0.496
Revenuekr B
0.679
0.699
0.721
0.751
0.798
0.841
0.862
0.915
0.979
1.009
0.544
4.81%
4.75%
74
20.37
Revenue growth%
21.16
22.50
23.05
22.71
22.04
24.06
25.61
28.16
30.43
33.13
16.56
28.16
23.55
43
4.73
NIM%
13.03
13.08
12.11
12.78
13.61
11.61
11.75
12.12
12.08
13.29
8.27
12.08
12.45
70
23.26
Effic. R.%
12.25
14.21
15.60
14.42
12.93
10.67
11.01
11.03
13.23
14.35
13.57
11.03
13.08
39
7.34
Net margin%
2.69
0.40
0.82
0.58
1.78
2.09
2.21
2.11
4.58
3.52
20.44
2.21
2.10
68
17.80
P/E ratio (avg)x
15.44
15.71
14.75
14.70
13.88
13.92
15.28
14.81
14.63
13.52
24.16
14.63
14.72
66
22.67
P/TBVx
46.65
51.68
56.53
62.82
66.39
70.15
72.41
82.28
84.38
88.45
13.24
82.28
68.27
15
6.060
P/Bx
5.462
5.533
5.079
4.772
4.719
4.689
4.777
4.831
5.192
4.602
35.80
4.777
4.804
8
317.6
NIIkr M
449.4
463.9
468.1
491.5
530.8
554.5
560.0
598.4
643.4
668.6
119.2
4.73%
4.87%
—
11.49
NII grth%
4.33
3.71
4.45
5.34
4.67
3.16
1.71
3.49
0.69
1.04
11.91
1.71
3.60
74
27.98
ROTE%
17.27
17.52
17.10
18.55
20.49
23.07
25.06
26.84
24.63
25.81
13.13
25.06
21.78
40
2.20
Return on equity%
7.92
10.72
10.44
8.44
5.74
6.25
5.66
5.32
5.99
5.81
12.44
5.81
6.12
6
5.07
Return on assets%
1.23
1.49
0.40
3.31
3.41
1.66
0.40
0.40
0.40
0.40
16.35
0.40
0.82
40
1.05
EPSkr
1.09
0.95
0.88
0.82
0.71
0.77
0.71
0.73
0.72
0.71
1.09
(0.04%)
(4.33%)
—
7.84
EPS growth%
31.72
30.19
30.99
30.95
33.37
31.95
32.63
35.22
37.26
40.25
20.78
35.22
32.29
28
1.07
Bookvalue per shkr
1.08
1.00
1.07
1.03
1.03
0.99
1.02
0.96
1.11
1.15
0.39
2.28%
1.02%
—
1.57
TBV/shkr
0.50
0.58
0.61
0.67
0.74
0.80
0.84
0.82
0.85
0.89
1.06
3.73%
6.66%
—
0.22
Dividend per shkr
1.14
1.11
1.10
1.21
1.16
1.12
1.13
1.35
1.31
1.54
0.40
5.90%
3.00%
—
3.23
Div yield (avg)%
3.37
2.60
3.31
2.07
0.40
0.40
2.38
2.33
4.68
5.95
6.03
2.38
2.49
27
26.90
Payout ratio%
33.31
31.73
32.61
33.40
36.21
34.88
37.47
36.59
39.02
39.20
14.28
37.47
35.54
29
216.6
Shares (diluted)M
186.9
191.3
207.3
202.5
183.5
182.9
191.7
190.0
172.6
152.3
216.2
(3.65%)
(2.88%)
91
19.85
Buyback yield%
14.33
14.80
16.41
16.16
14.20
15.88
17.73
17.93
19.76
17.77
7.42
17.77
16.29
37
104.17
Eq/Assets%
20.63
23.00
22.96
23.16
21.68
21.70
22.99
22.40
26.10
28.19
19.97
22.99
22.98
59
479.8
Assetskr M
403.0
449.3
491.7
510.5
570.8
641.6
706.6
778.6
862.0
943.6
611.5
10.58%
9.88%
42
189.9
LT debtkr M
112.3
101.7
99.89
99.61
92.33
96.54
95.94
97.79
91.23
89.58
488.9
(0.60%)
(3.42%)
58
Non-interest expense
4.82%
1.01×
Net interest income
66.27%
Non-interest income
33.73%
Return on capital
123.62%