327.7
Revenue¥B
289.8
301.0
306.0
313.3
325.4
338.8
353.8
372.9
388.0
396.0
355.3
4.01%
3.68%
60
11.69
Revenue growth%
20.88
23.50
21.77
19.75
19.14
18.95
17.57
14.59
12.62
13.71
9.88
14.59
19.05
51
19.54
NIM%
27.51
28.53
27.75
27.22
28.68
28.65
29.69
29.61
30.19
28.71
26.39
29.61
28.66
84
13.07
Effic. R.%
17.83
18.70
18.68
18.55
17.66
15.80
16.48
14.78
17.61
14.75
7.91
15.80
17.63
46
13.68
Net margin%
33.12
30.80
33.27
33.81
36.48
39.12
37.57
39.13
38.32
40.58
27.48
39.12
37.03
51
14.21
P/E ratio (avg)x
17.74
17.71
19.99
19.99
20.25
19.03
20.93
21.51
24.14
24.11
19.64
21.51
20.12
94
8.164
P/TBVx
42.72
48.12
52.58
52.87
49.36
55.46
59.66
65.30
74.86
71.38
20.10
65.30
54.16
16
25.22
P/Bx
21.72
23.84
24.93
26.02
28.05
29.75
27.27
27.92
25.11
25.95
37.07
27.27
25.98
15
282.4
NII¥B
225.6
232.5
234.1
243.2
249.8
260.5
269.2
287.9
297.7
303.0
311.7
3.94%
3.74%
—
25.41
NII grth%
28.80
29.56
32.51
31.36
31.37
31.13
29.36
32.08
30.04
27.47
8.05
30.04
30.59
63
15.52
ROTE%
0.40
1.25
1.93
0.40
0.40
0.40
0.40
0.40
0.40
0.40
3.03
0.40
0.40
33
25.19
Return on equity%
0.40
1.79
1.94
2.01
1.39
2.19
4.50
4.89
3.64
4.21
24.12
4.21
2.10
19
22.05
Return on assets%
13.00
14.80
12.53
14.73
11.94
12.81
13.52
11.48
10.21
8.86
14.34
11.48
12.67
12
134.23
EPS¥
74.93
83.61
79.72
85.98
84.27
93.61
100.56
89.98
89.00
92.46
140.35
1.87%
0.93%
—
17.34
EPS growth%
8.24
10.14
10.99
12.70
14.86
16.09
17.30
18.61
16.35
19.33
16.62
17.30
15.48
23
142.52
Bookvalue per sh¥
108.04
108.87
108.80
118.02
130.53
123.05
131.07
122.50
129.03
140.09
231.61
1.42%
1.64%
—
204.76
TBV/sh¥
404.98
402.56
456.12
435.71
434.79
462.88
452.60
486.56
470.43
524.04
143.18
3.80%
2.29%
—
123.97
Dividend per sh¥
110.52
110.37
106.11
112.56
126.37
122.27
134.28
124.68
132.29
141.98
160.90
2.36%
3.30%
—
22.65
Div yield (avg)%
13.56
11.81
9.23
6.90
6.10
7.52
5.16
5.93
8.40
5.82
20.07
5.93
7.21
81
27.13
Payout ratio%
8.17
8.39
8.99
9.16
7.13
10.05
9.92
10.01
8.68
7.83
11.74
9.92
8.83
62
0.543
Shares (diluted)B
0.652
0.694
0.803
0.890
1.038
1.190
1.298
1.438
1.464
1.533
0.517
8.12%
10.32%
52
5.11
Buyback yield%
23.61
22.41
19.63
19.76
20.86
19.60
20.36
19.10
17.81
17.77
15.08
19.10
19.69
91
34.44
Eq/Assets%
96.83
99.81
106.97
94.30
101.12
101.36
109.58
106.13
99.90
91.41
149.43
101.36
100.51
25
374.1
Assets¥B
147.4
156.6
169.2
184.8
199.5
223.0
242.4
258.9
284.3
305.4
345.5
8.89%
8.41%
60
31.91
LT debt¥B
276.3
300.3
333.8
364.8
425.3
447.9
453.1
519.4
584.6
654.9
302.5
9.01%
11.02%
65
Total assets
¥305.4B
8.41%
1.56×
Revenue
¥396.0B
3.68%
1.00×
Non-interest expense
¥198.9B
3.59%
0.99×
Net interest income
76.51%
Non-interest income
23.49%
Return on capital
114.37%