79.71
Revenue¥B
329.0
358.5
375.1
405.8
438.5
462.4
485.6
506.3
551.4
588.7
87.79
6.07%
6.51%
24
29.02
Revenue growth%
8.69
10.93
10.43
11.24
14.09
15.68
13.37
13.40
15.91
16.48
20.63
15.68
13.39
26
28.79
NIM%
12.44
10.92
13.68
15.14
16.56
14.68
17.63
20.25
20.00
21.17
8.82
20.00
15.85
94
24.26
Effic. R.%
22.39
21.15
20.54
18.42
20.53
18.61
19.90
17.17
15.35
13.15
18.99
17.17
19.26
41
20.56
Net margin%
30.02
27.11
24.41
23.71
24.79
26.60
24.57
24.51
27.00
26.05
10.94
26.05
25.42
83
30.31
P/E ratio (avg)x
31.34
33.15
33.79
39.11
40.84
44.97
51.28
47.49
45.18
42.15
33.63
45.18
41.50
53
32.83
P/TBVx
9.794
9.931
11.19
13.15
13.38
13.75
15.20
17.11
19.58
21.55
9.921
17.11
13.57
49
22.54
P/Bx
48.98
53.94
52.56
54.58
59.15
61.39
61.57
64.74
67.68
68.00
12.95
64.74
60.27
91
362.1
NII¥B
189.0
205.8
216.0
227.0
248.9
265.3
276.7
288.5
316.9
338.1
139.5
6.31%
6.68%
—
18.68
NII grth%
9.56
7.91
5.71
8.08
9.67
8.40
8.10
9.92
8.38
9.67
7.55
8.40
8.39
26
29.26
ROTE%
5.09
4.78
1.93
3.42
3.96
5.97
8.01
5.45
6.88
8.29
14.68
6.88
5.27
60
20.78
Return on equity%
4.85
6.72
4.08
6.56
7.76
5.54
4.30
2.66
2.32
4.40
29.80
4.30
4.62
29
15.33
Return on assets%
25.19
27.48
30.38
29.49
32.28
32.45
34.56
36.32
36.45
35.37
17.64
35.37
32.37
92
55.39
EPS¥
37.68
32.36
29.24
27.70
26.46
25.52
26.93
29.27
25.20
23.74
60.67
(2.14%)
(4.82%)
—
2.93
EPS growth%
8.38
7.67
7.99
8.52
10.40
7.71
10.07
11.18
13.93
13.83
3.56
11.18
9.30
30
181.70
Bookvalue per sh¥
241.54
283.90
273.86
310.21
321.53
319.60
309.24
336.77
343.85
340.82
177.66
1.17%
4.33%
—
54.28
TBV/sh¥
185.38
201.78
196.08
170.85
155.05
139.06
130.65
129.50
137.06
145.17
120.64
(1.31%)
(3.71%)
—
251.37
Dividend per sh¥
100.24
101.82
96.91
106.61
103.87
97.86
102.72
101.46
98.73
110.43
290.26
1.23%
1.72%
—
19.51
Div yield (avg)%
28.86
30.62
28.64
30.88
30.40
32.38
31.68
33.68
32.22
33.22
17.85
32.38
31.28
79
27.68
Payout ratio%
30.41
29.57
29.71
26.82
24.08
21.75
22.46
24.82
23.34
22.90
3.93
22.90
24.45
44
883.9
Shares (diluted)M
733.9
749.0
697.2
746.1
683.4
595.1
600.3
519.1
531.6
532.5
906.9
(4.87%)
(4.65%)
41
13.40
Buyback yield%
9.80
11.23
9.51
8.58
7.20
5.06
4.76
6.76
4.27
1.28
2.83
4.76
6.98
35
50.14
Eq/Assets%
92.88
108.48
117.61
129.96
154.69
170.65
185.13
194.34
190.81
215.16
84.56
190.81
162.67
91
496.0
Assets¥B
1,648
1,845
1,912
2,119
2,223
2,473
2,791
2,994
3,192
3,472
548.1
9.33%
8.60%
86
190.4
LT debt¥B
508.5
525.1
530.5
550.8
642.2
684.2
686.9
802.5
866.6
944.3
320.7
8.02%
7.02%
49
Total assets
¥3.472T
8.60%
1.21×
Revenue
¥588.7B
6.51%
1.00×
Non-interest expense
¥291.6B
6.54%
1.00×
Net interest income
57.42%
Non-interest income
42.58%