50.78
Revenue¥B
163.5
164.4
164.4
163.9
168.8
168.7
172.5
177.5
179.0
178.1
52.04
1.08%
1.10%
17
18.92
Revenue growth%
30.58
29.26
32.02
31.31
33.50
32.77
33.56
31.20
28.49
30.08
2.96
31.20
31.26
37
4.50
NIM%
5.96
7.74
7.87
10.40
7.62
6.04
7.23
8.49
8.03
9.46
22.27
8.03
7.80
94
13.93
Effic. R.%
2.98
2.63
3.30
1.07
3.39
0.82
0.40
0.40
0.40
0.40
16.94
0.40
0.95
55
25.12
Net margin%
10.17
12.53
10.92
12.81
13.59
13.45
12.00
12.30
9.81
6.83
10.33
12.00
12.15
25
31.43
P/E ratio (avg)x
19.03
19.92
21.53
23.63
25.69
23.47
22.76
21.18
23.24
23.09
7.605
23.09
22.92
48
10.57
P/TBVx
33.30
29.28
30.34
29.01
26.07
25.57
22.02
22.94
23.08
24.92
28.69
23.08
25.82
43
28.33
P/Bx
12.75
14.10
12.49
12.98
13.06
11.45
10.63
9.348
9.486
10.19
7.499
10.19
11.97
7
94.98
NII¥B
115.5
114.7
116.8
115.6
119.2
119.0
120.3
124.9
126.7
124.0
149.7
0.80%
0.95%
—
29.38
NII grth%
8.85
6.00
4.94
4.97
6.79
8.59
7.53
9.63
11.37
13.56
25.13
9.63
8.06
87
29.39
ROTE%
8.17
8.67
6.01
6.02
3.71
3.24
1.75
2.04
1.04
2.99
4.88
2.04
3.47
30
28.14
Return on equity%
18.21
18.67
20.34
22.13
21.47
19.29
16.38
19.31
19.64
19.21
2.92
19.29
19.30
33
12.67
Return on assets%
15.87
13.17
11.02
13.73
13.34
15.19
13.19
15.97
18.71
20.44
24.95
15.97
14.46
25
162.98
EPS¥
73.72
71.71
73.38
79.78
77.05
79.11
86.31
96.75
98.63
92.18
168.36
3.65%
1.50%
—
9.22
EPS growth%
18.87
17.13
15.45
18.00
16.43
14.57
11.84
10.36
7.58
10.01
11.28
10.36
15.01
25
334.05
Bookvalue per sh¥
291.49
297.00
346.15
368.92
407.59
459.59
485.28
461.48
499.63
556.91
378.12
6.44%
7.61%
—
343.25
TBV/sh¥
436.49
440.59
430.40
503.63
550.41
563.13
617.33
703.01
686.05
731.59
132.00
5.86%
6.19%
—
160.83
Dividend per sh¥
513.85
560.04
566.81
560.18
573.58
562.20
644.32
641.48
670.26
759.99
433.23
5.79%
5.33%
—
22.45
Div yield (avg)%
12.57
11.36
11.69
13.70
12.21
13.93
15.03
14.42
11.86
12.84
18.90
13.93
12.70
59
13.34
Payout ratio%
19.61
17.51
19.95
18.35
18.51
20.31
18.66
18.36
18.23
16.88
20.15
18.36
18.43
72
283.1
Shares (diluted)M
520.0
554.0
574.7
566.2
593.9
620.1
677.9
762.5
774.7
835.6
281.1
7.07%
5.45%
56
21.63
Buyback yield%
16.45
17.87
15.58
16.26
16.16
16.82
16.80
17.35
15.14
14.60
18.51
16.80
16.35
29
65.91
Eq/Assets%
131.94
143.84
161.16
176.30
173.47
182.83
178.51
169.56
182.62
183.15
34.84
182.62
174.88
47
67.30
Assets¥B
102.1
107.5
117.8
128.4
145.3
154.1
168.7
184.9
207.5
222.6
187.9
8.91%
8.82%
28
81.76
LT debt¥B
120.9
111.2
109.3
111.8
116.3
107.9
114.8
108.2
119.8
106.5
35.83
(1.75%)
(1.86%)
56
Total assets
¥222.6B
8.82%
2.09×
Revenue
¥178.1B
1.10%
1.00×
Non-interest expense
¥82.59B
0.70%
0.96×
Net interest income
69.63%
Non-interest income
30.37%
Return on capital
103.66%