6.145
Revenuekr B
5.707
5.950
6.186
6.663
7.020
7.579
8.220
8.583
9.222
9.856
6.434
7.02%
6.35%
28
16.72
Revenue growth%
25.14
24.05
21.84
22.64
22.38
19.89
17.06
17.20
14.80
12.94
10.48
17.06
20.86
38
18.55
NIM%
21.45
20.21
22.03
23.37
23.55
25.82
22.88
22.32
21.50
21.19
7.01
22.32
22.18
5
3.26
Effic. R.%
23.61
23.98
24.00
21.40
18.75
20.71
18.61
15.75
13.93
12.13
14.68
15.75
19.73
85
27.63
Net margin%
15.56
18.53
16.68
15.44
16.09
14.43
13.92
15.41
15.21
16.58
26.75
15.21
15.50
80
28.39
P/E ratio (avg)x
11.24
12.37
11.39
13.03
13.26
12.82
12.32
13.25
12.36
12.95
25.24
12.82
12.60
72
11.59
P/TBVx
35.82
35.40
41.69
40.32
40.64
45.47
44.08
42.20
41.78
41.37
23.79
42.20
41.53
51
13.60
P/Bx
43.61
45.13
43.06
41.11
47.79
46.97
47.72
53.29
51.43
52.78
25.55
51.43
47.34
6
7.060
NIIkr B
4.079
4.302
4.504
4.847
5.123
5.461
5.962
6.223
6.620
7.235
3.418
7.15%
6.48%
—
20.62
NII grth%
16.31
16.09
15.80
15.92
17.29
17.29
19.99
21.83
19.85
20.86
28.71
19.99
17.29
23
12.58
ROTE%
20.36
17.37
14.74
15.45
14.88
13.84
14.29
17.11
14.58
15.87
10.86
14.58
15.17
35
20.14
Return on equity%
20.88
18.59
17.08
16.98
16.87
14.42
16.32
18.25
16.08
17.58
24.18
16.32
17.03
46
2.25
Return on assets%
9.33
8.76
6.97
9.12
6.36
4.19
4.05
5.12
4.16
2.72
12.91
4.16
5.74
33
173.39
EPSkr
61.03
61.81
71.52
73.49
82.84
93.91
107.52
121.49
133.68
142.53
186.48
11.46%
9.72%
—
6.32
EPS growth%
25.23
24.77
24.32
26.54
27.73
30.66
28.62
31.59
32.17
32.59
19.04
31.59
28.18
59
60.22
Bookvalue per shkr
134.92
160.48
159.04
179.08
211.22
249.48
238.13
255.30
262.21
270.99
86.22
5.11%
8.24%
—
211.68
TBV/shkr
121.72
112.92
106.05
113.27
119.56
131.58
119.28
117.41
119.12
132.19
37.78
2.03%
1.94%
—
139.32
Dividend per shkr
116.71
115.75
120.26
110.63
96.98
99.62
90.27
79.52
81.40
80.40
87.32
(3.68%)
(3.76%)
—
26.49
Div yield (avg)%
0.40
0.40
0.40
2.28
5.17
5.41
6.40
3.98
2.77
0.40
26.23
3.98
2.53
9
14.20
Payout ratio%
14.62
15.27
14.16
15.83
13.19
12.27
11.46
8.83
9.15
7.07
17.15
9.15
12.73
92
23.28
Shares (diluted)M
30.80
32.65
36.41
36.91
39.63
38.94
41.39
45.23
49.90
54.64
22.96
6.63%
6.68%
72
16.67
Buyback yield%
21.73
22.54
22.96
22.83
22.83
23.99
23.97
22.25
22.47
22.82
16.62
22.82
22.83
66
102.20
Eq/Assets%
123.87
109.92
109.13
100.92
94.40
82.51
88.36
92.83
96.14
98.71
150.10
92.83
97.42
87
7.343
Assetskr B
33.97
35.33
39.76
43.57
47.62
50.50
54.99
59.74
65.56
72.15
8.175
8.67%
8.98%
23
1.455
LT debtkr B
0.860
0.839
0.797
0.801
0.796
0.911
0.989
1.130
1.058
0.972
6.673
4.08%
1.90%
57
Non-interest expense
6.29%
0.99×
Net interest income
73.41%
Non-interest income
26.59%