28.82
Revenue₹B
35.52
35.43
35.82
36.94
36.83
38.16
38.09
38.17
39.47
39.52
30.99
1.42%
1.39%
70
11.33
Revenue growth%
16.17
15.45
13.48
14.36
14.27
17.01
17.91
16.42
16.00
13.89
20.15
16.42
15.73
75
25.27
NIM%
15.77
15.64
16.52
15.43
18.38
16.80
15.01
16.81
13.84
15.36
24.08
15.36
15.70
88
28.96
Effic. R.%
3.40
0.95
0.40
0.40
0.57
0.40
0.40
0.40
1.04
0.40
2.31
0.40
0.40
74
2.53
Net margin%
24.39
25.98
23.66
21.76
20.37
20.27
21.80
24.18
21.38
19.29
23.06
21.38
21.78
64
18.93
P/E ratio (avg)x
14.92
15.70
16.15
17.10
15.23
13.24
12.55
12.34
11.49
11.29
10.08
12.34
14.08
8
34.23
P/TBVx
18.34
16.81
14.71
13.18
12.13
10.30
9.641
8.644
8.328
7.292
31.93
8.644
11.21
16
29.15
P/Bx
18.34
19.71
19.92
18.81
17.49
19.71
19.89
22.61
21.72
23.95
31.41
21.72
19.80
89
4.646
NII₹B
27.44
27.19
27.76
28.48
28.57
29.22
29.45
29.36
30.82
30.93
35.08
1.60%
1.51%
—
17.99
NII grth%
10.22
11.51
14.45
16.31
18.30
21.12
19.43
17.48
14.83
13.33
11.21
17.48
15.57
59
2.89
ROTE%
8.51
9.21
7.23
5.49
3.17
1.44
0.77
0.40
0.40
0.40
25.89
0.40
2.31
84
2.70
Return on equity%
21.75
24.64
23.49
23.25
25.38
25.30
27.33
26.08
28.57
26.11
24.54
26.11
25.34
26
23.51
Return on assets%
31.08
31.29
30.08
32.47
31.24
31.72
29.28
32.03
34.95
37.30
17.26
32.03
31.50
12
61.43
EPS₹
10.84
9.82
9.46
8.77
8.77
8.63
8.47
7.56
8.18
8.51
65.01
(0.60%)
(2.99%)
—
16.41
EPS growth%
27.93
30.08
28.23
26.37
27.56
27.11
25.90
25.83
24.62
26.65
23.86
25.90
26.88
24
30.06
Bookvalue per sh₹
51.74
51.18
58.51
66.84
72.09
72.39
82.70
87.46
101.59
103.18
53.69
7.44%
8.48%
—
47.34
TBV/sh₹
38.34
39.77
40.04
44.84
51.67
50.33
58.54
65.85
76.49
90.69
45.79
11.91%
9.52%
—
24.56
Dividend per sh₹
45.43
44.46
45.24
40.83
38.56
36.30
38.33
38.74
40.32
44.76
61.59
3.03%
(0.10%)
—
4.23
Div yield (avg)%
20.89
19.50
20.47
18.16
16.03
14.86
12.80
10.51
10.13
10.95
15.37
10.95
15.44
17
14.08
Payout ratio%
1.74
0.40
0.40
0.62
0.40
3.02
2.23
0.40
0.40
0.75
8.58
0.75
0.51
38
372.0
Shares (diluted)M
386.8
439.5
408.9
419.7
425.1
448.8
507.3
495.3
541.8
519.6
382.2
4.10%
2.18%
70
29.93
Buyback yield%
8.17
9.21
10.21
10.75
11.08
12.64
10.92
11.22
10.90
11.53
28.18
11.22
10.91
54
107.06
Eq/Assets%
171.70
182.73
196.01
220.73
253.32
291.35
323.42
351.19
362.68
349.52
108.34
349.52
272.33
19
18.30
Assets₹B
33.24
37.19
42.07
44.38
47.84
53.57
57.70
59.48
63.44
69.05
20.22
7.61%
8.17%
52
28.22
LT debt₹B
10.80
12.19
13.24
13.44
15.06
17.17
18.98
20.56
21.60
22.61
17.59
8.47%
8.51%
25
Total assets
₹69.05B
8.17%
1.91×
Revenue
₹39.52B
1.39%
1.00×
Non-interest expense
₹20.85B
1.24%
0.99×
Net interest income
78.26%
Non-interest income
21.74%