53.39
Revenue¥B
240.1
256.7
276.3
287.3
305.3
326.0
341.7
363.9
392.9
414.3
54.70
6.29%
6.41%
56
28.73
Revenue growth%
24.19
25.71
28.23
30.15
29.97
31.14
33.02
32.34
34.21
33.72
14.95
33.02
30.64
19
26.89
NIM%
6.71
9.55
10.74
13.20
15.76
18.48
17.63
19.63
20.63
21.74
5.26
19.63
16.70
34
15.52
Effic. R.%
8.12
5.16
4.70
7.45
5.90
5.91
6.40
5.96
7.28
5.81
27.32
5.96
5.94
61
16.93
Net margin%
16.08
17.49
19.29
19.64
16.67
18.07
15.51
16.70
16.29
15.73
23.22
16.29
16.69
27
21.29
P/E ratio (avg)x
23.28
24.39
22.17
22.80
21.60
21.05
20.73
21.85
19.68
19.19
34.39
20.73
21.72
50
15.00
P/TBVx
40.15
42.30
50.14
48.53
57.08
61.82
73.33
87.78
101.6
116.2
11.39
87.78
59.45
42
36.41
P/Bx
18.31
17.26
18.91
17.64
15.87
16.07
16.83
16.15
15.75
16.46
11.91
16.15
16.65
63
240.8
NII¥B
184.6
198.3
216.9
223.6
234.6
253.3
269.2
284.2
305.3
322.6
80.58
6.57%
6.52%
—
6.15
NII grth%
26.06
27.33
26.98
27.38
29.27
31.82
34.00
35.75
34.28
36.27
4.06
34.28
30.55
42
4.75
ROTE%
14.47
13.17
14.49
13.02
12.24
13.26
15.00
15.56
15.50
15.36
16.92
15.36
14.48
36
15.62
Return on equity%
34.69
34.70
33.16
34.74
32.77
33.72
36.65
38.44
36.25
34.09
29.57
36.25
34.70
15
3.08
Return on assets%
16.28
15.54
13.06
14.34
12.17
12.44
12.63
14.88
12.39
11.29
23.84
12.44
12.84
18
58.46
EPS¥
109.10
116.39
118.82
117.01
104.74
110.14
108.32
114.20
125.65
125.07
60.52
3.61%
0.16%
—
29.94
EPS growth%
15.43
15.53
17.84
17.97
17.09
14.35
16.06
14.67
14.79
14.77
5.71
14.77
15.48
39
111.05
Bookvalue per sh¥
140.71
165.94
182.38
196.29
230.51
247.09
280.44
288.14
290.47
312.72
39.90
6.29%
9.86%
—
97.42
TBV/sh¥
192.46
210.63
206.48
210.48
223.33
227.59
266.01
316.42
375.30
389.48
84.16
11.77%
8.12%
—
39.15
Dividend per sh¥
67.64
77.26
87.68
88.61
92.32
101.83
107.54
115.48
117.14
130.69
133.38
7.20%
6.87%
—
18.15
Div yield (avg)%
23.62
25.22
26.41
23.44
25.76
24.46
22.79
20.70
20.38
19.66
14.15
20.70
23.53
51
12.91
Payout ratio%
20.01
20.23
18.70
16.67
14.85
15.73
16.09
13.31
15.82
14.20
15.97
15.73
15.96
48
927.8
Shares (diluted)M
717.0
700.9
776.2
761.9
786.5
819.1
833.7
868.8
833.5
896.4
939.2
2.65%
1.62%
62
21.15
Buyback yield%
21.07
19.58
19.55
18.75
16.18
15.58
15.40
13.01
12.49
11.05
15.94
13.01
15.88
67
100.14
Eq/Assets%
283.45
309.62
299.27
329.42
338.13
357.73
414.43
416.82
419.95
481.31
166.46
416.82
347.93
54
249.2
Assets¥B
1,509
1,587
1,709
1,786
1,972
2,144
2,407
2,572
2,753
2,983
373.0
8.63%
8.32%
29
187.3
LT debt¥B
466.8
495.7
574.0
670.4
712.0
724.4
742.1
808.2
872.3
866.8
330.5
4.01%
7.87%
75
Total assets
¥2.983T
8.32%
1.19×
Revenue
¥414.3B
6.41%
1.00×
Non-interest expense
¥203.3B
6.38%
1.00×
Net interest income
77.86%
Non-interest income
22.14%