44.40
Revenue¥B
70.80
75.96
80.37
87.24
93.36
100.6
105.0
110.9
118.0
126.1
46.00
6.19%
6.57%
9
20.64
Revenue growth%
10.48
12.87
11.25
9.80
9.05
7.47
8.35
6.31
4.96
2.31
12.62
6.31
8.70
44
22.04
NIM%
36.53
35.22
34.53
32.31
33.73
36.32
39.31
40.97
40.38
43.00
24.56
40.38
36.43
63
3.92
Effic. R.%
8.00
9.63
11.88
13.55
13.73
13.25
12.66
10.77
10.20
10.44
7.95
10.77
11.32
73
20.33
Net margin%
21.59
20.89
19.28
17.65
15.53
14.18
15.17
15.88
13.66
13.40
3.19
14.18
15.70
44
30.05
P/E ratio (avg)x
20.50
23.52
23.72
25.46
24.09
27.35
26.55
27.14
30.30
34.78
14.90
27.35
26.00
74
36.53
P/TBVx
6.982
7.261
7.862
7.265
6.488
6.315
6.324
5.666
5.176
4.835
21.18
5.666
6.406
26
10.52
P/Bx
42.29
44.82
46.71
51.58
50.51
48.25
48.60
53.48
52.21
51.63
23.89
51.63
49.55
57
113.6
NII¥B
42.48
45.53
49.10
52.49
55.88
60.25
63.28
66.33
70.69
76.28
115.5
6.42%
6.68%
—
26.07
NII grth%
15.40
12.49
13.20
13.41
12.07
12.17
11.40
10.78
7.82
10.42
22.08
10.78
12.12
72
27.24
ROTE%
25.25
25.70
26.40
27.08
29.61
29.30
28.05
26.42
25.41
26.36
24.86
26.42
26.41
25
29.41
Return on equity%
0.40
1.72
0.40
2.68
0.55
0.40
0.40
0.40
3.03
2.67
16.35
0.40
0.48
92
11.69
Return on assets%
24.37
25.46
24.68
27.46
26.19
28.94
29.20
31.16
31.75
31.17
4.93
31.16
28.20
24
353.01
EPS¥
444.28
499.79
556.06
587.08
642.34
760.61
755.48
830.33
838.69
836.53
368.78
5.42%
6.92%
—
21.52
EPS growth%
14.30
11.55
10.56
12.07
10.68
11.54
13.28
13.92
16.35
14.81
17.13
13.92
12.68
69
108.48
Bookvalue per sh¥
494.85
508.49
579.84
682.55
815.88
838.05
898.30
1,050
1,014
1,213
282.96
8.25%
9.82%
—
288.14
TBV/sh¥
445.06
508.09
592.75
645.33
720.23
853.71
951.06
949.74
1,127
1,178
279.05
10.34%
11.87%
—
397.89
Dividend per sh¥
349.64
371.31
348.65
379.21
419.69
394.88
376.69
433.64
412.91
417.70
204.58
(0.10%)
2.08%
—
14.32
Div yield (avg)%
19.96
17.92
16.71
19.08
18.65
16.76
16.41
18.63
20.60
22.36
21.99
18.63
18.64
5
18.38
Payout ratio%
22.64
22.94
20.99
20.29
19.83
22.77
24.72
21.79
24.14
25.26
8.39
24.14
22.71
77
219.3
Shares (diluted)M
393.2
432.0
519.6
563.1
671.0
718.7
768.7
789.1
832.3
832.6
219.9
4.41%
9.32%
34
11.30
Buyback yield%
19.39
19.45
18.51
15.65
18.52
16.11
17.41
16.99
16.26
17.60
20.45
16.99
17.51
20
144.22
Eq/Assets%
71.31
79.78
82.55
92.27
95.59
84.60
78.83
72.53
79.51
80.94
151.83
79.51
80.36
42
27.30
Assets¥B
54.98
59.28
64.27
69.77
76.72
86.50
91.60
97.08
104.0
111.9
101.3
7.85%
8.11%
36
78.19
LT debt¥B
56.83
54.08
57.03
59.33
62.73
60.51
57.90
53.24
56.72
61.79
95.71
(0.30%)
0.46%
27
Total assets
¥111.9B
8.11%
1.15×
Revenue
¥126.1B
6.57%
1.00×
Non-interest expense
¥74.22B
6.64%
1.01×
Net interest income
60.51%
Non-interest income
39.49%