24.00
Revenue¥B
33.88
34.27
35.03
34.31
34.05
34.40
34.66
34.69
34.49
34.40
26.73
0.20%
0.37%
39
12.75
Revenue growth%
6.51
3.97
4.22
3.14
4.45
4.17
5.31
7.02
4.35
2.48
3.49
4.35
4.29
54
24.85
NIM%
7.44
5.73
4.38
6.88
6.18
3.64
6.15
7.11
8.02
8.55
4.26
7.11
6.53
85
28.76
Effic. R.%
15.46
12.64
11.67
12.29
12.85
12.95
14.68
17.57
19.52
19.35
18.68
17.57
13.81
91
5.57
Net margin%
20.05
20.87
20.09
21.88
20.52
21.97
24.81
23.02
25.13
27.61
19.71
24.81
21.92
62
23.84
P/E ratio (avg)x
28.77
27.87
24.89
21.78
18.75
19.53
18.70
16.39
14.49
15.26
33.50
16.39
19.14
84
8.298
P/TBVx
6.876
7.531
7.382
6.614
7.005
7.142
6.519
6.695
5.963
5.597
29.66
6.519
6.786
41
16.43
P/Bx
16.48
19.44
21.34
24.84
29.11
32.43
37.85
36.57
41.56
40.98
12.07
37.85
30.77
91
16.01
NII¥B
25.13
25.32
25.84
25.65
25.08
25.30
25.66
26.04
25.50
25.66
22.54
0.45%
0.55%
—
4.69
NII grth%
35.02
33.24
33.05
33.42
30.76
29.52
27.61
28.59
29.24
29.79
15.62
29.24
30.28
44
22.09
ROTE%
15.25
16.34
15.52
15.42
17.14
19.58
18.88
21.22
19.46
20.37
10.04
19.58
18.01
86
20.54
Return on equity%
25.67
28.07
30.98
32.37
34.00
33.07
30.45
33.44
33.45
34.77
12.36
33.44
32.72
85
10.88
Return on assets%
22.85
21.71
22.83
24.93
25.55
25.36
25.18
25.44
25.69
24.03
7.27
25.36
25.05
45
234.51
EPS¥
120.70
118.56
133.65
123.80
120.92
137.27
140.53
147.09
156.32
159.48
254.62
5.69%
3.33%
—
29.68
EPS growth%
9.31
10.35
10.31
11.02
13.60
16.53
14.08
16.16
16.19
17.60
13.08
16.19
13.84
65
239.70
Bookvalue per sh¥
158.75
143.82
136.83
132.46
114.41
125.33
133.51
136.46
132.67
118.55
141.88
0.71%
(4.29%)
—
388.11
TBV/sh¥
405.38
408.18
401.64
436.64
482.31
498.74
539.32
485.53
481.83
450.56
200.74
(1.35%)
1.16%
—
168.35
Dividend per sh¥
67.78
60.22
57.27
52.45
45.78
48.00
46.66
45.88
44.35
43.14
199.96
(1.18%)
(5.19%)
—
5.56
Div yield (avg)%
25.12
27.45
30.31
30.56
28.64
26.19
27.76
26.15
24.16
26.78
6.29
26.19
27.12
80
8.64
Payout ratio%
10.46
11.46
9.86
11.64
14.44
17.04
15.41
17.18
17.26
19.24
5.21
17.18
14.93
21
98.86
Shares (diluted)M
190.7
212.4
214.5
256.0
283.0
331.2
331.8
386.7
436.6
502.8
96.49
12.18%
12.32%
53
20.73
Buyback yield%
18.24
18.58
16.89
18.55
21.25
18.32
16.83
17.87
19.21
18.46
7.80
18.32
18.39
73
34.69
Eq/Assets%
175.74
185.36
189.28
204.92
223.56
247.74
228.83
251.46
239.44
241.82
118.08
241.82
226.19
47
17.72
Assets¥B
40.14
42.68
45.06
49.26
55.01
58.92
64.93
72.87
79.57
86.77
29.59
9.54%
9.09%
93
13.88
LT debt¥B
32.61
31.57
34.47
34.76
37.80
36.35
39.64
37.70
33.84
32.35
13.30
(3.06%)
(0.18%)
48
Total assets
¥86.77B
9.09%
2.30×
Revenue
¥34.40B
0.37%
1.00×
Non-interest expense
¥21.13B
0.42%
1.01×
Net interest income
74.59%
Non-interest income
25.41%