
Bookvalue per sh¥
1.06
0.97
1.05
1.12
1.20
1.10
1.19
1.13
1.19
1.14
0.58
(0.88%)
0.56%
—
0.25
TBV/sh¥
1.84
1.69
1.67
1.55
1.49
1.38
1.52
1.66
1.62
1.76
0.38
3.41%
0.27%
—
1.01
Dividend per sh¥
1.56
1.79
2.03
2.32
2.64
2.83
2.65
3.00
2.78
2.60
0.81
(0.35%)
5.26%
—
22.01
Div yield (avg)%
14.62
13.45
14.40
13.57
11.20
11.25
13.56
16.11
18.67
18.21
26.43
16.11
13.98
64
24.58
Payout ratio%
30.73
31.28
28.83
30.60
32.66
32.06
34.81
35.38
35.55
34.51
19.31
34.81
32.36
76
17.82
Shares (diluted)B
27.33
29.24
32.63
33.85
35.53
36.86
39.82
41.69
47.51
44.14
18.69
4.43%
5.89%
21
6.63
Buyback yield%
26.28
25.17
25.05
25.84
26.20
27.24
25.52
25.48
27.75
30.09
2.04
27.24
26.02
55
120.01
Eq/Assets%
77.30
72.02
67.55
73.64
79.59
80.02
79.39
73.71
66.65
68.24
136.22
73.71
73.67
42
28.53
Assets¥B
114.2
127.0
138.0
147.9
161.2
168.1
183.7
201.5
221.5
240.1
19.00
8.29%
8.50%
88
24.67
LT debt¥B
51.08
57.97
66.64
77.36
76.01
83.25
96.86
101.5
108.6
121.2
10.73
9.78%
9.26%
67
Total assets
¥240.1B
8.50%
1.06×
Revenue
¥40.78B
7.82%
1.00×
Non-interest expense
¥20.27B
7.62%
0.98×
Net interest income
60.67%
Non-interest income
39.33%