48.32
Revenue¥B
144.8
148.6
153.2
153.8
158.8
165.8
173.8
180.0
183.9
189.9
49.52
3.64%
3.11%
14
2.54
Revenue growth%
6.52
4.24
1.68
0.40
0.40
0.40
2.92
2.02
3.06
2.67
24.48
2.67
2.34
40
11.95
NIM%
31.44
28.55
28.91
27.55
27.78
30.33
29.13
29.21
30.62
30.11
16.38
30.11
29.17
62
12.53
Effic. R.%
13.36
13.10
15.63
13.45
14.78
17.75
18.23
15.35
17.37
18.74
20.97
17.75
15.49
53
21.58
Net margin%
22.59
23.13
25.15
22.28
22.86
25.84
23.40
24.39
25.20
23.10
14.52
24.39
23.27
42
15.67
P/E ratio (avg)x
10.71
11.41
13.18
12.60
14.32
15.48
16.97
18.29
20.43
22.78
19.32
18.29
14.90
76
34.37
P/TBVx
8.589
8.910
9.511
9.209
8.816
9.715
10.73
9.842
9.538
9.944
33.33
9.842
9.524
43
19.37
P/Bx
24.66
24.95
26.99
26.07
29.43
29.87
34.79
32.94
31.68
32.42
12.54
32.42
29.65
23
137.2
NII¥B
104.4
105.3
109.5
109.2
114.2
117.5
124.1
131.0
131.4
136.0
94.18
3.56%
3.02%
—
11.96
NII grth%
19.62
21.23
21.30
21.99
20.05
18.28
16.15
16.25
16.19
16.90
26.81
16.25
18.95
14
8.97
ROTE%
23.43
26.24
27.95
28.90
29.85
31.98
33.12
33.89
33.33
35.92
2.54
33.33
30.92
25
2.99
Return on equity%
0.40
2.66
4.22
5.41
3.79
4.79
3.39
6.18
4.57
2.26
23.50
4.57
4.01
93
3.87
Return on assets%
25.66
25.50
22.88
22.81
22.07
24.30
22.20
23.51
24.48
27.25
10.79
24.30
23.90
20
36.79
EPS¥
56.60
59.45
56.90
56.70
59.09
63.95
70.28
70.25
75.63
81.39
39.73
6.61%
4.36%
—
24.10
EPS growth%
10.73
9.83
7.70
9.40
12.07
9.79
12.49
13.72
16.31
18.18
14.87
13.72
11.40
39
41.81
Bookvalue per sh¥
122.28
132.67
152.75
154.66
172.06
168.05
170.99
168.97
198.03
201.90
52.14
3.25%
6.47%
—
34.99
TBV/sh¥
47.14
43.96
47.17
41.42
41.18
40.89
36.84
36.29
39.81
39.82
48.32
(0.67%)
(3.07%)
—
30.21
Dividend per sh¥
12.23
13.02
12.60
13.30
11.27
10.29
8.73
8.41
8.52
7.99
20.59
(6.64%)
(5.25%)
—
5.31
Div yield (avg)%
9.45
11.86
13.68
12.52
13.21
12.64
12.68
14.56
12.67
11.42
18.73
12.67
12.66
88
23.47
Payout ratio%
3.33
0.75
0.40
2.14
4.96
3.93
6.75
9.38
10.40
9.78
21.56
9.38
4.45
84
1.173
Shares (diluted)B
1.379
1.349
1.437
1.447
1.445
1.617
1.540
1.645
1.745
1.887
1.218
5.48%
2.78%
14
5.81
Buyback yield%
25.55
26.74
25.30
22.83
22.49
25.35
24.20
25.27
22.38
20.21
10.88
24.20
24.74
92
136.04
Eq/Assets%
118.60
116.21
129.86
152.36
144.69
169.50
196.85
218.23
256.11
288.52
103.64
218.23
160.93
79
51.02
Assets¥B
67.85
71.92
77.02
86.53
94.07
100.5
111.2
120.5
123.6
138.2
105.2
8.00%
8.31%
30
167.6
LT debt¥B
207.6
237.4
228.7
236.8
240.9
244.5
280.4
303.5
312.3
326.0
62.32
6.23%
5.94%
32
Total assets
¥138.2B
8.31%
1.64×
Revenue
¥189.9B
3.11%
1.00×
Non-interest expense
¥85.82B
2.95%
0.99×
Net interest income
71.63%
Non-interest income
28.37%
Return on capital
185.67%