284.4
Revenue¥B
286.9
301.2
306.4
309.2
323.6
325.0
327.0
331.5
346.3
360.5
316.3
2.19%
2.57%
63
24.92
Revenue growth%
18.07
20.14
17.15
19.46
18.87
17.33
15.68
17.43
18.08
19.45
20.80
17.43
18.07
74
10.10
NIM%
12.81
11.28
10.71
10.13
7.32
7.08
8.67
10.52
10.49
13.13
18.92
10.49
10.51
84
18.23
Effic. R.%
19.29
17.61
20.53
22.68
20.79
20.31
19.87
17.07
18.61
21.47
7.98
19.87
20.09
24
12.72
Net margin%
7.08
9.90
11.95
9.14
10.84
8.02
9.40
8.50
9.71
7.50
14.04
8.50
9.27
30
22.14
P/E ratio (avg)x
29.04
29.94
35.04
40.20
45.91
52.16
51.20
56.03
61.14
74.29
18.33
56.03
48.56
5
25.81
P/TBVx
36.55
39.86
39.56
40.41
39.23
38.07
39.55
40.11
39.26
39.09
8.043
39.26
39.41
21
28.33
P/Bx
24.31
23.40
22.70
23.86
27.29
26.93
24.80
26.59
26.07
26.28
15.87
26.28
25.43
94
45.02
NII¥B
170.8
176.6
181.9
180.6
188.1
190.8
193.4
193.1
203.2
212.2
476.9
2.43%
2.47%
—
2.31
NII grth%
22.61
23.42
25.40
24.94
23.09
20.45
22.75
20.37
18.16
16.95
16.04
20.37
22.68
28
7.23
ROTE%
6.83
8.19
7.28
5.84
3.97
1.26
0.99
2.86
3.89
0.94
17.40
1.26
3.93
36
21.43
Return on equity%
19.68
19.54
18.88
16.56
13.73
11.80
10.19
12.40
13.69
16.26
18.00
12.40
15.00
46
17.20
Return on assets%
20.48
17.82
20.33
22.45
24.49
25.52
24.15
26.38
26.72
26.99
29.69
26.38
24.32
13
21,928
EPS¥
12,401
11,416
12,242
11,654
10,677
11,290
10,560
11,564
10,764
9,816
23,612
(1.67%)
(1.90%)
—
15.13
EPS growth%
22.42
24.36
27.23
26.42
24.63
23.42
25.45
25.74
24.56
25.85
21.20
25.45
25.04
94
14,517
Bookvalue per sh¥
20,208
21,985
22,355
23,921
25,730
22,758
24,671
24,759
26,198
26,517
12,639
0.61%
2.82%
—
12,660
TBV/sh¥
3,219
2,794
2,509
2,725
2,661
2,676
2,759
2,576
2,464
2,668
23,167
0.05%
(3.37%)
—
16,001
Dividend per sh¥
13,376
13,430
13,324
13,254
13,822
14,172
14,690
16,280
15,795
14,476
6,041
0.93%
1.24%
—
25.10
Div yield (avg)%
2.27
5.00
4.00
1.12
1.98
0.40
0.40
0.40
0.40
0.43
23.29
0.40
0.77
87
7.07
Payout ratio%
30.87
31.25
32.31
33.24
35.81
35.61
34.93
32.11
29.29
27.00
16.65
32.11
32.21
39
8.579
Shares (diluted)M
13.22
12.59
14.59
14.31
15.57
16.71
17.62
17.98
20.80
21.44
8.690
6.60%
5.07%
70
18.98
Buyback yield%
18.25
16.95
15.09
14.88
16.05
17.81
16.27
18.43
16.75
15.74
13.25
16.75
16.51
61
47.75
Eq/Assets%
124.13
136.30
128.95
124.42
128.39
138.36
131.93
128.86
123.36
114.72
100.92
128.86
128.62
52
82.30
Assets¥B
221.9
234.5
263.5
276.9
287.8
318.9
358.7
387.8
426.8
446.0
84.28
9.15%
7.95%
7
388.2
LT debt¥B
409.4
443.7
458.9
482.6
472.4
482.6
477.2
465.3
517.7
575.8
53.36
4.04%
3.87%
5
Total assets
¥446.0B
7.95%
1.67×
Revenue
¥360.5B
2.57%
1.00×
Non-interest expense
¥185.0B
2.57%
1.00×
Net interest income
58.84%
Non-interest income
41.16%