188.1
Revenue¥B
141.9
146.6
152.6
162.2
167.0
172.7
175.8
186.5
191.8
195.8
209.6
3.24%
3.45%
25
11.85
Revenue growth%
3.46
4.05
1.08
3.13
3.04
1.56
0.75
0.40
2.08
4.27
27.28
1.56
2.56
43
2.71
NIM%
26.77
26.86
28.76
28.19
29.90
27.08
27.75
28.78
26.52
28.24
28.82
27.75
27.97
65
6.33
Effic. R.%
25.71
25.32
28.25
30.43
30.60
33.00
31.46
30.05
30.01
30.26
17.12
30.26
30.15
63
7.25
Net margin%
18.89
20.41
21.56
23.56
24.04
24.72
22.27
21.06
23.21
24.94
26.25
23.21
22.74
15
9.580
P/E ratio (avg)x
51.21
54.80
55.50
66.24
67.54
69.03
70.25
76.46
79.58
82.58
34.50
76.46
68.28
53
8.316
P/TBVx
21.50
21.33
18.50
17.35
15.00
14.55
13.20
13.23
11.98
11.63
31.79
13.20
14.77
26
11.56
P/Bx
17.43
17.56
19.19
18.35
20.66
19.24
21.09
19.53
20.06
20.90
9.583
20.06
19.38
27
163.3
NII¥B
106.7
109.3
115.0
123.4
125.3
130.4
132.8
139.6
145.5
147.3
111.0
3.28%
3.44%
—
28.69
NII grth%
14.80
15.88
16.95
15.36
14.25
12.55
13.89
14.34
15.30
16.80
25.49
14.34
15.05
66
2.85
ROTE%
10.32
12.65
12.47
13.17
12.65
9.91
11.43
11.84
11.55
9.09
12.54
11.43
11.69
11
21.79
Return on equity%
26.19
28.25
30.10
28.32
27.72
30.06
32.88
33.52
35.44
36.49
3.21
33.52
30.08
70
23.32
Return on assets%
26.07
24.06
26.49
26.72
27.44
24.53
21.75
22.40
25.34
24.79
12.69
24.53
25.06
53
170.63
EPS¥
214.64
189.25
175.80
152.43
146.99
143.47
154.48
160.99
174.29
169.18
186.69
2.85%
(2.23%)
—
4.58
EPS growth%
10.88
10.00
9.46
11.79
11.91
11.68
14.16
11.29
12.85
15.61
7.73
12.85
11.74
50
279.52
Bookvalue per sh¥
105.46
93.39
82.07
71.77
65.05
69.02
63.75
63.09
56.57
52.04
138.40
(4.36%)
(6.95%)
—
54.01
TBV/sh¥
149.67
126.33
108.33
100.88
91.29
95.32
82.51
81.05
87.20
93.92
111.50
0.57%
(5.50%)
—
45.78
Dividend per sh¥
160.67
166.43
147.46
155.61
141.97
129.21
144.05
143.61
131.41
119.16
206.82
(3.44%)
(2.30%)
—
15.29
Div yield (avg)%
16.95
14.05
15.01
13.88
12.90
14.10
13.72
12.31
13.98
12.58
21.16
13.72
13.93
7
12.42
Payout ratio%
20.69
23.32
24.89
23.16
24.23
25.50
23.98
24.36
26.78
28.28
8.00
25.50
24.30
49
416.7
Shares (diluted)M
402.6
388.6
331.9
318.5
297.5
311.8
308.9
288.9
300.1
315.8
429.1
1.20%
(1.78%)
62
29.97
Buyback yield%
10.17
12.29
12.80
15.08
17.92
20.82
21.58
20.47
23.38
23.33
4.35
21.58
19.20
57
129.66
Eq/Assets%
6.59
6.20
5.88
5.06
5.15
5.17
4.96
4.67
4.20
3.82
27.46
4.67
5.11
32
192.6
Assets¥B
639.7
711.4
744.8
816.0
893.7
1,006
1,093
1,209
1,322
1,480
72.31
10.62%
9.96%
90
160.2
LT debt¥B
292.6
317.7
333.1
320.5
320.0
346.9
336.2
369.7
397.0
407.9
32.58
4.97%
3.70%
23
Total assets
¥1.480T
9.96%
1.84×
Revenue
¥195.8B
3.45%
1.00×
Non-interest expense
¥118.0B
3.31%
0.99×
Net interest income
75.21%
Non-interest income
24.79%