208.1
Revenue¥B
195.8
196.6
199.4
205.8
212.2
217.3
216.8
216.8
219.0
219.5
232.2
0.67%
1.44%
20
10.73
Revenue growth%
18.95
21.94
19.65
17.72
18.67
21.09
21.95
21.99
23.34
22.65
24.96
21.99
21.51
87
18.85
NIM%
25.12
22.76
23.47
25.44
24.44
26.91
28.18
30.37
29.04
27.33
16.73
28.18
26.18
41
4.63
Effic. R.%
16.87
17.69
16.02
14.96
15.43
17.94
19.90
19.32
21.23
21.28
22.98
19.90
17.82
29
9.48
Net margin%
14.42
14.12
17.01
16.10
16.13
19.00
21.59
20.59
21.00
23.97
22.59
21.00
18.01
85
16.06
P/E ratio (avg)x
14.28
13.06
13.03
13.62
12.62
12.31
11.96
11.50
13.09
12.45
24.36
12.31
12.82
12
12.84
P/TBVx
24.85
23.79
20.40
21.93
20.26
20.91
19.64
18.00
15.66
13.24
29.31
18.00
20.33
13
6.244
P/Bx
8.200
8.014
7.816
7.690
6.896
6.002
6.474
5.898
6.166
6.640
21.77
6.166
6.768
51
24.78
NII¥B
150.5
149.0
151.4
154.6
162.8
163.8
165.8
163.9
165.3
165.3
14.33
0.31%
1.33%
—
27.73
NII grth%
9.80
11.59
11.57
9.82
12.44
12.13
12.10
14.61
16.46
17.47
12.48
14.61
12.12
84
3.56
ROTE%
7.65
5.00
7.30
4.33
5.97
4.20
2.59
3.98
1.11
0.40
25.91
2.59
4.27
25
22.23
Return on equity%
29.69
30.73
29.77
31.19
32.13
30.56
28.93
26.96
28.08
29.32
8.80
28.93
29.73
19
18.38
Return on assets%
11.34
13.50
11.75
12.50
15.42
14.34
11.54
9.13
9.05
8.96
19.09
9.13
11.64
77
128.21
EPS¥
100.19
113.75
117.62
133.52
150.66
143.53
132.47
130.95
126.45
118.44
141.51
(4.70%)
2.04%
—
20.74
EPS growth%
25.41
23.97
24.48
24.57
25.29
26.47
29.36
29.39
32.22
34.19
5.25
29.39
25.94
21
469.13
Bookvalue per sh¥
497.99
472.40
474.07
521.74
550.32
613.03
609.95
599.32
687.84
796.13
312.10
7.66%
5.29%
—
299.86
TBV/sh¥
668.52
698.23
677.23
793.87
916.00
1,003
1,012
1,090
1,086
1,201
221.29
5.57%
6.95%
—
110.29
Dividend per sh¥
200.49
226.59
227.95
257.58
275.10
308.61
306.17
327.87
360.43
351.25
330.82
5.01%
6.22%
—
9.91
Div yield (avg)%
12.20
12.86
11.64
10.42
8.62
8.65
10.26
8.64
5.78
8.51
25.16
8.64
9.45
40
9.86
Payout ratio%
1.67
4.34
6.26
6.57
6.92
7.81
8.23
9.86
9.15
9.89
26.23
9.15
7.37
88
177.3
Shares (diluted)M
173.7
168.1
183.5
203.4
212.1
199.2
212.7
234.8
248.4
271.1
182.6
5.03%
3.82%
32
18.03
Buyback yield%
15.30
14.62
13.11
15.79
14.35
15.48
13.70
16.13
16.72
16.94
15.67
16.13
15.39
75
35.72
Eq/Assets%
60.41
60.49
65.91
67.52
67.74
65.79
77.15
79.43
83.52
86.38
19.24
79.43
67.63
87
38.08
Assets¥B
387.5
409.5
450.4
508.2
547.9
596.9
651.5
726.7
780.6
820.3
45.10
8.41%
8.65%
62
126.5
LT debt¥B
56.07
51.37
54.23
49.75
55.70
51.09
55.57
53.14
59.64
66.34
78.83
3.56%
1.32%
14
Total assets
¥820.3B
8.65%
1.99×
Revenue
¥219.5B
1.44%
1.00×
Non-interest expense
¥128.4B
1.21%
0.98×
Net interest income
75.32%
Non-interest income
24.68%
Spread over hurdle
13.91%