15.07
Revenue¥B
40.07
43.82
46.41
50.50
54.73
59.47
63.68
67.30
73.52
76.91
16.55
7.04%
7.53%
37
12.00
Revenue growth%
19.38
20.87
19.55
19.71
17.27
16.53
15.93
13.85
11.24
8.56
6.93
13.85
16.90
65
16.84
NIM%
18.51
16.79
16.18
16.14
13.48
16.48
15.95
13.14
11.77
12.19
10.92
13.14
16.05
67
7.37
Effic. R.%
27.16
29.51
27.06
28.25
29.19
30.96
33.58
34.28
34.27
34.43
6.98
34.27
30.23
81
25.95
Net margin%
9.07
6.53
5.52
6.42
7.25
7.55
4.60
4.87
5.70
6.29
4.43
5.70
6.36
77
26.99
P/E ratio (avg)x
49.08
52.40
61.34
61.18
67.92
67.25
64.53
72.93
79.37
78.10
21.05
72.93
65.89
59
11.06
P/TBVx
36.45
33.13
30.49
31.27
29.49
27.80
30.88
30.76
28.31
31.74
20.08
30.76
30.82
15
29.36
P/Bx
13.51
14.68
16.19
15.74
15.14
16.12
17.19
18.70
20.83
21.14
18.09
18.70
16.15
36
54.94
NII¥B
27.67
29.65
32.15
34.86
37.40
40.42
43.68
46.15
50.78
52.07
45.96
6.84%
7.38%
—
14.17
NII grth%
5.05
7.16
9.27
10.35
10.61
8.26
7.41
7.32
10.01
9.52
11.01
8.26
8.77
73
26.63
ROTE%
17.67
16.82
15.87
16.96
19.48
20.75
18.57
19.23
19.52
18.57
8.50
19.23
18.57
24
6.97
Return on equity%
7.40
9.76
11.53
12.99
15.94
15.63
16.64
17.34
15.88
15.60
7.02
15.88
15.62
58
21.33
Return on assets%
25.59
22.61
20.49
21.93
22.42
23.34
20.56
18.29
16.97
18.31
14.56
18.31
21.25
6
68.48
EPS¥
46.69
51.62
52.56
49.52
46.25
45.82
48.76
46.49
47.28
46.11
70.76
(0.06%)
0.12%
—
20.95
EPS growth%
34.70
33.93
35.59
35.17
34.71
37.38
37.56
35.14
35.31
37.28
27.28
37.28
35.24
14
91.03
Bookvalue per sh¥
85.75
95.67
109.69
129.32
141.83
156.41
179.07
202.49
227.76
235.35
21.61
10.66%
11.55%
—
20.89
TBV/sh¥
93.74
105.25
103.81
94.88
88.35
91.91
84.84
82.95
80.34
71.40
74.56
(4.17%)
(1.86%)
—
73.10
Dividend per sh¥
92.83
101.98
115.20
128.55
136.83
157.11
182.33
216.82
220.62
261.49
124.15
13.83%
12.67%
—
28.52
Div yield (avg)%
17.81
19.47
22.12
24.33
23.19
24.15
24.38
25.24
24.95
26.68
13.63
24.95
24.24
73
18.91
Payout ratio%
8.57
10.87
10.02
8.04
6.18
3.65
1.47
0.40
2.51
5.24
26.47
2.51
5.71
7
244.3
Shares (diluted)M
341.7
330.8
386.6
428.4
463.7
481.5
494.2
501.3
578.8
621.6
246.8
6.04%
5.71%
51
17.12
Buyback yield%
0.40
0.40
2.69
5.33
6.18
5.90
4.68
2.55
1.19
3.87
17.92
3.87
3.28
7
171.88
Eq/Assets%
176.46
189.91
191.01
202.99
203.92
214.57
221.82
204.60
211.25
233.97
155.48
214.57
204.26
6
64.55
Assets¥B
241.7
263.9
293.4
325.7
353.1
387.8
418.8
463.1
486.8
516.9
29.07
7.92%
8.79%
77
70.89
LT debt¥B
60.80
54.40
54.89
52.43
53.48
56.40
56.23
57.35
51.42
50.36
38.66
(1.19%)
(1.60%)
42
Total assets
¥516.9B
8.79%
1.12×
Revenue
¥76.91B
7.53%
1.00×
Non-interest expense
¥46.42B
7.45%
0.99×
Net interest income
67.70%
Non-interest income
32.30%