1.999
Revenuekr B
7.473
7.980
8.388
8.784
9.254
9.582
10.07
10.58
11.15
11.82
2.077
5.02%
5.32%
13
25.90
Revenue growth%
19.56
19.34
18.91
17.11
19.08
17.69
18.61
15.66
13.73
11.85
4.65
15.66
18.15
78
5.04
NIM%
8.80
9.04
11.12
11.15
10.49
10.82
10.17
9.46
7.50
6.32
16.21
9.46
9.82
76
12.83
Effic. R.%
29.07
28.39
31.11
32.63
33.14
33.53
31.29
31.04
29.28
28.97
29.36
31.04
31.08
25
17.02
Net margin%
23.49
20.97
21.68
24.11
21.74
21.61
22.73
23.83
23.37
22.34
18.77
22.73
22.54
32
9.170
P/E ratio (avg)x
25.07
23.56
23.58
23.17
23.33
24.24
22.85
25.92
24.57
25.81
11.65
24.57
23.91
52
18.94
P/TBVx
17.06
19.38
18.90
21.71
21.84
23.18
26.73
27.69
28.31
27.33
29.78
27.33
22.51
61
8.781
P/Bx
23.61
21.01
19.92
21.90
22.70
21.67
20.50
18.85
20.84
22.68
27.62
20.84
21.34
76
8.723
NIIkr B
5.441
5.876
6.178
6.384
6.723
6.949
7.415
7.740
8.127
8.661
12.26
5.20%
5.43%
—
26.42
NII grth%
6.09
7.45
9.84
12.01
13.86
16.49
18.83
21.72
20.45
21.04
11.93
20.45
15.17
41
7.01
ROTE%
8.25
8.51
6.24
4.15
5.99
6.43
8.86
11.25
13.13
13.60
19.36
11.25
8.38
23
16.36
Return on equity%
11.87
12.51
15.19
15.58
18.50
17.83
18.72
20.16
18.80
18.91
12.96
18.80
18.16
23
16.82
Return on assets%
17.99
15.33
12.44
11.01
8.85
9.56
7.49
10.00
9.14
11.82
14.00
9.56
10.50
45
78.92
EPSkr
61.35
58.71
59.13
55.04
61.97
61.86
55.04
53.04
59.28
54.13
80.95
(2.67%)
(1.39%)
—
4.21
EPS growth%
31.49
29.11
27.97
25.60
24.38
21.45
20.14
18.12
19.24
19.48
17.46
19.48
22.91
64
63.16
Bookvalue per shkr
105.97
113.48
119.13
132.82
134.55
144.36
148.18
143.88
154.44
149.36
19.20
2.11%
4.68%
—
64.03
TBV/shkr
60.40
65.23
66.90
63.20
59.79
69.00
74.99
81.74
90.42
87.87
13.59
8.01%
4.11%
—
74.35
Dividend per shkr
94.92
107.12
111.92
114.30
129.23
140.84
167.20
184.55
199.65
223.85
53.94
11.61%
9.69%
—
29.88
Div yield (avg)%
13.66
11.39
8.57
7.05
8.55
7.76
10.14
10.05
8.65
8.36
4.62
8.65
8.61
66
15.68
Payout ratio%
8.69
6.82
9.64
8.61
11.45
13.05
11.52
9.03
8.97
6.62
25.24
9.03
9.00
9
83.39
Shares (diluted)M
103.4
107.5
109.4
124.2
145.8
170.6
199.7
219.1
256.5
296.1
85.62
15.22%
11.73%
59
20.72
Buyback yield%
6.34
6.56
7.65
6.24
9.12
9.45
7.29
7.19
6.03
5.85
18.50
7.19
6.88
90
171.73
Eq/Assets%
42.67
40.73
41.84
44.50
40.46
39.72
38.23
34.23
32.68
29.95
107.06
34.23
40.09
13
8.353
Assetskr B
9.228
9.913
10.94
11.92
12.56
13.45
14.60
15.02
16.33
17.84
3.583
7.27%
7.36%
55
11.81
LT debtkr B
5.189
5.338
5.607
5.933
6.101
5.969
5.968
5.809
6.327
6.685
7.536
1.85%
2.85%
24
Non-interest expense
5.45%
1.01×
Net interest income
73.26%
Non-interest income
26.74%