103.9
Revenue¥B
52.85
56.37
60.10
64.60
70.97
77.19
83.28
90.76
99.54
106.5
111.2
8.46%
8.14%
80
16.54
Revenue growth%
31.73
30.89
33.50
31.33
28.62
27.22
27.15
28.58
30.65
32.25
22.22
28.58
30.77
6
23.57
NIM%
19.20
17.04
19.14
20.84
21.08
22.72
22.71
24.07
21.16
19.66
23.49
22.71
20.96
22
24.46
Effic. R.%
11.78
12.28
10.69
8.14
9.12
11.08
12.53
14.69
17.28
17.90
13.05
14.69
12.03
72
29.38
Net margin%
11.97
11.63
9.56
9.27
10.21
12.29
12.29
11.89
11.81
14.14
26.62
12.29
11.85
34
19.47
P/E ratio (avg)x
38.09
38.84
38.15
45.07
53.71
53.92
63.80
71.74
77.96
79.30
22.85
71.74
53.81
16
33.45
P/TBVx
12.45
13.52
13.67
12.88
15.10
15.22
15.08
17.02
18.59
20.75
17.41
17.02
15.09
46
31.51
P/Bx
19.78
18.35
16.41
18.52
18.50
20.59
19.33
20.39
19.73
21.48
12.85
20.39
19.53
7
102.7
NII¥B
35.96
38.57
40.99
43.33
47.72
53.04
56.08
61.10
67.53
71.25
50.53
8.35%
8.06%
—
28.46
NII grth%
14.07
16.19
19.11
17.61
17.29
18.84
19.61
18.26
17.36
17.26
23.94
18.26
17.48
91
25.19
ROTE%
16.11
16.95
19.20
21.57
18.60
19.02
18.85
18.68
21.57
24.39
4.32
19.02
18.94
83
25.33
Return on equity%
27.79
26.26
25.92
27.34
29.03
26.22
25.60
24.23
22.73
24.94
10.43
24.94
26.07
57
19.30
Return on assets%
19.82
18.61
16.80
13.95
13.29
15.59
15.32
17.12
18.56
19.76
5.77
17.12
16.96
48
191.66
EPS¥
100.29
105.61
97.66
106.02
98.45
110.60
101.23
114.10
111.21
101.58
199.86
0.63%
(0.87%)
—
15.01
EPS growth%
11.66
13.00
15.88
15.60
13.60
16.48
14.51
12.06
9.50
7.59
14.86
12.06
13.30
7
206.43
Bookvalue per sh¥
70.89
71.83
71.30
69.89
78.80
85.30
86.52
92.40
90.17
91.29
52.63
2.99%
3.73%
—
131.88
TBV/sh¥
119.60
124.91
131.79
134.02
131.03
128.28
119.61
112.47
105.89
113.50
228.26
(2.83%)
(0.68%)
—
123.61
Dividend per sh¥
110.35
117.38
116.96
132.08
142.01
142.48
148.71
176.17
204.58
233.22
144.32
10.43%
8.38%
—
21.85
Div yield (avg)%
15.49
16.17
15.53
15.05
12.06
11.22
12.09
12.32
10.41
13.07
7.41
12.09
12.69
34
29.61
Payout ratio%
28.44
30.09
32.62
32.77
31.46
29.53
30.90
29.57
32.14
32.37
23.58
30.90
31.18
92
297.1
Shares (diluted)M
374.3
345.1
355.1
327.9
341.0
378.4
423.9
452.6
497.6
460.9
293.1
6.21%
3.01%
70
10.07
Buyback yield%
15.41
15.89
13.36
11.76
9.73
12.57
10.15
12.82
9.91
12.76
24.75
12.57
12.66
8
114.13
Eq/Assets%
258.81
258.34
280.34
317.78
365.94
385.74
420.16
439.50
458.45
469.58
72.52
439.50
375.84
55
125.4
Assets¥B
252.2
282.3
314.0
332.1
365.3
401.0
438.8
470.7
527.6
579.9
51.74
9.68%
9.45%
94
5.368
LT debt¥B
49.43
54.64
55.06
56.29
54.50
53.72
60.56
63.92
69.63
77.48
49.84
7.29%
5.26%
57
Total assets
¥579.9B
9.45%
1.13×
Revenue
¥106.5B
8.14%
1.00×
Non-interest expense
¥51.00B
8.25%
1.01×
Net interest income
66.89%
Non-interest income
33.11%