11.30
Revenue¥B
93.96
97.81
99.22
102.2
105.9
105.3
108.3
110.9
110.3
110.4
11.69
0.84%
1.83%
50
29.38
Revenue growth%
15.21
17.22
16.84
18.31
20.91
20.71
22.72
21.27
18.71
16.78
29.97
20.71
18.51
84
5.31
NIM%
12.73
10.38
10.30
7.57
8.01
5.81
8.59
7.28
7.66
4.91
23.52
7.28
7.84
37
8.81
Effic. R.%
18.04
15.34
14.65
15.56
17.65
18.99
17.18
15.80
13.00
15.41
5.47
15.80
15.68
32
20.34
Net margin%
26.24
23.53
22.46
20.94
20.18
19.21
20.26
21.32
23.41
22.81
20.63
21.32
21.89
21
33.47
P/E ratio (avg)x
28.80
30.63
28.70
30.32
32.68
30.63
29.34
30.46
29.60
32.88
37.29
30.46
30.39
21
12.31
P/TBVx
10.86
12.75
14.31
15.73
17.06
19.92
19.30
20.30
23.33
22.21
14.36
20.30
18.18
31
22.62
P/Bx
46.45
48.96
48.09
54.00
63.03
63.38
71.42
78.48
89.80
100.0
7.940
78.48
63.20
18
42.27
NII¥B
67.12
69.61
70.44
72.84
74.97
74.96
76.79
80.09
77.99
78.37
64.76
0.89%
1.90%
—
13.13
NII grth%
21.34
22.40
20.39
21.65
22.38
19.46
16.76
15.69
18.40
18.52
23.82
18.40
19.93
75
23.19
ROTE%
6.70
8.23
6.72
8.12
7.35
9.27
9.36
7.01
4.11
5.02
5.87
7.01
7.18
67
29.87
Return on equity%
20.24
18.15
20.42
19.64
17.18
18.59
17.28
17.57
15.45
18.24
27.86
17.57
18.20
26
22.38
Return on assets%
12.13
11.41
13.62
11.55
11.27
10.73
11.68
10.16
12.94
15.69
24.24
11.68
11.62
56
71.10
EPS¥
35.22
34.65
35.90
31.09
30.52
28.71
28.44
30.37
28.02
26.02
73.09
(3.14%)
(4.41%)
—
4.13
EPS growth%
26.86
28.22
29.03
28.64
27.82
29.99
28.61
27.80
28.88
28.59
13.64
28.61
28.60
12
66.87
Bookvalue per sh¥
99.64
106.57
108.89
114.38
126.96
113.52
120.48
127.04
125.42
120.90
76.85
(0.97%)
2.69%
—
20.97
TBV/sh¥
84.75
91.45
83.09
90.42
78.46
75.04
67.40
66.42
67.42
71.74
41.21
(1.77%)
(0.84%)
—
56.02
Dividend per sh¥
41.58
45.55
47.47
51.49
54.74
50.06
52.88
46.65
46.38
46.73
83.83
(3.11%)
0.18%
—
23.86
Div yield (avg)%
11.38
13.78
16.27
17.64
15.73
17.78
17.79
19.20
17.30
17.64
14.00
17.78
17.47
41
12.37
Payout ratio%
22.71
24.54
24.24
26.53
24.53
25.95
26.77
29.25
29.92
28.16
2.42
28.16
26.24
69
225.1
Shares (diluted)M
296.5
344.4
398.5
412.5
429.3
455.0
505.0
499.7
500.8
533.0
219.0
4.42%
6.05%
57
3.97
Buyback yield%
22.05
23.37
24.55
26.86
28.78
26.70
24.59
26.62
29.33
28.28
15.28
26.70
26.66
93
112.51
Eq/Assets%
78.88
71.58
75.84
78.48
75.04
67.30
62.42
60.10
60.10
58.33
80.27
60.10
69.44
49
29.50
Assets¥B
284.9
298.4
332.5
358.6
385.0
416.3
452.5
506.8
551.8
605.7
63.09
9.49%
8.89%
58
69.33
LT debt¥B
68.65
77.52
77.59
89.29
87.93
103.8
123.7
123.7
130.1
142.1
27.29
10.08%
8.44%
29
Total assets
¥605.7B
8.89%
1.95×
Revenue
¥110.4B
1.83%
1.00×
Non-interest expense
¥54.40B
1.90%
1.01×
Net interest income
70.99%
Non-interest income
29.01%