55.38
Revenue¥B
157.4
161.4
167.6
172.3
172.9
178.9
184.1
187.2
196.6
204.7
56.51
3.44%
3.16%
85
15.33
Revenue growth%
7.86
4.90
2.16
1.93
3.14
1.28
1.81
0.40
2.26
0.40
11.32
1.28
2.04
57
6.29
NIM%
17.66
18.07
19.55
20.17
20.87
19.86
21.07
20.19
18.50
19.17
21.00
19.86
19.70
81
28.25
Effic. R.%
14.24
14.84
13.80
11.06
12.74
14.65
13.01
14.21
12.28
14.46
28.64
14.21
14.00
83
23.17
Net margin%
15.08
14.63
15.72
16.62
15.56
17.65
15.05
15.76
18.12
19.50
5.20
17.65
15.74
53
23.27
P/E ratio (avg)x
66.06
68.09
74.54
76.99
90.18
94.47
103.0
100.3
101.3
121.3
26.78
101.3
92.33
27
18.23
P/TBVx
27.43
28.29
26.75
30.40
32.38
31.69
32.91
37.97
38.03
40.24
35.35
37.97
32.03
65
27.39
P/Bx
31.07
29.64
29.71
29.05
26.77
30.11
33.90
33.01
30.03
26.96
30.10
30.11
29.87
41
47.42
NII¥B
115.7
120.3
123.9
127.6
126.0
131.6
137.3
139.2
143.7
152.5
40.04
3.89%
3.35%
—
12.26
NII grth%
14.22
15.91
16.43
18.13
16.17
17.55
14.79
17.31
18.15
18.10
6.56
17.55
16.87
43
17.59
ROTE%
22.22
21.78
22.18
21.21
20.78
22.12
21.33
21.94
19.06
18.17
7.54
21.33
21.56
64
4.50
Return on equity%
18.15
18.68
15.77
16.47
14.31
15.80
16.10
18.73
19.45
16.53
10.76
16.53
16.50
36
29.04
Return on assets%
21.93
22.51
22.51
19.74
18.70
16.71
15.66
16.87
18.00
15.70
17.92
16.71
18.35
9
359.05
EPS¥
1,146
1,217
1,273
1,240
1,367
1,494
1,491
1,474
1,671
1,977
374.07
7.66%
6.63%
—
20.16
EPS growth%
9.99
11.47
11.79
11.27
10.21
9.23
9.89
6.92
7.87
8.95
19.67
8.95
9.94
57
698.41
Bookvalue per sh¥
653.34
672.95
741.06
677.77
663.15
612.81
673.24
641.44
600.65
588.39
305.34
(2.36%)
(0.34%)
—
217.66
TBV/sh¥
364.73
371.01
378.27
333.30
364.72
333.48
316.07
323.86
285.25
290.59
168.90
(4.44%)
(2.73%)
—
291.96
Dividend per sh¥
1,044
968.94
1,010
1,072
1,184
1,172
1,120
1,259
1,260
1,204
949.91
0.34%
1.08%
—
21.81
Div yield (avg)%
10.97
13.34
14.28
13.60
16.27
16.68
14.79
11.85
9.77
11.91
25.96
11.91
13.47
24
3.02
Payout ratio%
30.35
30.64
33.17
33.91
32.83
35.12
37.38
36.44
38.81
36.05
16.43
36.44
34.51
22
183.6
Shares (diluted)M
272.4
252.9
265.7
288.9
330.5
381.5
403.7
466.7
501.7
471.8
192.2
7.38%
7.19%
40
2.89
Buyback yield%
24.93
26.52
23.88
25.66
24.56
23.92
25.00
22.74
22.92
23.70
11.54
23.70
24.24
17
110.28
Eq/Assets%
159.39
150.10
160.97
139.94
124.45
117.31
117.08
122.24
129.92
127.90
91.42
122.24
128.91
61
121.3
Assets¥B
490.3
529.6
563.9
596.1
667.7
729.3
782.2
868.5
908.2
976.0
134.0
7.89%
7.95%
73
177.0
LT debt¥B
144.7
142.6
164.9
180.1
185.5
198.7
202.1
200.6
211.5
212.5
191.7
2.76%
3.37%
82
Total assets
¥976.0B
7.95%
1.57×
Revenue
¥204.7B
3.16%
1.00×
Non-interest expense
¥104.7B
3.24%
1.01×
Net interest income
74.48%
Non-interest income
25.52%