1.739
Revenuekr B
2.330
2.406
2.557
2.641
2.784
2.903
3.009
3.064
3.143
3.295
1.787
3.43%
3.97%
87
15.01
Revenue growth%
0.93
2.90
4.66
6.49
8.59
6.41
4.18
2.53
1.45
1.04
19.38
2.53
3.54
17
14.10
NIM%
18.05
16.32
17.49
15.32
16.08
17.27
19.11
20.22
22.05
19.36
7.05
19.36
17.77
88
23.50
Effic. R.%
4.42
4.01
1.82
1.16
2.58
3.04
3.54
4.76
6.28
3.63
8.18
3.63
3.59
49
8.23
Net margin%
19.74
20.23
17.78
19.78
20.02
20.30
17.50
18.82
20.91
19.60
23.09
19.60
19.76
16
14.12
P/E ratio (avg)x
39.36
38.78
39.85
46.36
51.52
58.67
69.59
81.80
90.95
108.5
33.79
81.80
55.09
6
19.72
P/TBVx
16.97
15.58
14.56
12.73
11.63
12.21
12.83
11.16
10.22
11.01
12.45
11.16
12.47
83
14.16
P/Bx
54.51
61.19
60.67
70.11
73.06
69.74
81.95
84.98
83.44
91.70
28.06
83.44
71.58
27
1.113
NIIkr B
1.599
1.649
1.714
1.800
1.870
1.951
2.027
2.113
2.152
2.250
1.548
3.76%
4.08%
—
12.79
NII grth%
27.10
28.95
26.80
25.16
26.38
25.30
26.05
27.60
26.64
27.79
13.04
26.64
26.72
78
2.82
ROTE%
11.18
9.80
10.14
9.63
6.85
8.01
10.74
7.93
4.96
6.82
15.33
7.93
8.82
85
16.33
Return on equity%
23.75
25.36
27.62
26.46
26.93
29.54
27.91
29.70
26.91
24.15
17.80
27.91
26.92
62
11.65
Return on assets%
26.46
27.25
28.50
26.30
28.65
27.56
27.74
28.48
29.11
27.89
20.08
27.89
27.81
10
40.80
EPSkr
30.80
28.69
28.27
30.95
35.40
38.63
40.43
44.67
43.28
40.87
42.18
2.92%
3.26%
—
10.15
EPS growth%
16.53
15.00
16.87
19.84
17.76
19.48
17.95
15.37
16.46
17.49
6.04
17.49
17.18
61
16.86
Bookvalue per shkr
42.15
42.08
44.12
52.52
62.71
68.33
78.41
75.87
73.72
81.91
47.81
5.49%
7.30%
—
30.79
TBV/shkr
36.81
32.80
34.16
28.82
29.73
30.82
33.28
28.70
24.41
21.18
33.52
(6.56%)
(5.02%)
—
44.59
Dividend per shkr
43.56
40.46
38.90
38.05
39.49
34.78
30.33
32.12
33.96
31.46
62.74
(4.44%)
(2.39%)
—
24.20
Div yield (avg)%
10.22
10.94
10.92
13.55
12.45
10.62
10.17
11.81
14.44
16.74
29.90
11.81
11.37
34
17.33
Payout ratio%
20.71
21.42
21.13
19.57
21.60
20.94
22.02
22.53
22.96
25.52
3.08
22.53
21.51
5
15.87
Shares (diluted)M
20.56
23.17
23.85
25.22
24.21
27.61
28.72
29.55
33.68
36.86
16.42
8.78%
6.73%
21
8.58
Buyback yield%
24.49
24.27
25.54
28.12
29.21
30.72
33.24
33.15
33.79
34.46
3.47
33.24
29.97
46
166.46
Eq/Assets%
78.95
88.09
94.58
109.91
116.41
136.88
155.95
176.53
171.94
200.67
37.24
171.94
126.65
9
0.456
Assetskr B
0.641
0.708
0.764
0.829
0.886
0.953
1.016
1.131
1.249
1.348
1.462
8.76%
8.46%
70
1.031
LT debtkr B
1.982
1.915
1.950
2.072
2.058
1.912
2.061
2.106
2.057
2.170
2.289
1.07%
0.84%
63
Non-interest expense
3.92%
1.00×
Net interest income
68.28%
Non-interest income
31.72%
Return on capital
313.53%