10.47
Revenuekr B
14.58
14.60
14.33
14.22
14.40
14.34
14.23
13.98
14.03
13.87
11.28
(0.75%)
(0.70%)
88
3.90
Revenue growth%
30.80
28.17
29.28
31.81
33.32
33.83
33.53
36.17
38.83
37.29
7.50
36.17
33.42
40
14.02
NIM%
25.24
27.28
27.65
27.63
24.80
27.64
27.82
29.94
29.18
27.52
17.90
27.82
27.63
43
26.39
Effic. R.%
16.56
13.85
16.05
13.60
12.14
10.30
9.88
10.42
7.80
6.83
22.18
9.88
11.28
12
5.10
Net margin%
18.45
19.32
21.05
23.37
22.11
23.07
25.22
27.56
30.08
30.24
3.95
27.56
23.22
44
16.29
P/E ratio (avg)x
10.74
10.71
12.22
12.26
12.35
13.06
15.27
16.02
18.47
18.60
6.331
16.02
12.71
61
22.36
P/TBVx
8.531
9.182
8.334
7.587
7.820
7.809
8.323
7.580
7.339
7.577
8.391
7.580
7.815
55
8.047
P/Bx
37.33
37.67
37.74
43.42
45.23
43.01
47.31
51.76
58.61
56.07
32.99
51.76
44.32
81
8.143
NIIkr B
9.210
9.149
8.991
8.788
8.904
8.901
8.871
8.840
8.663
8.683
4.852
(0.50%)
(0.60%)
—
11.58
NII grth%
21.71
21.29
22.81
25.58
27.20
28.15
25.23
22.88
20.17
22.68
24.51
22.88
22.84
31
4.84
ROTE%
10.41
10.14
8.58
11.57
13.29
14.24
13.35
12.76
15.47
13.56
21.92
13.56
13.03
47
15.38
Return on equity%
2.39
3.27
4.73
6.97
5.93
4.36
4.65
4.51
6.81
5.87
27.81
4.65
4.69
69
9.17
Return on assets%
18.85
20.45
19.55
17.45
18.71
19.83
18.87
17.49
15.55
18.08
7.54
18.08
18.78
68
45.62
EPSkr
117.33
107.38
116.02
108.20
115.74
110.26
116.57
117.31
121.41
117.19
49.67
0.25%
0.96%
—
19.62
EPS growth%
10.44
7.91
5.60
6.32
7.02
4.55
6.91
6.01
5.85
6.24
8.97
6.01
6.28
93
42.25
Bookvalue per shkr
49.02
46.12
46.02
46.69
43.67
44.23
50.59
48.55
44.52
40.87
32.77
(1.32%)
(1.94%)
—
84.00
TBV/shkr
55.23
54.54
59.20
53.84
47.10
49.44
42.79
44.20
46.37
48.70
24.86
0.67%
(1.20%)
—
22.65
Dividend per shkr
26.90
26.43
27.41
30.16
29.44
30.47
30.60
35.55
37.56
40.67
42.24
6.68%
5.04%
—
11.51
Div yield (avg)%
18.46
19.43
17.59
18.45
21.38
19.73
21.39
21.28
20.18
18.03
20.91
20.18
19.58
78
22.06
Payout ratio%
23.77
24.27
22.57
20.72
21.20
23.22
24.82
22.58
23.53
23.08
13.69
23.22
23.15
57
54.58
Shares (diluted)M
63.35
62.42
60.09
54.02
55.09
54.63
57.76
64.97
62.73
62.21
56.55
2.46%
0.22%
24
15.52
Buyback yield%
20.67
22.19
22.55
23.99
25.01
23.72
24.29
26.76
27.86
26.80
5.75
26.76
24.14
30
90.35
Eq/Assets%
45.73
52.57
55.64
64.84
74.47
74.14
83.33
95.80
115.11
112.47
61.18
95.80
74.30
11
3.734
Assetskr B
7.278
7.726
8.848
9.306
9.953
10.58
11.76
12.80
14.14
15.33
4.670
9.03%
8.65%
50
4.092
LT debtkr B
1.167
1.147
1.190
1.218
1.140
1.003
1.065
0.980
0.872
0.926
4.508
(4.09%)
(3.57%)
6
Non-interest expense
(0.69%)
1.00×
Net interest income
62.63%
Non-interest income
37.37%
Return on capital
112.68%