72.25
Revenue¥B
153.4
161.3
172.8
182.2
188.3
200.8
211.8
221.7
228.0
239.9
75.50
4.96%
5.04%
70
19.76
Revenue growth%
7.60
4.70
2.51
3.37
5.55
3.92
4.70
3.76
4.05
5.81
14.25
4.05
4.37
14
15.79
NIM%
19.53
22.32
21.97
21.99
21.16
21.21
22.12
23.16
20.39
20.19
17.13
21.21
21.59
25
29.39
Effic. R.%
0.44
0.40
1.75
3.14
2.55
0.40
0.40
2.28
3.44
1.37
11.47
1.37
1.56
80
12.04
Net margin%
3.42
5.55
6.35
4.04
2.63
2.63
0.68
2.39
0.40
0.40
9.63
0.68
2.63
36
34.26
P/E ratio (avg)x
25.07
24.29
25.06
22.42
24.12
25.24
25.36
23.93
25.45
26.12
26.98
25.36
25.06
67
36.67
P/TBVx
59.59
69.61
80.04
81.77
93.53
106.3
114.1
135.5
161.7
187.5
23.55
135.5
99.92
26
10.23
P/Bx
7.766
7.414
7.946
7.956
8.798
7.867
7.321
8.209
8.767
9.616
14.70
8.209
7.951
35
16.51
NII¥B
116.9
123.6
131.2
138.6
145.3
153.6
160.8
169.2
174.8
184.3
115.8
4.88%
5.02%
—
8.64
NII grth%
10.62
8.40
5.72
7.88
10.85
12.81
11.67
14.23
16.19
15.20
23.38
14.23
11.26
80
26.60
ROTE%
25.17
27.15
25.52
27.65
25.69
25.40
26.40
27.38
26.06
23.39
19.49
26.06
25.87
29
7.99
Return on equity%
19.23
18.17
19.07
20.20
22.64
23.01
24.70
25.58
26.84
26.66
4.71
25.58
22.83
51
24.49
Return on assets%
24.65
27.11
25.15
25.79
27.55
27.47
27.06
27.72
30.14
32.10
16.84
27.72
27.29
74
233.78
EPS¥
423.77
407.39
401.46
367.78
391.39
378.23
361.54
410.92
380.40
351.30
248.31
(2.14%)
(0.92%)
—
6.28
EPS growth%
30.81
31.01
31.01
30.12
31.38
32.72
30.09
29.46
27.74
29.53
23.43
29.53
30.47
38
379.55
Bookvalue per sh¥
431.83
472.71
519.77
594.44
584.52
665.28
739.37
815.27
848.55
994.94
504.15
11.22%
9.91%
—
445.46
TBV/sh¥
347.03
371.78
359.29
340.44
312.40
332.72
377.82
395.61
424.98
418.24
223.02
6.01%
1.27%
—
292.84
Dividend per sh¥
292.98
294.24
320.42
339.37
371.65
351.20
333.64
360.05
336.81
324.90
166.20
(2.65%)
1.96%
—
24.51
Div yield (avg)%
23.57
22.02
23.53
20.57
20.40
22.47
25.01
27.82
30.50
28.46
16.35
27.82
23.55
45
21.96
Payout ratio%
25.85
24.85
25.06
25.78
27.81
28.68
29.76
32.23
29.94
31.31
15.62
29.94
28.25
36
383.8
Shares (diluted)M
323.1
321.9
283.2
276.6
255.9
264.6
230.7
235.9
232.1
200.4
384.4
(4.78%)
(5.11%)
52
21.70
Buyback yield%
22.54
21.66
23.00
22.47
20.08
19.99
20.50
18.54
19.48
20.05
7.70
19.99
20.29
61
26.12
Eq/Assets%
148.96
155.78
152.51
145.77
150.03
146.17
165.65
168.60
166.84
189.33
134.78
166.84
154.15
19
18.11
Assets¥B
354.7
379.3
423.8
449.9
480.0
510.1
542.1
598.5
655.2
705.1
153.3
7.99%
8.10%
21
61.12
LT debt¥B
218.7
242.4
239.0
263.4
259.6
279.7
298.5
272.3
281.0
267.8
49.08
0.62%
2.96%
82
Total assets
¥705.1B
8.10%
1.33×
Revenue
¥239.9B
5.04%
1.00×
Non-interest expense
¥116.7B
5.12%
1.01×
Net interest income
76.85%
Non-interest income
23.15%
Spread over hurdle
36.53%