15.59
Revenue₹B
21.51
22.48
23.78
24.62
26.00
27.10
27.72
28.87
30.53
31.60
16.73
3.98%
4.03%
12
21.29
Revenue growth%
7.00
9.89
7.09
7.70
7.83
10.19
10.05
9.87
12.40
10.21
12.25
10.19
9.88
41
12.19
NIM%
14.77
16.46
14.18
15.46
15.46
12.87
14.03
16.06
18.15
17.94
27.48
16.06
15.46
39
23.42
Effic. R.%
10.13
7.59
10.31
11.34
9.00
10.74
13.32
14.61
13.27
10.29
17.17
13.27
10.52
94
2.14
Net margin%
29.18
28.29
26.37
26.64
26.80
25.69
26.27
27.64
27.84
30.04
28.56
27.64
27.22
9
16.98
P/E ratio (avg)x
9.665
10.76
10.92
10.52
10.24
10.98
11.52
12.13
11.56
12.76
21.00
11.56
10.95
77
18.97
P/TBVx
22.41
24.07
24.51
29.28
29.08
32.72
37.46
43.75
50.99
53.55
25.25
43.75
31.00
87
18.80
P/Bx
35.76
35.48
36.05
41.29
47.59
45.24
44.60
46.27
45.51
53.89
25.62
45.51
44.92
40
24.68
NII₹B
15.19
16.11
17.09
17.67
18.24
19.28
19.57
20.25
21.85
22.55
3.537
4.34%
4.12%
—
25.04
NII grth%
29.99
32.11
34.31
32.39
31.88
28.93
26.88
25.96
27.23
28.97
28.07
27.23
29.48
68
14.14
ROTE%
4.14
4.68
3.19
3.71
0.81
0.40
0.66
0.40
1.56
0.40
17.47
0.40
1.18
91
20.16
Return on equity%
16.03
17.83
19.77
20.37
22.99
23.00
21.30
20.36
21.82
21.34
14.18
21.34
20.83
37
12.95
Return on assets%
29.27
31.44
33.25
35.75
36.91
37.03
34.57
32.53
31.33
32.02
28.67
32.53
32.89
74
6.36
EPS₹
1.50
1.53
1.50
1.39
1.35
1.32
1.38
1.42
1.38
1.57
7.02
3.03%
1.94%
—
10.55
EPS growth%
19.91
19.69
20.11
19.34
19.46
16.49
14.79
12.76
13.85
10.89
4.33
13.85
17.91
56
6.13
Bookvalue per sh₹
3.68
3.87
4.11
4.59
5.05
4.68
4.92
4.86
4.78
4.93
6.26
(0.50%)
3.05%
—
2.40
TBV/sh₹
4.34
4.33
4.03
3.93
4.15
4.22
4.58
4.31
4.39
3.92
4.50
(1.17%)
(0.46%)
—
1.74
Dividend per sh₹
1.67
1.90
2.02
2.19
2.54
2.54
2.94
2.98
2.99
2.92
1.87
2.83%
7.24%
—
11.46
Div yield (avg)%
19.06
18.11
18.90
19.46
21.88
23.62
25.06
26.59
27.83
26.39
26.94
26.39
22.75
75
13.14
Payout ratio%
19.51
20.06
18.73
18.80
17.56
17.43
15.42
12.52
11.17
11.69
25.83
12.52
17.50
56
1.956
Shares (diluted)B
2.101
2.342
2.287
2.530
2.341
2.124
2.144
2.346
2.398
2.478
2.005
1.15%
1.34%
64
18.88
Buyback yield%
18.00
16.53
15.50
13.21
15.68
13.72
12.14
10.66
7.90
7.44
15.54
10.66
13.46
84
89.02
Eq/Assets%
73.09
73.94
66.75
58.84
56.04
60.17
62.79
66.17
57.66
53.64
28.05
60.17
61.48
11
12.85
Assets₹B
36.78
40.73
44.20
45.98
51.35
55.96
59.21
64.16
72.43
77.37
2.872
8.55%
8.55%
21
18.00
LT debt₹B
39.15
38.01
37.54
41.93
41.54
38.93
44.10
48.70
53.05
59.95
7.324
7.61%
5.56%
85
Total assets
₹77.37B
8.55%
1.53×
Revenue
₹31.60B
4.03%
1.00×
Non-interest expense
₹15.88B
4.16%
1.01×
Net interest income
71.37%
Non-interest income
28.63%