4.069
Revenue₹B
13.87
14.25
15.28
16.39
17.56
18.08
19.29
20.63
21.53
22.25
4.484
4.85%
5.53%
16
21.32
Revenue growth%
31.47
33.70
32.41
30.60
28.29
27.36
28.95
28.08
25.31
24.56
15.96
27.36
28.62
16
7.97
NIM%
21.54
23.22
25.01
24.95
24.29
26.29
25.45
23.41
23.88
21.39
29.69
23.88
24.09
32
26.82
Effic. R.%
7.73
7.84
6.87
6.87
9.76
9.61
8.75
9.01
8.54
11.49
28.45
9.01
8.64
79
2.48
Net margin%
23.08
21.13
18.70
20.03
20.53
19.93
18.95
19.13
21.17
22.67
19.73
19.93
20.28
22
19.54
P/E ratio (avg)x
30.09
35.92
36.10
43.49
47.31
46.69
47.28
49.82
53.91
64.06
36.72
49.82
46.99
47
16.30
P/TBVx
19.16
18.98
21.49
20.66
19.22
18.76
19.30
21.14
23.73
25.43
10.31
21.14
19.98
84
26.85
P/Bx
29.59
30.33
29.26
29.20
29.35
29.13
28.19
24.22
20.98
19.76
15.53
24.22
29.16
59
2.947
NII₹B
11.08
11.42
12.35
13.13
14.20
14.41
15.30
16.69
17.38
17.90
21.79
4.73%
5.70%
—
15.16
NII grth%
22.97
23.78
22.32
24.47
24.81
25.01
25.44
27.94
27.10
28.74
26.56
27.10
24.91
39
11.80
ROTE%
16.82
17.56
15.02
13.10
12.51
13.22
10.82
13.52
14.60
13.44
12.74
13.44
13.48
32
6.19
Return on equity%
22.56
21.94
22.35
21.46
20.87
19.10
18.91
21.85
20.52
23.29
25.46
20.52
21.66
27
7.30
Return on assets%
15.87
18.43
20.61
19.80
20.24
20.13
17.97
15.03
17.54
16.45
8.20
17.54
18.20
79
72.37
EPS₹
43.16
41.40
39.30
36.33
39.58
41.51
42.47
38.30
39.35
39.99
77.83
0.21%
0.23%
—
26.14
EPS growth%
15.65
13.50
15.10
17.01
17.82
16.63
19.02
18.78
17.05
19.95
2.55
18.78
17.03
81
72.64
Bookvalue per sh₹
48.07
44.69
48.29
45.80
48.72
48.14
47.72
51.05
53.25
59.37
19.29
4.03%
2.45%
—
25.95
TBV/sh₹
27.81
27.03
31.44
31.69
33.02
34.43
40.93
45.01
51.91
55.03
21.22
10.75%
8.48%
—
19.21
Dividend per sh₹
42.36
38.12
34.47
33.42
34.97
31.89
33.37
30.23
32.64
28.42
39.00
(4.06%)
(3.28%)
—
19.69
Div yield (avg)%
9.28
6.38
4.82
3.05
4.76
6.69
5.31
7.93
5.09
3.02
25.59
5.31
5.20
60
5.04
Payout ratio%
14.34
13.24
15.02
17.57
17.45
15.24
17.38
15.06
12.19
10.18
7.51
15.06
15.04
84
160.0
Shares (diluted)M
152.4
147.9
141.8
160.0
167.2
182.2
178.4
199.6
196.2
190.5
156.3
2.64%
1.31%
36
10.30
Buyback yield%
30.87
31.14
32.17
31.71
31.65
32.27
31.87
29.13
31.40
34.17
21.98
31.87
31.68
48
99.03
Eq/Assets%
125.48
127.82
142.33
152.45
153.53
143.06
160.84
152.96
138.04
146.48
24.41
146.48
144.77
12
21.13
Assets₹B
37.45
41.41
45.60
49.94
53.54
57.46
62.50
71.55
77.76
82.67
20.09
9.07%
9.13%
21
17.44
LT debt₹B
15.45
16.13
18.40
18.03
19.27
20.81
21.34
24.38
24.61
26.93
21.86
6.93%
7.22%
28
Total assets
₹82.67B
9.13%
1.40×
Revenue
₹22.25B
5.53%
1.00×
Non-interest expense
₹12.28B
5.32%
0.98×
Net interest income
80.44%
Non-interest income
19.56%