281.8
Revenuekr M
586.0
573.3
584.7
586.1
602.1
589.5
592.3
586.9
578.4
594.1
311.1
(0.27%)
0.11%
47
9.92
Revenue growth%
22.28
22.67
21.15
18.37
15.79
18.74
21.04
20.93
21.71
24.03
28.33
21.04
21.09
41
4.00
NIM%
17.87
19.76
20.74
20.20
19.40
22.26
22.12
21.76
20.97
19.25
14.55
21.76
20.47
56
28.82
Effic. R.%
8.94
8.40
6.97
8.01
6.74
6.18
6.49
3.52
3.89
1.12
7.02
3.89
6.62
48
9.40
Net margin%
8.38
5.56
4.41
2.18
3.82
3.48
4.66
2.53
3.05
4.97
12.73
3.48
4.11
65
29.17
P/E ratio (avg)x
23.87
26.46
30.61
29.65
32.02
31.20
35.41
36.00
41.20
49.41
35.08
36.00
31.61
78
6.701
P/TBVx
10.87
12.09
12.45
11.44
11.67
12.85
13.18
13.79
14.17
13.78
14.82
13.78
12.65
10
12.39
P/Bx
9.544
9.503
9.940
9.826
9.274
9.703
10.38
10.08
8.859
7.645
11.23
9.703
9.623
57
622.7
NIIkr M
429.1
427.3
427.7
434.3
438.1
431.7
431.4
434.4
425.4
433.4
111.4
(0.22%)
0.02%
—
12.00
NII grth%
13.42
14.57
15.75
18.47
18.62
21.01
18.56
18.84
18.86
17.69
7.01
18.84
18.52
24
22.18
ROTE%
4.16
5.84
5.32
7.28
4.53
6.21
4.81
4.08
2.86
2.74
16.23
4.08
4.67
75
8.77
Return on equity%
15.27
15.97
18.79
16.06
16.84
16.88
14.08
12.45
13.39
10.43
6.82
13.39
15.62
76
29.56
Return on assets%
0.40
2.85
5.67
7.59
8.74
8.33
10.34
10.10
11.38
12.32
18.15
10.34
8.54
88
108.23
EPSkr
105.70
112.51
131.34
125.03
135.42
144.40
138.39
154.73
181.64
204.88
115.30
8.63%
6.70%
—
17.18
EPS growth%
24.29
23.11
21.67
21.15
19.06
19.23
18.06
18.29
16.01
13.30
25.56
18.06
19.15
30
54.34
Bookvalue per shkr
76.56
77.91
77.91
87.72
95.20
110.76
117.42
139.15
154.80
173.46
45.53
12.75%
9.30%
—
112.36
TBV/shkr
32.38
35.08
38.31
40.63
43.98
38.66
40.23
38.25
41.81
45.76
100.52
0.80%
3.74%
—
26.79
Dividend per shkr
110.46
124.69
137.21
134.54
143.17
137.54
156.48
169.06
191.76
190.12
114.63
5.84%
7.23%
—
18.91
Div yield (avg)%
24.68
22.45
19.67
18.15
17.95
15.82
15.47
16.57
19.23
18.76
29.14
16.57
18.45
47
14.09
Payout ratio%
0.71
0.40
0.55
0.40
0.40
0.40
0.40
0.40
0.40
0.40
17.91
0.40
0.40
14
2.720
Shares (diluted)M
2.754
2.644
2.848
2.938
2.729
2.968
2.954
2.851
2.934
3.011
2.641
1.99%
1.30%
22
27.99
Buyback yield%
17.89
18.37
16.06
15.39
17.94
15.87
18.69
20.96
19.99
20.21
28.77
19.99
18.16
42
53.15
Eq/Assets%
111.57
114.60
107.22
107.42
98.17
106.76
119.58
111.41
101.50
96.77
172.46
106.76
107.32
66
0.499
Assetskr B
1.739
1.835
1.933
2.173
2.248
2.404
2.706
2.888
3.144
3.367
0.112
8.42%
8.25%
38
748.3
LT debtkr M
142.8
147.4
155.8
166.9
168.4
202.6
226.7
249.5
253.3
268.9
404.1
9.80%
6.49%
22
Non-interest expense
0.02%
0.99×
Net interest income
72.94%
Non-interest income
27.06%