63.98
Revenue¥B
51.74
54.00
55.00
55.52
56.72
58.54
61.11
63.51
65.92
66.22
69.60
3.14%
2.53%
27
22.05
Revenue growth%
1.44
3.15
0.40
2.31
1.21
0.40
0.40
2.58
0.40
0.40
13.18
0.40
0.80
68
23.21
NIM%
15.80
14.25
16.21
15.24
17.25
17.51
17.53
18.48
18.72
16.16
25.48
17.53
16.73
9
28.75
Effic. R.%
30.21
29.60
28.30
29.17
27.55
27.06
28.36
28.45
26.66
26.72
24.59
27.06
28.33
7
14.90
Net margin%
9.94
8.73
7.89
10.07
11.70
11.76
14.12
13.91
11.12
11.74
17.45
11.76
11.41
36
13.38
P/E ratio (avg)x
23.24
24.57
24.66
22.31
20.72
19.60
19.12
19.34
19.27
18.68
37.24
19.27
20.16
63
32.74
P/TBVx
10.10
10.36
10.10
9.847
8.854
9.260
9.647
10.52
11.85
13.19
11.09
10.52
10.10
62
17.69
P/Bx
27.81
26.17
26.27
27.17
28.60
24.23
22.50
20.31
19.06
19.35
6.558
20.31
25.20
93
38.30
NII¥B
29.82
31.46
32.07
32.51
33.40
33.49
36.02
36.96
38.29
39.09
89.00
3.20%
2.58%
—
12.27
NII grth%
15.03
12.32
12.75
11.38
12.60
14.63
13.92
16.19
15.91
17.85
10.98
15.91
14.27
77
4.15
ROTE%
26.08
23.84
26.08
24.65
25.22
27.59
27.67
25.40
22.72
25.23
28.68
25.40
25.31
79
24.13
Return on equity%
17.87
19.39
21.21
23.06
21.15
22.12
24.71
25.85
28.10
25.31
24.80
25.31
22.59
90
18.63
Return on assets%
24.36
23.87
21.19
23.96
23.81
26.30
25.96
23.46
24.00
21.68
19.81
24.00
23.91
9
58.42
EPS¥
236.29
266.93
305.80
348.86
340.53
343.38
330.78
354.72
416.21
431.58
61.73
4.85%
7.82%
—
20.60
EPS growth%
8.45
5.67
4.19
5.88
3.37
0.50
1.97
0.40
0.59
3.39
23.30
0.59
3.38
46
77.79
Bookvalue per sh¥
105.60
119.65
139.38
166.57
173.11
176.27
198.82
235.32
284.13
330.09
160.91
13.78%
12.58%
—
119.04
TBV/sh¥
22.19
20.91
21.88
21.48
22.85
25.61
28.22
30.51
34.26
36.21
106.22
9.65%
4.49%
—
42.66
Dividend per sh¥
252.12
274.98
298.72
315.36
367.79
388.82
385.34
434.80
487.49
552.00
166.58
8.46%
9.90%
—
19.53
Div yield (avg)%
26.30
25.85
24.09
25.28
23.81
23.96
22.30
19.49
19.19
20.95
8.56
20.95
23.89
41
15.06
Payout ratio%
29.70
27.99
27.41
28.34
30.85
32.11
30.54
29.98
27.75
30.50
13.16
30.50
29.84
56
278.0
Shares (diluted)M
460.5
549.8
590.6
705.2
807.6
838.2
810.7
850.8
890.0
966.1
281.2
3.65%
9.07%
23
24.01
Buyback yield%
20.68
22.48
21.79
21.10
18.50
16.50
16.78
15.76
13.45
14.48
28.07
15.76
17.64
9
104.24
Eq/Assets%
49.36
54.85
48.68
48.87
53.30
54.77
59.73
56.69
59.26
56.59
132.30
56.69
54.81
93
9.632
Assets¥B
233.3
264.4
279.9
301.6
330.3
359.2
372.5
399.3
441.3
493.1
73.10
8.34%
8.79%
22
77.33
LT debt¥B
24.63
25.18
25.75
26.57
27.31
30.10
35.05
40.21
42.00
47.20
47.81
11.57%
7.11%
34
Total assets
¥493.1B
8.79%
1.81×
Revenue
¥66.22B
2.53%
1.00×
Non-interest expense
¥31.82B
2.25%
0.97×
Net interest income
59.04%
Non-interest income
40.96%