1.548
Revenue$B
0.756
0.819
0.894
0.946
1.019
1.109
1.210
1.276
1.335
1.432
1.653
7.03%
7.51%
90
4.46
Revenue growth%
23.50
21.46
18.87
17.38
15.92
16.03
18.11
16.00
15.35
12.83
12.56
16.00
16.70
51
25.70
NIM%
12.46
14.21
15.58
14.33
13.64
16.43
19.24
22.00
19.33
21.24
16.22
19.33
16.00
77
25.26
Effic. R.%
18.86
18.89
17.99
20.51
22.50
24.23
26.88
25.52
25.25
22.89
5.32
25.25
22.69
69
4.51
Net margin%
11.76
13.50
10.63
8.67
7.29
7.30
4.89
7.33
5.98
3.77
21.90
5.98
7.31
55
20.04
P/E ratio (avg)x
16.79
16.87
18.59
20.39
19.94
17.88
19.30
16.77
16.34
14.59
23.50
16.77
17.38
68
32.51
P/TBVx
22.17
24.14
28.35
32.71
37.43
44.34
53.53
59.00
61.54
64.77
32.93
59.00
40.89
50
7.674
P/Bx
37.03
41.90
42.29
40.95
49.20
53.44
54.92
63.83
67.39
67.99
37.54
63.83
51.32
11
1,203
NII$M
430.9
460.8
503.8
531.3
578.5
635.1
681.7
720.5
771.7
829.3
281.9
7.47%
7.61%
—
28.28
NII grth%
25.38
24.61
24.62
26.01
24.75
22.37
20.80
18.34
16.52
15.62
8.79
18.34
23.49
41
10.97
ROTE%
15.21
14.71
17.60
16.90
18.84
17.20
14.66
12.47
10.59
8.34
19.23
12.47
14.96
40
21.16
Return on equity%
15.19
12.84
10.61
13.01
15.58
14.02
14.46
15.67
18.47
21.10
15.31
15.67
14.82
52
19.49
Return on assets%
32.55
34.94
33.39
30.62
28.81
25.84
24.99
27.64
26.07
25.36
24.94
25.84
28.22
20
15.10
EPS$
16.02
17.86
17.18
19.19
20.16
22.63
25.05
28.05
29.34
30.77
15.42
8.83%
8.63%
—
3.19
EPS growth%
14.12
16.39
16.69
14.01
11.04
10.38
8.26
6.75
3.94
2.95
26.92
6.75
10.71
18
4.49
Bookvalue per sh$
20.72
22.98
24.13
25.71
28.09
27.88
27.25
32.07
33.49
39.47
9.67
7.04%
6.34%
—
4.78
TBV/sh$
23.57
23.00
24.99
29.07
29.93
30.05
30.27
29.12
31.61
34.05
13.42
2.61%
4.15%
—
3.60
Dividend per sh$
6.04
6.81
6.81
7.53
7.58
8.38
9.76
11.28
11.15
12.87
5.63
11.16%
7.54%
—
24.85
Div yield (avg)%
13.83
10.86
10.09
11.30
12.74
14.72
15.17
13.58
12.50
11.12
26.89
13.58
12.62
49
10.40
Payout ratio%
3.96
3.59
3.56
4.67
5.82
5.78
2.84
0.90
0.40
0.62
4.04
0.90
3.58
50
61.07
Shares (diluted)M
98.81
113.9
109.6
119.5
132.8
147.4
162.3
162.1
190.0
190.1
64.24
7.44%
8.52%
89
9.90
Buyback yield%
9.35
10.05
8.33
7.45
7.38
6.70
6.58
8.53
6.21
6.80
21.22
6.70
7.41
81
76.61
Eq/Assets%
80.31
83.75
96.35
108.07
118.68
123.36
129.19
124.61
129.49
122.02
12.97
124.61
120.35
47
0.778
Assets$B
0.224
0.245
0.264
0.277
0.313
0.329
0.347
0.381
0.431
0.468
1.514
8.36%
8.32%
45
0.934
LT debt$B
1.790
1.916
2.144
2.376
2.249
2.272
2.363
2.107
2.106
1.953
1.512
(2.79%)
1.92%
44
Total assets
$467.7M
8.32%
1.08×
Revenue
$1.432B
7.51%
1.00×
Non-interest expense
$725.8M
7.51%
1.00×
Net interest income
57.93%
Non-interest income
42.07%
Return on capital
234.51%